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mortgage pack with solicitor, revised offer

  • 25-02-2020 2:00pm
    #1
    fago
    Registered Users, Registered Users 2 Posts: 318 ✭✭


    Requested mortgage pack for solicitor but survey means we will go back with a revised offer.

    Unlikely vendor will accept, but if they did it would mean a smaller mortgage.

    Does the previous mortgage pack mean a full restart of application process, even though same property


Comments

  • #2
    partyguinness
    Registered Users, Registered Users 2 Posts: 8,203 ✭✭✭partyguinness


    fago wrote: »
    Requested mortgage pack for solicitor but survey means we will go back with a revised offer.

    Unlikely vendor will accept, but if they did it would mean a smaller mortgage.

    Does the previous mortgage pack mean a full restart of application process, even though same property


    No. The bank will just update the application with the findings of the new survey and reissue a new offer with revised figures etc.


  • #3
    heebusjeebus
    Registered Users, Registered Users 2 Posts: 3,783 ✭✭✭heebusjeebus


    I had similar experience and along with the new offer the bank needed proof that I had the money to fix the critical issues found in the survey.
    Painfully, they also held back another portion of the mortgage until those critical fixes were completed.
    It was BoI.


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