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Monthly Salary not enough to rent

2»

Comments

  • #52
    _brendand_
    Registered Users Posts: 123 ✭✭_brendand_


    Evd-Burner wrote: »
    I'm on more than 2.5 times that and I can't afford to rent on my own. Almost 29 and still with the parents, it's not ideal but I've no other choice. Saving as much as I can and I still can't afford to buy :D

    Hmmm. More than 2.5 times is over 50k. That gives you at least 3k Euro a month. You can find a place for a grand if it's just you, no problem, *maybe* a bit more. Another grand for living and a grand for saving - you're in a good spot. I hope you're giving your parents a good chunk of money for staying with them at that age. Bit cheeky.


  • #53
    _brendand_
    Registered Users Posts: 123 ✭✭_brendand_


    fraytag wrote: »
    man,
    we are a couple in their 30s and are both professionals on good salaries..
    we pay for our apartment 2k but it's really great standard

    but even we have to share this apartment... there are 2 bedrooms and two bathrooms, almost brand new, so it's possible to share, have own room and private bathroom, you just need to pend more time on DAFT

    So between the two parties you're paying 4 grand? Why are you letting yourself get ripped off like that. Even if you can afford it, would be money better spent elsewhere.


  • #54
    ispeakdatruth
    Registered Users Posts: 12 ✭ispeakdatruth


    _brendand_ wrote: »
    I hope you're giving your parents a good chunk of money for staying with them at that age. Bit cheeky.

    It absolutely is a bit cheeky.

    Lot's of young lads/ladies that just don't want to stand on their own two feet these days.
    Convincing themselves that it's better to live at home while they squirrel all their money away.

    Pathetic really.


    Anyway, in the OP's case, house share is the way to go (and a rethink about expectations).


  • #55
    _brendand_
    Registered Users Posts: 123 ✭✭_brendand_


    ispeakdatruth wrote: »
    It absolutely is a bit cheeky.

    Lot's of young lads/ladies that just don't want to stand on their own two feet these days.
    Convincing themselves that it's better to live at home while they squirrel all their money away.

    Pathetic really.


    Anyway, in the OP's case, house share is the way to go (and a rethink about expectations).

    I can just about understand it if you're on low wages/unemployed and you'd really struggle if you were paying market rent. If I was 29 on 50k (I'm older and earn more, but have a family to support) I'd like to think I'd have too much pride to stay with my parents.


  • #56
    [Deleted User]
    Posts: 24,714 ✭ [Deleted User]


    ispeakdatruth wrote: »
    It absolutely is a bit cheeky.

    Lot's of young lads/ladies that just don't want to stand on their own two feet these days.
    Convincing themselves that it's better to live at home while they squirrel all their money away.

    Pathetic really.


    Anyway, in the OP's case, house share is the way to go (and a rethink about expectations).

    Pathetic? Far far from it's the opposite, very very smart. People talk about how our parents could afford houses etc but this is exactly what they did: live at home until they got married.

    If you have the opportunity to still live at home while working in a good job thus enabling you to save large amounts of money rather than burn it on rent then it is a very wise decision to do so. It's no coincidence that of my friends who own houses most of them lived at home until their late 20's and moved straight from home to their own house. Also the vast majority of parents are only delighted to have their children living at home and being able to help them save towards their own house etc.


  • #57
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    Jaylee Attractive Numerically wrote: »
    Pathetic? Far far from it's the opposite, very very smart. People talk about how our parents could afford houses etc but this is exactly what they did: live at home until they got married.

    If you have the opportunity to still live at home while working in a good job thus enabling you to save large amounts of money rather than burn it on rent then it is a very wise decision to do so. It's no coincidence that of my friends who own houses most of them lived at home until their late 20's and moved straight from home to their own house. Also the vast majority of parents are only delighted to have their children living at home and being able to help them save towards their own house etc.

    Sure why don't they just live with them forever and get breastfed until they are 45 while they are at it.


  • #58
    [Deleted User]
    Posts: 24,714 ✭ [Deleted User]


    Bubbaclaus wrote: »
    Sure why don't they just live with them forever and get breastfed until they are 45 while they are at it.

