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Are you 'Good with Money'?

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  • 04-08-2012 7:14pm
    #1
    Fukuyama
    Registered Users Posts: 3,023 ✭✭✭


    I used to be appalling with it. My weeks wages would go into my bank account and I hadn't a washer by the time the weekend was over.

    Used to make stupid purchases too. Random **** that I'd never actually use.

    Thing is I don't even earn that much so my bank was fecked every week :eek:

    I'm starting to get a handle on things now. Set up a savings account a few weeks ago and have been budgeting pretty decently :D

    So AH, are you good with your dosh?


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    #2
    hefferboi
    Registered Users Posts: 3,379 ✭✭✭hefferboi


    No.


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    #3
    Colmustard
    Closed Accounts Posts: 1,836 ✭✭✭Colmustard


    Yeah, I have totally got the knack of spending.


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    #4
    Sarn
    Registered Users Posts: 3,060 ✭✭✭Sarn


    Yes.


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    #5
    Micky Dolenz
    Registered Users Posts: 44,080 ✭✭✭✭Micky Dolenz


    Give me a chance and let me find out.


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    #6
    BillyMitchel
    Registered Users Posts: 3,324 ✭✭✭BillyMitchel


    Absolutly ****é


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    #7
    ejmaztec
    Registered Users Posts: 23,983 ✭✭✭✭ejmaztec


    Dean0088 wrote: »
    I used to be appalling with it. My weeks wages would go into my bank account and I hadn't a washer by the time the weekend was over.

    Used to make stupid purchases too. Random **** that I'd never actually use.

    Thing is I don't even earn that much so my bank was fecked every week :eek:

    I'm starting to get a handle on things now. Set up a savings account a few weeks ago and have been budgeting pretty decently :D

    So AH, are you good with your dosh?

    You seem like you might be just the person to buy some of my magic beans.


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    #8
    crazy cabbage
    Registered Users Posts: 738 ✭✭✭crazy cabbage


    would have to have money to 'be good with it' :pac:


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    #9
    marshbaboon
    Closed Accounts Posts: 1,184 ✭✭✭marshbaboon


    Absolutely terrible. It's the bipolar you see. I've too often spent huge amounts on things I didn't want/need.

    I need a girlfriend that would be willing to be responsible for all my financial decisions & would simply give me pocket money every week from my earnings.


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    #10
    Pottler
    Closed Accounts Posts: 5,073 ✭✭✭Pottler


    If getting through the average industrial wage in a week, every week, is "being good with money", then yep, I'm good with it. Others, the missus included, may not agree.


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    #11
    Kylo Ren
    Registered Users Posts: 10,364 ✭✭✭✭Kylo Ren


    I'm good with money, not so great without it.


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    #12
    Shenshen
    Moderators, Recreation & Hobbies Moderators Posts: 9,453 Mod ✭✭✭✭Shenshen


    Used to be really bad, but definitely getting much better these days.


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    #13
    yaboyabobo
    Closed Accounts Posts: 32 ✭yaboyabobo


    Since I have been knee high to a duck,I have been careful with my few bob.
    I drink,at home mainly,I gamble,small but I make sure I save every month.
    The forecast is for more heavy rain so a very strong brolly is needed.
    Believe me,saving can be fun and a lift when u count how much u have.


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    #14
    Lawrence1895
    Registered Users Posts: 7,627 ✭✭✭Lawrence1895


    Of course, I am :cool:


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    #15
    talla10
    Registered Users Posts: 1,117 ✭✭✭talla10


    Dean0088 wrote: »
    So AH, are you good with your dosh?

    Better than Brian Cowen


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    #16
    Fukuyama
    Registered Users Posts: 3,023 ✭✭✭Fukuyama


    talla10 wrote: »
    Better than Brian Cowen

    Depends on the point of view. His or ours?! :P


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    #17
    coffee_cake
    Moderators, Category Moderators, Politics Moderators, Recreation & Hobbies Moderators, Society & Culture Moderators Posts: 81,310 CMod ✭✭✭✭coffee_cake


    ye


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    #18
    talla10
    Registered Users Posts: 1,117 ✭✭✭talla10


    Dean0088 wrote: »
    Depends on the point of view. His or ours?! :P

    Sorry i though thread was 'Are you good with other people's money' :D


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    #19
    SmilingLurker
    Registered Users Posts: 222 ✭✭SmilingLurker


    Dean0088 wrote: »
    So AH, are you good with your dosh?
    Yes.

    Unlike the Quinn family I live within my means, and when I gamble it is with money I have. I pay my debts and don't hide it from the courts.

    I save to buy, my only debt is my tracker mortgage. When I had no money I limited my spending, which was damn tough at the time.

    Pity our country has racked up a huge amount of debt living beyond our means, meaning my infant daughter will have to pay for idiot politicians that did not balance the books, bailed out their mates in corrupt banks that should have been let go bust, and to pay too much for badly run public services.


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    #20
    Sea Sharp
    Registered Users Posts: 2,593 ✭✭✭Sea Sharp


    I find that I'm really economical with small things. I'd go to Aldi for what the have cheaper than Lidl and vice versa. I won't spend more than €3 on lunch. I wait for (most) computer games to go under €30 before buying them and I smoke rolling tobacco instead of proper cigarettes.
    But I'll have no problem impulse spending on more costly items. I'll fork out a couple of hundred Euro on stuff that I'll never use.


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    #21
    Roadtrippin
    Registered Users Posts: 350 ✭✭Roadtrippin


    Not really.

    But then again, I never have a lot in the first place to spend so it always seems like I'm not good with it cos by the end of the month there isn't much left! :(

    I can budget but sometimes I don't want to... i.e. when faced with the "will I go out or not-dilemma" or when I see some nice clothes in the shops.


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    #22
    [Deleted User]
    Posts: 50,630 ✭✭✭✭ [Deleted User]


    I am shocking with money. Apart from my mortgage I don't have any loans and pay my credit card bill in full each month and I have some savings but money burns a hole in my pocket. I don't buy much crap but I go out and go away an awful lot. I buy a lot of concert tickets too. Feck it. I have a great life :p


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    #23
    stevek93
    Registered Users Posts: 3,088 ✭✭✭stevek93


    Yep surprisingly.


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    #24
    HalloweenJack
    Registered Users Posts: 7,071 ✭✭✭HalloweenJack


    I'm pretty terrible with left-over money.

    I'm great at saving money for the rent and food and always pay my bills on time but the rest of it disappears fairly quickly.


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    #25
    Wacker The Attacker
    Closed Accounts Posts: 7,473 ✭✭✭Wacker The Attacker


    I've become unemployed recently.

    Through necessity I've had to work off extremely tight budgets. I manage to pay off my debts on dole and a part time job.

    Necessity will focus your mind remarkably


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    #26
    somegirl2009
    Registered Users Posts: 182 ✭✭somegirl2009


    Very Bad............get my money on a Thursday gone by Friday, get a loan for the next few days pay it back the next Thursday then gone again by Friday.......... viscous circle it is living off social welfare


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    #27
    Chloris
    Closed Accounts Posts: 535 ✭✭✭Chloris


    I earn €120 per week. I do live comfortably in an absolute squat of a house though. Also, I never have any money for anything I want but I can afford most of the things that I need.

    My generation really has been shafted. I just finished my teaching degree and literally nowhere is taking on NQTs. It looked like a safe enough profession to go into at the start of my course.


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