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Cheque

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  • 12-08-2020 3:46pm
    #1
    Robbie085
    Registered Users Posts: 160 ✭✭


    I lodged a cheque in the atm Last night. It was in my wifes name and endorsed 
    By her.
    It showed up in my account and then it was taken out., It said it was a credit
    Adjustment.
    Why is this?
    Cheque was signed on the back.


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    #2
    greasepalm
    Registered Users Posts: 5,263 ✭✭✭greasepalm


    Did the face of cheque be filled in correctly with date and amounts matching as i missed one or 2 and got them returned by post?
    Clearing of cheques take a number of days.


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    #3
    Witcher
    Registered Users Posts: 14,519 ✭✭✭✭Witcher


    Did it have 'A/C Payee Only' on the front of it?


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    #4
    Bank of Ireland: Aisling
    Closed Accounts Posts: 487 ✭✭Bank of Ireland: Aisling


    Robbie085 wrote: »
    I lodged a cheque in the atm Last night. It was in my wifes name and endorsed 
    By her.
    It showed up in my account and then it was taken out., It said it was a credit
    Adjustment.
    Why is this?
    Cheque was signed on the back.
    Hi There, 

    Thanks for getting in touch with us here on Boards.ie. 

    Generally, when a cheque is lodged to an account at an LATM it will be checked by a member of staff and then appear in your account. You should see the amount lodged to your account by the end of the working day today. 

    Just to mention, a cheque would generally take 3-5 working days to clear, and for the funds to be made available to you. 

    Thanks, Aisling


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    #5
    Allinall
    Registered Users Posts: 6,564 ✭✭✭Allinall


    There is also a big possibility that the cheque was "crossed", which means it can only be lodged to an account in the payees name.

    Most cheques these days are crossed.


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    #6
    Robbie085
    Registered Users Posts: 160 ✭✭Robbie085


    Bank of Ireland: Aisling wrote: »
    Hi There, 

    Thanks for getting in touch with us here on Boards.ie. 

    Generally, when a cheque is lodged to an account at an LATM it will be checked by a member of staff and then appear in your account. You should see the amount lodged to your account by the end of the working day today. 

    Just to mention, a cheque would generally take 3-5 working days to clear, and for the funds to be made available to you. 

    Thanks, Aisling

    Thank you for your reply.
    If there was a problem with the cheque, will it be posted back to me?
    It's not for a huge amount, I just want to keep on top of it.


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    #7
    Bank of Ireland: Aisling
    Closed Accounts Posts: 487 ✭✭Bank of Ireland: Aisling


    Robbie085 wrote: »
    Bank of Ireland: Aisling wrote: »
    Hi There, 

    Thanks for getting in touch with us here on Boards.ie. 

    Generally, when a cheque is lodged to an account at an LATM it will be checked by a member of staff and then appear in your account. You should see the amount lodged to your account by the end of the working day today. 

    Just to mention, a cheque would generally take 3-5 working days to clear, and for the funds to be made available to you. 

    Thanks, Aisling

    Thank you for your reply.
    If there was a problem with the cheque, will it be posted back to me?
    It's not for a huge amount, I just want to keep on top of it.
    Thanks for getting back to us Robbie. 


    Yes, the cheque will be returned to yourself by post. It will go to the address we hold on file for you.

    Thanks, Aisling


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