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Buying an apartment without any management company in place.

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Comments

  • #52
    RickyG
    Registered Users Posts: 43 ✭RickyG


    April 73 wrote: »
    Good news. Glad to hear it worked out in the end. Happy home-owning & painting to you!

    Thank you..I'll not lie and say it was all smooth sailing..lots of times I nearly pulled the plug but I got good solicitor and lender in the end..Thanks to all for advice and input..apartment upstairs is for sale now too so hope prospective buyers learn something from my experiences. :)


  • #53
    Frances1
    Registered Users Posts: 9 ✭Frances1


    Hi,

    I am buying an apartment similar to your situation. Where did you get your insurance from? Thanks


  • #54
    Tigerandahalf
    Registered Users, Registered Users 2 Posts: 7,816 ✭✭✭Tigerandahalf


    You would also need to look into who owns the common areas, green areas, trees, kerbing, roads.

    The councils no longer maintain green areas in estates, so who is ultimately responsible for maintenance and repairs to these areas. If the roads in are covered in snow who will clear them.

    I'd love to know what exactly councils are still covering in estates given that people are paying a property tax. We have already seen FF talk about deductions to the property tax because of that.

    I see a lot of new estates have no boundary walls outside the front entrance of houses. So how exactly do you stop someone from encroaching on your entrance if all that ground outside your entrance is common area.

    Interesting article here where the legal ownership of green areas was raised.
    http://www.eastcorkjournal.ie/hundreds-of-green-areas-still-remain-in-developers-hands-after-housing-estates-taken-in-charge-by-cork-county-council/


  • #55
    virgo69
    Registered Users, Registered Users 2 Posts: 80 ✭✭virgo69


    Frances1 wrote: »
    Hi,

    I am buying an apartment similar to your situation. Where did you get your insurance from? Thanks

    Mine is through Alliance, but I could only get it through a broker.


  • #56
    RickyG
    Registered Users Posts: 43 ✭RickyG


    Frances1 wrote: »
    Hi,

    I am buying an apartment similar to your situation. Where did you get your insurance from? Thanks

    Hi there.. I got my finance from ebs and they pushed for insurance from the company they are kind of affiliated with to keep everything simple and in the one place so to speak.. worked out fine..once mortgage paid off can shop around anywhere I like then..


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