Landlord wants parents to pay section of rent

walkingpsycho · 31-10-2020 11:21am #1

Background: I'm moving for work and my boyfriend is going to move with me. He is currently looking for work but gets some money from a small part time job each month. The original plan was I pay most of the rent because I have more of an income and he helps out with utilities. Our landlord doesn't think this is fair and wants his parents to pay his share of the rent, which they're not in a financial situation to do currently (they're OK with signing as garentores though). I'm 100% ok with paying the rent at the moment until he finds a full time job (we've both recently graduated). We were going to sent up a joint account for rent and utilities.

The landlord wants my share to come from either my account or the joint account but his share to come from his parents account. Are they allowed to decide which account does what?

listermint · 31-10-2020 11:25am

No. This is weird. Your adults.

Is the landlord a family member or family friend.

SVI40 · 31-10-2020 11:43am

Nothing to do with the landlord, very strange he / she wants that. Some people are not really suited to being landlords.

mickdw · 31-10-2020 11:48am

SVI40 wrote: »

Nothing to do with the landlord, very strange he / she wants that. Some people are not really suited to being landlords.

Landlord sees non working graduate taking on lease. He is wise to try to safeguard his payment in wharever way he can or else just insist on employed tenant.
Lots of landlords under pressure with people sitting rent free the last while.

listermint · 31-10-2020 11:56am

mickdw wrote: »

Landlord sees non working graduate taking on lease. He is wise to try to safeguard his payment in wharever way he can or else just insist on employed tenant.
Lots of landlords under pressure with people sitting rent free the last while.

No, it's weird. Simple as that.

JustAThought · 31-10-2020 12:06pm

Its not wierd at all - two tenants, not married, no job for one, needs two incomes or one enormous income - which I guess the OP dosn’t have.

I’ve had to sign jointly and severally accountable rental leases in the past - and paid the price - I wish my past landlords had been as generous towards my best interests as this landlord is towards the OP.

We are in uncertain economic times - you are generous towards your BF but perhaps your ll also sees that there is a possibility your BF may not get a job, or that you may decide to leave him Nd he cannot make the rent, or that he may break up with you but decide not to leave the rental
leaving you stuck paying for him while he dates another person, or that you may lose tour job through the ecomonic climate and then neither of you will be able to pay the rent.

Whatever way you spin it the LL is not (probably) your parent, owes you nothing and is fully at his right to ask for two rental incomes to cover the rent or two signatures on the lease and a guarantee of income from both. The LL could also decline to rent to you both as s/he sees you are too great a payment risk. Many of the new student hubs require either 9 months payment up
front or a parent guarantor - its not unusual anymore at all.

I’d say your LL is looking after your best interests in ways you cannot see because you are generous, and idealistic and young and in love. I’d also say they are more realistic about the costs and overheads of running two people and a rental from one small salary and how this can quickly get out of control with debt and delays and stress and high pressure and fallouts. Particularly when they moving in together for the first time in a lockdown situation and dreadful economic downturn and looming global recession across most industries.

Foweva Awone · 31-10-2020 12:10pm

If at all possible, I'd be looking for a different place to rent. If they are this controlling over something that is none of their business, I can imagine they'll be very controlling about what you can/can't do in their property (I'm thinking excessive rules, overly frequent inspections, calling over unannounced etc.) Not worth the hassle.

31-10-2020 12:14pm

JustAThought wrote: »

Its not wierd at all - two tenants, not married, no job for one, needs two incomes or one enormous income - which I guess the OP dosn’t have.

I’ve had to sign jointly and severally accountable rental leases in the past - and paid the price - I wish my past landlords had been as generous towards my best interests as this landlord is towards the OP.

We are in uncertain economic times - you are generous towards your BF but perhaps your ll also sees that there is a possibility your BF may not get a job, or that you may decide to leave him Nd he cannot make the rent, or that he may break up with you but decide not to leave the rental
leaving you stuck paying for him while he dates another person, or that you may lose tour job through the ecomonic climate and then neither of you will be able to pay the rent.

Whatever way you spin it the LL is not (probably) your parent, owes you nothing and is fully at his right to ask for two rental incomes to cover the rent or two signatures on the lease and a guarantee of income from both. The LL could also decline to rent to you both as s/he sees you are too great a payment risk. Many of the new student hubs require either 9 months payment up
front or a parent guarantor - its not unusual anymore at all.

I’d say your LL is looking after your best interests in ways you cannot see because you are generous, and idealistic and young and in love. I’d also say they are more realistic about the costs and overheads of running two people and a rental from one small salary and how this can quickly get out of control with debt and delays and stress and high pressure and fallouts. Particularly when they moving in together for the first time in a lockdown situation and dreadful economic downturn and looming global recession across most industries.