    Leaving aside the silly comment on being breastfed in our patents generation it was also the common thing for one child to stay at home for good and take on the family home so while you joke about it there is nothing wrong or unusual about it.


  • #59
    messy tessy
    Registered Users Posts: 889 ✭✭✭messy tessy


    Jaylee Attractive Numerically wrote: »
    Also the vast majority of parents are only delighted to have their children living at home and being able to help them save towards their own house etc.

    I honestly don't know why this is trotted out every time on these threads. I imagine the majority of parents would want their adult children to have some form of independence.


  • #60
    Pelvis
    Closed Accounts Posts: 1,758 ✭✭✭Pelvis


    Only those that live at home with mam and dad would profess how "very very smart" it is to do so.

    I don't care either way, there's a good case to be made for staying home at the moment because the rental market is such a mess that the best option is to get a mortgage sorted ASAP.

    But. If you're at home earning over 50k and have no special circumstance that forces you into that position then tbh it's just a bit weird that you aren't wanting to get out, be independent, be a grown up!


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  • #61
    Heres Johnny
    Closed Accounts Posts: 2,738 ✭✭✭Heres Johnny


    If you're living at home with a definite plan and goal in mind it's fine. And if you're paying a few quid.

    Staying at home indefinitely with no plan and not paying up is for wasters.

    Not as black and white as some posters would have you believe.


  • #62
    messy tessy
    Registered Users Posts: 889 ✭✭✭messy tessy


    Heres Johnny wrote: »
    If you're living at home with a definite plan and goal in mind it's fine. And if you're paying a few quid.

    Staying at home indefinitely with no plan and not paying up is for wasters.

    Not as black and white as some posters would have you believe.

    My sister lived at home all through her twenties and now has a fab house (down the country) and no mortgage.

    It is laughable to suggest the majority of parents would be 'only delighted' with their adult kids living at home when in reality it is a massive compromise for both parties.


  • #63
    messy tessy
    Registered Users Posts: 889 ✭✭✭messy tessy


    My sister lived at home all through her twenties and now has a fab house (down the country) and no mortgage.

    It is laughable to suggest the majority of parents would be 'only delighted' with their adult kids living at home when in reality it is a massive compromise for both parties.[/quote]


  • #64
    _Kaiser_
    Registered Users, Registered Users 2 Posts: 28,930 ✭✭✭✭_Kaiser_


    messy tessy wrote: »
    I honestly don't know why this is trotted out every time on these threads. I imagine the majority of parents would want their adult children to have some form of independence.

    It also assumes that people have parents who can afford to subsidise their offspring while they save for a mortgage, and discriminates against those who don't.

    And it skews the market by banks and sellers building this into the pricing.

    It does no one any favours really


  • #65
    ispeakdatruth
    Registered Users Posts: 12 ✭ispeakdatruth


    messy tessy wrote: »

    It is laughable to suggest the majority of parents would be 'only delighted' with their adult kids living at home when in reality it is a massive compromise for both parties.
    [/quote]


    Not many parents have it in them to throw their 20something adult child (30 something 😳) out.

    It really is up to the kids in this situation to realize that enough is enough. Time to grow up.

    “Hey, thanks for looking after me for the last 30 years, but I reckon I’m old enough to live away from mammy and daddy now”

    Something like that would go down a treat, and even though about 10 years too late, would fill mammy with pride.


  • #66
    [Deleted User]
    Posts: 24,714 ✭ [Deleted User]


    _Kaiser_ wrote: »
    It also assumes that people have parents who can afford to subsidise their offspring while they save for a mortgage, and discriminates against those who don't.

    And it skews the market by banks and sellers building this into the pricing.

    It does no one any favours really

    If there is a contribution towards bills and food then it's not costing the parents anything, it doesn't increase the cost of their mortgage to have people staying there and they may even be mortgage free by the time their children are in their 20's or into their 30's. It's a far more expensive time when they are in college.

    As for it not doing anyone a favour well it's very much does a lot of favours for people who are able to live at home to save for a house, it means they have smaller mortgages and gets them a great head start in life. I also stand by my comments that most parents are very happy to have their children living with them and are only delighted to be helping them out by allowing them to save.


