83K per annum: Need suggestions for places for renting

taurus999 · 18-09-2019 2:00pm #1

Hi,
I’m getting transferred to Dublin. My work is at N Wall Quay. Company has offered 85K per annum.
Wife will not work for the first couple of years. Have 2 boys, both less than 10 years old.
Questions I need suggestions/help:
1. Will 83K salary sufficient for a good lifestyle?
a. Family Movies to cinema a month
b. Eating out with family couple of time a week
c. 15 days vacation per year
d. Shopping electronics/gadgets/clothes/shoes once per month.

2. Based on above lifestyle, Which locations to scout for relatively new 2/3 BHK rental accommodation not more than 30mins commute to work location?

3. Schools:
a.how easy/difficult to get into schools?
b.What’s the school calendar year? Is it September to June?
c. Does school enrollment depends on locality of residence similar to how the district system works in USA?

Any other suggestions??

Appreciate any help with regards to above queries. Thanks!

Interested Observer · 18-09-2019 2:21pm

Before any deductions like a pension etc that comes to about 4.5k per month, for a single salary it's more than the vast majority of people in Dublin earn but it's less than 2x the average salary so you're competing with couples who both work. If your wife worked you would probably be very comfortable.

Northside of the city is considered less desirable but is also cheaper, you could look at areas like Phibsborough, Stoneybatter, Smithfield, Drumcondra which are all fine and close to work. Anywhere in D2/D4/D6 would be considered desirable on the southside but you could be paying half you monthly salary or more on a place.

Schools - Sept to June. Some schools are harder to get into than others, my kids aren't at school age yet so someone else will confirm but I think there's an obligation for your local school to offer you a place.

Gumbo · 18-09-2019 2:25pm

Interested Observer wrote: »

Schools - Sept to June. Some schools are harder to get into than others, my kids aren't at school age yet so someone else will confirm but I think there's an obligation for your local school to offer you a place.

With a particular radius.
Also, registrations begin a year or more beforehand.

Our lad is registered since last year for 2020. They have registrations for 2021 and 2022 already.

listermint · 18-09-2019 2:27pm

15 days annual leave per year ?

Is this a real job/thread because im not sure if thats even legal for full time work.

taurus999 · 18-09-2019 2:32pm

listermint wrote: »

15 days annual leave per year ?

Is this a real job/thread because im not sure if thats even legal for full time work.

I guess it’s 30 days annual leave. Out of which I usually go on a continuous 2 weeks vacation with family. I will use the remaining days through out the year based on need.

duffman13 · 18-09-2019 2:38pm

You'll take home roughly 4900 a month after tax, rent will be your biggest cost, if your at north wall it's probably not the most accessible location work wise and other recommendations of North side areas by previous posters would probably be best in terms of value for money, after that then yes if you had 2500 a month left after rent I think you'd be comfortable enough for everything you've mentioned, depending on the cost of your holidays that is

taurus999 · 18-09-2019 2:39pm

Interested Observer wrote: »

Before any deductions like a pension etc that comes to about 4.5k per month, for a single salary it's more than the vast majority of people in Dublin earn but it's less than 2x the average salary so you're competing with couples who both work. If your wife worked you would probably be very comfortable.

Northside of the city is considered less desirable but is also cheaper, you could look at areas like Phibsborough, Stoneybatter, Smithfield, Drumcondra which are all fine and close to work. Anywhere in D2/D4/D6 would be considered desirable on the southside but you could be paying half you monthly salary or more on a place.

Schools - Sept to June. Some schools are harder to get into than others, my kids aren't at school age yet so someone else will confirm but I think there's an obligation for your local school to offer you a place.

Thank you! My new boss also suggested D2/D4/D6 zones. As you mentioned finding a place appears to be difficult within reasonable cost. Any other areas to suggest on the south side if I can extend my commute by ~10mins?