The fact that you went into a situation with a non payer is your business and issue, nothing to do with the landlord EVER

Its odd, its intrusive and I completely fail to see how it safeguards the landlord at all. You cant evict half of a tenancy

JustAThought · 31-10-2020 12:17pm

Foweva Awone wrote: »

If at all possible, I'd be looking for a different place to rent. If they are this controlling over something that is none of their business, I can imagine they'll be very controlling about what you can/can't do in their property (I'm thinking excessive rules, overly frequent inspections, calling over unannounced etc.) Not worth the hassle.

Joke post ? the rent is entirely their business. This is exactly what it is - a business deal. They need to protect their asset - and income. They are not a charity or the renters parents. As it is, if someone with a wishy washy excuse like I’m
gonna get a job wanted full use of a quarter a million asset of mine I’d tell them to come back with a guarantor or look elsewhere. The OP is lucky the ll is looking out for her. As for his parents - what are they thinking letting a new gf take over the stress and full financial responsibility of working to pay for everything for their 22 yo or so unemployed son? No wonder the ll is concerned for her. And himself/herself.

31-10-2020 12:17pm

walkingpsycho wrote: »

Background: I'm moving for work and my boyfriend is going to move with me. He is currently looking for work but gets some money from a small part time job each month. The original plan was I pay most of the rent because I have more of an income and he helps out with utilities. Our landlord doesn't think this is fair and wants his parents to pay his share of the rent, which they're not in a financial situation to do currently (they're OK with signing as garentores though). I'm 100% ok with paying the rent at the moment until he finds a full time job (we've both recently graduated). We were going to sent up a joint account for rent and utilities.

The landlord wants my share to come from either my account or the joint account but his share to come from his parents account. Are they allowed to decide which account does what?

This is very odd. Very odd indeed. I would be annoyed if I was you, your partner and his parents. Look somewhere else where the landlord wont be sticking his nose in like this.

FYI, greatest spelling of 'guarantor' ever

Graham · 31-10-2020 12:19pm

JustAThought wrote: »

I’ve had to sign jointly and severally accountable rental leases in the past - and paid the price - I wish my past landlords had been as generous towards my best interests as this landlord is towards the OP.

Where does the OP say their lease won't be joint and several?

31-10-2020 12:20pm

JustAThought wrote: »

Joke post ? the rent is entirely their business. This is exactly what it is - a business deal. They need to protect their asset - and income. They are not a charity or the renters parents. As it is, if someone with a wishy washy excuse like I’m
gonna get a job wanted full use of a quarter a million asset of mine I’d tell them to come back with a guarantor or look elsewhere. The OP is lucky the ll is looking out for her. As for his parents - what are they thinking letting a new gf take over the stress and full financial responsibility of working to pay for everything for their 22 yo or so unemployed son? No wonder the ll is concerned for her. And himself/herself.

Your missing the fact that the unemployed person is only one part of the tenants. Theres a second party.

Again, you cant evict half a tenant couple so non payment will end the exact same way. The OP will still need to stump up the full amount to remain in the property. How its split makes zero difference.

As for the asset, thats getting really old now. Your a landlord, the asset if something you rent. If its that precious to you, dont rent it.

SVI40 · 31-10-2020 12:22pm

JustAThought wrote: »

Joke post ? the rent is entirely their business. This is exactly what it is - a business deal. They need to protect their asset - and income. They are not a charity or the renters parents. As it is, if someone with a wishy washy excuse like I’m
gonna get a job wanted full use of a quarter a million asset of mine I’d tell them to come back with a guarantor or look elsewhere. The OP is lucky the ll is looking out for her. As for his parents - what are they thinking letting a new gf take over the stress and full financial responsibility of working to pay for everything for their 22 yo or so unemployed son? No wonder the ll is concerned for her. And himself/herself.

If the landlord is concerned about their ability to pay the rent, don't rent to them. Simple. I'm sure there are plenty of others looking for accomodation.

JustAThought · 31-10-2020 12:22pm

Niner leprauchan wrote: »

This is very odd. Very odd indeed. I would be annoyed if I was you, your partner and his parents. Look somewhere else where the landlord wont be sticking his nose in like this.

FYI, greatest spelling of 'guarantor' ever

Hilarious - another person who thinks the payment and security of the rent is not the landlords business!!! How many of these lefty delusional snowflakes are out there!! OP shoiod be grateful someone is looking out for her -
most LL’s wouldn’t bother and would just wash their hands of her - and him, with his no proper income and insecure part time job and her just starting a new job with no probation period begun yet and no rights as an employee for another year. Not to mention all the other factors. Hilarious.

