Hi all- so I've received mortgage approval- I think it's the full thing? Ie I had to submit a swathe of documents, and it took a few weeks, so it's much more detailed than AIP. It's a letter from the bank saying they will lend me up to X amount, with a load of conditions attached, ie gift money I've said I'm good for has to be in my account before drawdown, etc etc.
My question is, is it ok to take a month off saving?? I have a large purchase I really want to make, and tbh I'm so sick of saving a minimum of €1500 every month for at least the last 14 months. From August payday onwards, I would go back to saving that amount, until I buy a place (hopefully before Christmas).
Would the bank rescind mortgage approval based on this? What if I drop to 'just' saving €5/600 this month, rather than nothing?