On another note, How easy/difficult to find a job for Montessori/Pre-School Teacher?
What’s the average salary one can expect with <= 2 years experience in a Montessori environment?

PhoenixParker · 18-09-2019 2:42pm

Look along the Docklands train line, mostly you're talking about D15. It's Northside but you'll have a fairly handy commute to work on the trainline and the area in general is middle class and popular with families.

Cinema in Blanch and the shopping centre will provide most of your needed amenities. Lots of schools in the area too. Creche are crying out for staff albeit wages are on the low side.

vandriver · 18-09-2019 2:42pm

Sounds like you are looking for a 6-7k lifestyle on nearer 4.5k wages.

vandriver · 18-09-2019 2:47pm

'...My new boss also suggested D2/D4/D6 zones.'

Maybe on his wages

taurus999 · 18-09-2019 2:47pm

vandriver wrote: »

Sounds like you are looking for a 6k lifestyle on nearer 4.5k wages.

Lol! Looks like it is. Appreciate all your suggestions. This has given me lots of insights. I will probably have to cut down on the vacations and cinemas until my spouse gets a job. Any idea on how the pre-school/Montessori trainer/teacher job market in Dublin?

charlietheminxx · 18-09-2019 2:48pm

What about moving to somewhere like Swords? It's a nice area (in my opinion - but I'm moving to there soon so I might be biased), your budget will go much further, you have the Swords Express which goes to North Wall Quay via the Port Tunnel (takes 30-45 mins depending on traffic), there's loads of schools, a cinema which offers good family deals and a decent shopping centre. You'd get a lovely place for about €2,000 - €2,200 a month, which would leave a lot of disposable income.

dancingqueen · 18-09-2019 2:48pm

listermint wrote: »

15 days annual leave per year ?

Is this a real job/thread because im not sure if thats even legal for full time work.

Standard holidays are 20 days per annum

DubDani · 18-09-2019 2:58pm

Not directly accommodation related, but more in terms of general finances. If your wife doesn't work, please don't forget that you can transfer her tax credits to yourself, saving you a good bit of money over the year.

https://www.revenue.ie/en/jobs-and-pensions/periods-of-unemployment/transferring-tax-credits-to-a-spouse-or-civil-partner.aspx

Also, don't forget to include the Child Benefit in your calculations, which are 280 Euro a month:

https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/social_welfare_payments_to_families_and_children/child_benefit.html

Mike9832 · 18-09-2019 3:01pm

charlietheminxx wrote: »

What about moving to somewhere like Swords? It's a nice area (in my opinion - but I'm moving to there soon so I might be biased), your budget will go much further, you have the Swords Express which goes to North Wall Quay via the Port Tunnel (takes 30-45 mins depending on traffic), there's loads of schools, a cinema which offers good family deals and a decent shopping centre. You'd get a lovely place for about €2,000 - €2,200 a month, which would leave a lot of disposable income.

I'd do the same

Actually I'd go further out

Rush/Lusk would be even cheaper, should get under €2,000 and not a huge distance in it

Near the sea too for the kids

Always like the northside area

Mike9832 · 18-09-2019 3:06pm

€1600 Lusk

Check out this property I found using Daft

https://www.daft.ie/21966399

If you can get something for under €2,000 you'll live a good life

Wife gets some part time job while kids are in school and your laughing

taurus999 · 18-09-2019 3:06pm

Mike9832 wrote: »

I'd do the same

Actually I'd go further out

Rush/Lusk would be even cheaper, should get under €2,000 and not a huge distance in it

Near the sea too for the kids

Always like the northside area

Interesting thoughts. Reading through the internet and suggestions from colleagues made my thinking to stay away from the North Side.
Is there any genuine reasons or it’s just a stereotype thinking?
How safe is the north side for new to country family?
We are non-native English speaking family. Relocating from USA.

charlietheminxx · 18-09-2019 3:11pm

taurus999 wrote: »

Interesting thoughts. Reading through the internet and suggestions from colleagues made my thinking to stay away from the North Side.
Is there any genuine reasons or it’s just a stereotype thinking?
How safe is the north side for new to country family?
We are non-native English speaking family. Relocating from USA.