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  • #67
    bucketybuck
    Registered Users, Registered Users 2 Posts: 18,495 ✭✭✭✭bucketybuck


    Jaylee Attractive Numerically wrote: »
    I also stand by my comments that most parents are very happy I have their children living with them and are only delighted to be helping them out by allowing them to save.

    Of course you stand by them, it makes you feel better to tell yourself that.


  • #68
    [Deleted User]
    Posts: 24,714 ✭ [Deleted User]


    bucketybuck wrote: »
    Of course you stand by them, it makes you feel better to tell yourself that.

    Why wouldn't they be? Contrary to what you read from an odd poster here most parents have no interest in booting out their kids once they turn 18 and actually prefer them to stay living at home for much longer.


  • #69
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    Jaylee Attractive Numerically wrote: »
    Why wouldn't they be? Contrary to what you read from an odd poster here most parents have no interest in booting out their kids once they turn 18 and actually prefer them to stay living at home for much longer.

    Suckling from the breast.


  • #70
    mikemac2
    Registered Users Posts: 2,972 ✭✭✭mikemac2


    dubrov wrote: »
    1500 a month just isn't enough to afford rent on your own in Dublin without state help.
    Moonbeam wrote: »
    your wages are very low and Dublin is very expensive.
    Your choices are to job hunt,leave Dublin or live in a house share.
    Most people in DUblin live in house shares in their early 20's.
    Bubbaclaus wrote: »
    You're being completely unrealistic expecting to live on your own in Dublin at 22 on that salary.
    aw95y0viud36b2 wrote: »
    Leave Dublin and get a job in the country. Rents much less. Better quality of life.

    Samuel T. Cogley wrote: »
    Buys you this 2 bed with an identity crisis of whether it's in Coolock or Clarehall.:pac:

    The OP never said Dublin


  • #71
    Pelvis
    Closed Accounts Posts: 1,758 ✭✭✭Pelvis


    Jaylee Attractive Numerically wrote: »
    Why wouldn't they be? Contrary to what you read from an odd poster here most parents have no interest in booting out their kids once they turn 18 and actually prefer them to stay living at home for much longer.

    No one said most parents want to boot their kids out at 18. But that doesn't meant most parents are delighted to have their kids at home in their 30s, especially if they're not paying any rent!! You are basing that assertion on absolutely nothing.


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  • #72
    ELM327
    Registered Users, Registered Users 2 Posts: 22,217 ✭✭✭✭ELM327


    TheBoyFromAus wrote: »
    I dont know many people that would have been able to afford living in their own place at 22
    At 22 I had a leased 1 bed apartment in Drumcondra.
    That was a good few years ago now though.
    I house shared from 18-22 too


  • #73
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    mikemac2 wrote: »
    The OP never said Dublin

    It can only be Dublin based on the info in the OP.


  • #74
    robp
    Banned (with Prison Access) Posts: 1,934 ✭✭✭robp


    Pelvis wrote: »
    Jaylee Attractive Numerically wrote: »
    Why wouldn't they be? Contrary to what you read from an odd poster here most parents have no interest in booting out their kids once they turn 18 and actually prefer them to stay living at home for much longer.

    No one said most parents want to boot their kids out at 18. But that doesn't meant most parents are delighted to have their kids at home in their 30s, especially if they're not paying any rent!! You are basing that assertion on absolutely nothing.
    It has to be repeated that living at home until marriage was Irish tradition, especially in rural areas and it still is very much the norm in many countries.


  • #75
    Mrs OBumble
    Registered Users, Registered Users 2 Posts: 26,084 ✭✭✭✭Mrs OBumble


    Pelvis wrote: »
    No one said most parents want to boot their kids out at 18. But that doesn't meant most parents are delighted to have their kids at home in their 30s, especially if they're not paying any rent!! You are basing that assertion on absolutely nothing.

    What noxx fails to mention in every one of these threads is that he's from a farm.

    For him, living at home also includes doing some work on the farm for free. Of course the parents are delighted to have free labour instead of doing the work themselves or paying someone else.


