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Mortgage for self emplyed

mp3ireland2 · 2021-03-02 14:45:26

Hi, My wife works full time and I'm an engineering contractor, on a 40hour a week indefinite contract in the pharmaceutical. We only moved back to Ireland in October after both getting redundancy in the UK, so my business only started in October 2020. From initial research it seems to get a mortgage I'd require 2 years…

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02-03-2021 3:45pm

#1

mp3ireland2

Registered Users Posts: 1,762 ✭✭✭

Join Date: October 2008

Posts: 1494

Hi,
My wife works full time and I'm an engineering contractor, on a 40hour a week indefinite contract in the pharmaceutical.
We only moved back to Ireland in October after both getting redundancy in the UK, so my business only started in October 2020. From initial research it seems to get a mortgage I'd require 2 years accounts, which I don't have. We have saved about 40% deposit, so were hoping that a bank would see that as security.
Has anybody any tips about what I could do or what bank would likely be interested? The broker I contacted said that he has to have 2 years accounts for all banks, as that's what his system requires.

Cheers

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#2 04-03-2021 9:43pm
Darc19

Registered Users Posts: 3,817 ✭✭✭

Join Date: June 2019

Posts: 3772

Try Dillosk / ICS

Call them directly https://www.icsmortgages.ie/first-time-buyer

In some cases you may be able to talk directly with a decision maker.

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