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Child Benefit

  • 12-02-2020 9:03am
    #1
    elizunia87
    Registered Users Posts: 125 ✭✭


    Hi Guys

    We are expecting our first child soon. I wonder what is the best saving account in Ireland for Child Benefit, that could profit a bit in the future. We are thinking to start saving for our child's education / college etc.
    Thank you.
    Tagged:


Comments

  • #2
    bee06
    Registered Users, Registered Users 2 Posts: 4,514 ✭✭✭bee06


    Check out bonkers.ie for comparison of savings accounts. Realistically, interest rates are very low so you’ll be lucky to get interest to offset inflation.


  • #3
    raxy
    Registered Users, Registered Users 2 Posts: 854 ✭✭✭raxy


    They're all fairly crap. If it's long term you could look into a regular investment scheme.


  • #4
    elizunia87
    Registered Users Posts: 125 ✭✭elizunia87


    Thank you.
    We are looking to save till he is 18teen.


  • #5
    BarryD2
    Closed Accounts Posts: 4,732 ✭✭✭BarryD2


    Check out the State savings/ investment schemes at some stage and/or at least keep an eye on them as things progress. https://www.statesavings.ie/

    Not much as an individual you can do about rates etc., but just regular saving will build it up. It may or may not have less value when your child/ childrenneed it, but at least you'll have it :)


  • #6
    cherryghost
    Moderators, Technology & Internet Moderators Posts: 17,135 Mod ✭✭✭✭cherryghost


    I have a sum of savings currently lieing in a savings account for my child with a crap interest rate thats been cut over the years with the bank. Honestly I dont know much about state savings but would you recommend investing it into State bonds for a fixed period instead? Is it worth investing into Prize Bonds or just something like the short-medium term savings bonds? Sorry for the questions I've never really considered it as an option tbh


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  • #7
    Dravokivich
    Moderators, Category Moderators, Music Moderators, Politics Moderators, Society & Culture Moderators Posts: 22,360 CMod ✭✭✭✭Dravokivich


    Mod:

    Folks, this reads more like a Banking topic. You might get more info here:

    https://www.boards.ie/vbulletin/forumdisplay.php?f=544


This discussion has been closed.
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