  • #76
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    robp wrote: »
    It has to be repeated that living at home until marriage was Irish tradition, especially in rural areas and it still is very much the norm in many countries.

    That doesn't mean it's healthy and fair on both sides in modern day Ireland.

    Interestingly enough, I find the people that live at home far too long seem to nearly always be obsessed with inheritance also. It's almost like they are afraid to leave in case the parents spend their money amd enjoy themselves before they have a chance to put a stop to it.


  • #77
    Johngoose
    Closed Accounts Posts: 1,066 ✭✭✭Johngoose


    Would you consider factory work? Some people make serious money in factories.


  • #78
    Heres Johnny
    Closed Accounts Posts: 2,738 ✭✭✭Heres Johnny


    Johngoose wrote: »
    Would you consider factory work? Some people make serious money in factories.

    Not unskilled factory work they don't.
    Pharma and IT like Pfizer or Intel earn decent money but are highly qualified guys.


  • #79
    Johngoose
    Closed Accounts Posts: 1,066 ✭✭✭Johngoose


    Heres Johnny wrote: »
    Not unskilled factory work they don't.
    Pharma and IT like Pfizer or Intel earn decent money but are highly qualified guys.

    As an ordinary worker, you can do overtime and work ur way up?


  • #80
    Assetbacked
    Closed Accounts Posts: 2,969 ✭✭✭Assetbacked


    Bubbaclaus wrote: »
    That doesn't mean it's healthy and fair on both sides in modern day Ireland.

    Interestingly enough, I find the people that live at home far too long seem to nearly always be obsessed with inheritance also. It's almost like they are afraid to leave in case the parents spend their money amd enjoy themselves before they have a chance to put a stop to it.

    Really? I would’ve thought people who live at home for so long would realise they’ve been given more than enough and don’t deserve any more. Therefore, would be surprised to get any inheritance. But I don’t actually know, I would just expect them to feel like that.


  • #81
    Dial Hard
    Registered Users, Registered Users 2 Posts: 13,917 ✭✭✭✭Dial Hard


    Assetbacked wrote: »
    Really? I would’ve thought people who live at home for so long would realise they’ve been given more than enough and don’t deserve any more. Therefore, would be surprised to get any inheritance. But I don’t actually know, I would just expect them to feel like that.

    I have a friend who not only lived at home completely rent-free til she was in her 30s so she could save for a house she got her inheritance in advance to put towards it.

    I've posted this before in the Stinge thread in AH, but she was over in my house a few years ago when I was back living at home temporarily after my marriage broke up. My folks weren't around and she asked where they were. "Portugal", says I. She goes "Is this not their fifth or sixth holiday this year?" and I said "Yeah, something like that". She went quiet for a minute or two and then asked "Does it not really annoy you that they're spending all your inheritance?"

    I genuinely nearly fell off my stool in shock.


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  • #82
    sbsquarepants
    Registered Users, Registered Users 2 Posts: 11,812 ✭✭✭✭sbsquarepants


    Some people are just miserable old gits.

    That's not a million miles away from just wishing they'd hurry up and die so you can have their stuff!


  • #83
    bucketybuck
    Registered Users, Registered Users 2 Posts: 18,495 ✭✭✭✭bucketybuck


    I've always thought that the grown men and women stuck to their mammies teats are deluding themselves in one specific way: They see their mother and father as "parents", not as "people".

    They see their parents as being there to protect and provide for the children, thats just what parents do. It would never occur to these sponges that parents are actually people too, people who had their own hopes and dreams outside of being a safety net for losers.

    So they happily tell themselves that their parents have no problem with a grown man sucking from the bottle long after the 18 years have passed, and never think of the possibility that those parents might actually want to do something else with their time and money.


  • #84
    Electric Sheep
    Registered Users Posts: 2,108 ✭✭✭Electric Sheep


    robp wrote: »
    It has to be repeated that living at home until marriage was Irish tradition, especially in rural areas and it still is very much the norm in many countries.

    Yes, but this was also the reason that people married younger. Pretty much everyone I knew in the 70s/80s married in their early 20s. I guess they could save the deposit because they were living with their parents. Others got pregnant, got married and lived with parents for a while until they got a council house. It was the way of the times.


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