Of course there are some dodgy areas (like there are anywhere) but North County Dublin overall is a lovely place to live and a great place to raise a family. I'm a Rush girl at the moment, would recommend that over Lusk (where I am originally from) for easy access to the North Beach alone. You can get the 33X directly to North Wall Quay, but you're looking at a longer commute (45-55 mins in rush-hour traffic). Lovely, quiet, safe area, nice park and of course the beaches, but not a lot of amenities.

Thoie · 18-09-2019 3:12pm

taurus999 wrote: »

Interesting thoughts. Reading through the internet and suggestions from colleagues made my thinking to stay away from the North Side.
Is there any genuine reasons or it’s just a stereotype thinking?
How safe is the north side for new to country family?
We are non-native English speaking family. Relocating from USA.

"Northside" is a huge area. There are some spots that wouldn't be particularly nice, but all the areas mentioned are fine. There are equally some areas "Southside" that wouldn't be very nice either.

Having lived in Dublin, the key for me would be convenient, reliable public transport within easy distance. Check the frequency of buses/trams/trains, and remember that weekend timetables are often different.

TuringBot47 · 18-09-2019 3:13pm

DubDani wrote: »

Not directly accommodation related, but more in terms of general finances. If your wife doesn't work, please don't forget that you can transfer her tax credits to yourself, saving you a good bit of money over the year.

https://www.revenue.ie/en/jobs-and-pensions/periods-of-unemployment/transferring-tax-credits-to-a-spouse-or-civil-partner.aspx

Also, don't forget to include the Child Benefit in your calculations, which are 280 Euro a month:

https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/social_welfare_payments_to_families_and_children/child_benefit.html

And a stay at home Mum gets €1200 tax credit for "home carers" allowance too (per annum)

charlietheminxx · 18-09-2019 3:17pm

Brand new house, 4 bedrooms, 5 minute walk to the bus stop, directly opposite the local park, 2 minute walk from Tesco supermarket, about 10 minute walk to the beach:

https://www.daft.ie/dublin/houses-for-rent/rush/kenure-gate-park-road-rush-dublin-1965127/

bobmalooka · 18-09-2019 3:19pm

taurus999 wrote: »

Interesting thoughts. Reading through the internet and suggestions from colleagues made my thinking to stay away from the North Side.
Is there any genuine reasons or it’s just a stereotype thinking?
How safe is the north side for new to country family?
We are non-native English speaking family. Relocating from USA.

North side city center has rough spots - if you don’t know the area it would be generally best to avoid for most people. (Although this generalization can be a bit unfair)

The suggestions you’ve been given are north county Dublin, you’d be commuting by train from generally nice suburbs. If you’re based full time in spencer Dock/north wall quay its a good commute option. Nice middle class areas on the seaside without breaking the bank (relative to other middle class areas around Dublin)

Montessori/pre school work. I think the equivalent here would be pre school year in a crèche (open to correction) -> plenty of that kind of work but it pays poorly.

PCros · 18-09-2019 3:33pm

taurus999 wrote: »

Interesting thoughts. Reading through the internet and suggestions from colleagues made my thinking to stay away from the North Side.
Is there any genuine reasons or it’s just a stereotype thinking?
How safe is the north side for new to country family?
We are non-native English speaking family. Relocating from USA.

People get The Northside mixed up - they are generally referring to areas within the city boundary. North County Dublin is much different with places like Malahide, Swords, Portmarnock, Skerries & Lusk etc. which are very sought after to live.

taurus999 · 18-09-2019 3:42pm

PCros wrote: »

People get The Northside mixed up - they are generally referring to areas within the city boundary. North County Dublin is much different with places like Malahide, Swords, Portmarnock, Skerries & Lusk etc. which are very sought after to live.

