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Multicar type policy - any new options?

  • 09-03-2021 3:01pm
    #1
    cantdecide
    Registered Users, Registered Users 2 Posts: 11,465 ✭✭✭✭


    I have searched back and aware of the general gloom around this subject. However, in the spirt of the market and quoting-us-unhappy, I'm nearly certain that I'm going to have no choice to put on a pot of coffee and call ALLLL the insurance providers if I were to make any kind of headway on this is there any new knowledge regarding insuring multiple cars?

    I have a 2006 1.9TDI Passat estate I wish to continue to daily but I'm just after buying a 2005 MK5 Golf GTi which I would ideally like to insure with some kind of secondary, low-mileage, classic-type policy.

    Any new options out there?


Comments

  • #2
    grogi
    Registered Users, Registered Users 2 Posts: 8,615 ✭✭✭grogi


    cantdecide wrote: »
    I have searched and aware of the general gloom around this subject.

    In the spirt of the market and quoting-us-unhappy, I'm nearly certain that I'm going to have no choice to put on a pot of coffee and call ALLLL the insurance providers if I were to make any kind of headway on this is there any new knowledge regarding insuring multiple cars?

    I have a 2006 1.9TDI Passat estate I wish to continue to daily but I'm just after buying a 2005 MK5 Golf GTi which I would ideally like to insure with some kind of secondary, low-mileage, classic-type policy.

    Any new options out there?

    Would be very difficult to get classics policy for 2005 Golf...


  • #3
    cantdecide
    Registered Users, Registered Users 2 Posts: 11,465 ✭✭✭✭cantdecide


    grogi wrote: »
    Would be very difficult to get classics policy for 2005 Golf...

    Well I managed it! I appealed to a broker to find an exception for me and they have. Absolutely no bending of any truths. They've asked me not to blab about the specifics of my case (and I won't). However, I will say I would advise people to have hope and plead their own cases on this - it worked for me. I'm delighted.


  • #4
    logie101
    Registered Users Posts: 449 ✭✭logie101


    cantdecide wrote: »
    Well I managed it! I appealed to a broker to find an exception for me and they have. Absolutely no bending of any truths. They've asked me not to blab about the specifics of my case (and I won't). However, I will say I would advise people to have hope and plead their own cases on this - it worked for me. I'm delighted.

    I am in a similar boat. I’ve an A6 Avant but would love to get something “sporty” for the weekend driver.
    I’m with Allianz. I haven’t asked them yet but I assumed it would be a non runner.
    If you are not able to disclose the details that’s fine. But in regards cost was it reasonable? Did your no claims count for the second car?


  • #5
    cantdecide
    Registered Users, Registered Users 2 Posts: 11,465 ✭✭✭✭cantdecide


    They shot me down on my first inquiry but they decided to humour me when I wrote a gentle appeal through the complaints process. As I said above, plead your case. In my case, they didn't 'mirror' my NCD - it was a straight classic car policy. I also don't earn a second NCD with the classic policy but as regards price, I paid around half what I pay to insure my 2006 1.9TDI Passat Estate.


  • #6
    easygoing39
    Registered Users, Registered Users 2 Posts: 1,382 ✭✭✭easygoing39


    Fair play to you,I was/am in the same boat,have an everyday car and got a 2003 Focus to go to shows etc during the summer.Could'nt get it on a Classic Policy (even Autoline up north stuck to the over 20 yrs old only rule),so had to start a 2nd normal policy for it from scratch with 0 yrs no claim's bonus.Was painfull handing over the money.Only thing that made it somewhat bearable is I immediately declared it off the road,so only had it covered for fire and theft.So for every month it was'nt being driven I got back 70% of my money at the end of the year.


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