Thank you. How about the west part of side?another member suggested Blanchardstown. Commute seems to be good (google showing 30mins train ride 8 am on a weekday departure).

Interested Observer · 18-09-2019 3:44pm

taurus999 wrote: »

Interesting thoughts. Reading through the internet and suggestions from colleagues made my thinking to stay away from the North Side.
Is there any genuine reasons or it’s just a stereotype thinking?
How safe is the north side for new to country family?
We are non-native English speaking family. Relocating from USA.

I have lived on the Northside my entire life, I've recently bought a house in Phibsboro. I absolutely love it, honestly couldn't be happier, and I have 2 sons who will be growing up in Phibsboro. I would need to go out of my way to end up in an area I would consider unsafe.

And as above once you get into the North county, say Malahide and beyond, it's almost rural. Malahide, Clontarf, Howth are north and some of the most affluent areas in the city.

dancingqueen · 18-09-2019 3:47pm

taurus999 wrote: »

Thank you. How about the west part of side?another member suggested Blanchardstown. Commute seems to be good (google showing 30mins train ride 8 am on a weekday departure).

I think it depends on what you want in terms of amenities and quality of life. Blanchardstown is a big area with mainly houses and businesses around. If I had to choose between here and Rush/Lusk I'd chose Rush/Lusk every time because of the sea, and the quiet life for weekends. I get enough bustle commuting to the city every day!

PCros · 18-09-2019 3:48pm

taurus999 wrote: »

Thank you. How about the west part of side?another member suggested Blanchardstown. Commute seems to be good (google showing 30mins train ride 8 am on a weekday departure).

Not from there myself but I do know people from Castleknock and Ashtown which is out that direction and yes they are happy out there.

DubDani · 18-09-2019 3:58pm

Does your job require some regular airtravel?

If so, you might also want to consider the fact that the Airport is in North Dublin, much easier access from Rush/Lusk/Swords etc. then D2, D4 or D6.

Oh, and if your are coming from the US be prepared that Houses here are small (in terms of square footage) compared to the majority of the US (New York or LA are obviousy slightly different). We had friends over a while ago from the US and they couldn't get over the fact how "small" houses here are, even though our own house is a 4BR with approx. 1800 sqf, i.e. considerably above average size for a new built here.

airportgirl83 · 18-09-2019 4:55pm

I'd say think long and hard about moving to Dublin.

We are in the middle of housing crisis - renting is very hard to find atm and you will probably end up paying a lot for a poor standard apt or house.

Also, unless mortgage rules change, you will not be able to afford to buy a decent house for your family in Dublin - you are only allowed to borrow 3.5 times salary. See on www.myhome.ie what that can get you.

We are also in the middle of health crisis. People wait for months or years to see various specialist.

Transport links are poor, trains, buses overcrowded, badly connected.

City centre is awful, keep your kids away from it, full of druggies and homeless.

Imo €83k will not give you the lifestyle that you want in Dublin with wife at home, eating out, living on the South side, foreign holidays etc I find everything very expensive here even though I'm on more than that.

Having said all above, Irish people are one of the nicest ones I have ever met

ted1 · 18-09-2019 4:58pm

taurus999 wrote: »

Thank you. How about the west part of side?another member suggested Blanchardstown. Commute seems to be good (google showing 30mins train ride 8 am on a weekday departure).

I wouldn’t advise going west, most places along the Dart line , Green LUAS line are good.

Also anywhere in between the two is good.

Rent generally excludes utilities, allow
Electricity, 100 euro a month
Broadband , 50 euro
Heating 80 euro a month Oct-Feb

No waiting if you get private health insurance

^ avoid places the previous posters lives or goes, I find Dublin to be great.

Wesser · 18-09-2019 9:34pm

I dont think you would be able to eat out several times a week. do you plan to have a car?

maybe not so much disposable income for luxuries as you think with 83k.

83K per annum: Need suggestions for places for renting

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