Triangle · 31-10-2020 12:24pm

JustAThought wrote: »

Joke post ? the rent is entirely their business. This is exactly what it is - a business deal. They need to protect their asset - and income. They are not a charity or the renters parents. As it is, if someone with a wishy washy excuse like I’m
gonna get a job wanted full use of a quarter a million asset of mine I’d tell them to come back with a guarantor or look elsewhere. The OP is lucky the ll is looking out for her. As for his parents - what are they thinking letting a new gf take over the stress and full financial responsibility of working to pay for everything for their 22 yo or so unemployed son? No wonder the ll is concerned for her. And himself/herself.

Absolute joke, if I go to a shop and buy something, the shop has no right to ask where the money comes from. Its a business transaction and the nature of my relationship or personal life does not come into it.
It's the same for a lease, the ll says the amount, date and business details, but doesn't have the right to interfere in their personal lives.
Ttbh, I'd be like the previous poster and staying away from such an unprofessional landlord.

31-10-2020 12:26pm

JustAThought wrote: »

Hilarious - another person who thinks the payment and security of the rent is not the landlords business!!! How many of these lefty delusional snowflakes are out there!! OP shoiod be grateful someone is looking out for her -
most LL’s wouldn’t bother and would just wash their hands of her - and him, with his no proper income and insecure part time job.

yep, Im a lefty. As lefty as they get. Constantly called a delicate snowflake and nNever ever accused of being right wing.Never rented a house either.

Again for the slow in the class, you cant evict half a tenant. if he doesnt pay, she gets evicted as well. If she wants to avoid this, she will need to pay the full rent. Seperate accounts makes no difference if its a joint tenancy, which it will be.

Its not the landlords business to 'look out for' her in her personal and private life. Its actually downright wrong

JustAThought · 31-10-2020 12:48pm

Niner leprauchan wrote: »

yep, Im a lefty. As lefty as they get. Constantly called a delicate snowflake and nNever ever accused of being right wing.Never rented a house either.

Again for the slow in the class, you cant evict half a tenant. if he doesnt pay, she gets evicted as well. If she wants to avoid this, she will need to pay the full rent. Seperate accounts makes no difference if its a joint tenancy, which it will be.

Its not the landlords business to 'look out for' her in her personal and private life. Its actually downright wrong

Not much point bothering with you so.
However, It could well be two rooms to rent in a houseshare, a lease each which she wanta to bankroll for his share or a jointly and severally accountable lease. All
of which screws her over if something goes wrong with her job,him, his meagre oart
time income, their relationship or the industry she is about to start working in. And yes - when the landlord is tied to her ability to make payments for their long term business deal it is his/her business. Something most idealogical
lefties omit.

OP - have you considered asking your bf how he going to lay his way in life other than living off you? A hundred or two a month will not go far towards his clothes or beer or takeaways or other personal costs let alone pay 12
hour a day heating bills to keep him warm, electricity bills while he sits in the house all day during lockdown, sky tv charges, broadband
costs, mobile phone bills ( each), as well as monthly food bills, netflix etc - all of which you will be 100% liable for As WELL as 100% of the rent. And thats even if he puts anything towards any of that, or stays the course. No wonder the LL is concerned. Not only does s/he have to worry about you entering a new job which may decide not to keep you or whose business may have tolet you go as a consequence of the negative ecomonic climate and global recession but they also have to worry about someone else in theor house/appartment who already has no proper full time income and no ability to pay but wants to live there with no guarantee anyway. I’m surprised they havn’t walked away from you both already. You must be very nice for them to be looking after you so well. Or maybe they just don’t want to see you taken advantage of -which IMO looks
like what is happening and certainly is what is
coming down the road for you, sadly, even if
you do not mind paying for him for the moment. Will he pay the thousands back
to you when he gets the job? Probably not.
If he cannot get his parents to underwrite his financial needs and living costs or to help him out how is he going to survive in life? Living off
other people? Charity? The dole? Vincent de Paul? . Of course he could just visit and have no residential or financial obligations and not be on the lease. But that may not be what you want. Or you may not be able to actually afford the flat without him. But if he signs nothing and has no aPpropriate income or guarantor then neither of you can afford the apartment and you should
look elsewhere. Perhaps a houseshare where they mihg accept an unemployed no income flatsharer sharing a bedroom. But I guess you might have difficulties with that too. Nobody likes to bankroll an long term risk. Unless its his parents. Most unrelated private individuals ,
landlords or businesses will not. The finamcial
risk for them is too real.

As regards your new job - congrats! I assume you will be on a contract rather than a straight up blue badge contract from when you go in? As everyone realises, you have no proper HR ‘rights’ to be kept in that job until you have been there a year and a day - by that I mean they can easily enough get rid of you if they need to for economic reasons until you have been working there uninterrupted for 366 days - landlords will be very aware of this too.

10pennymixup · 31-10-2020 1:51pm

walkingpsycho wrote: »

Background: I'm moving for work and my boyfriend is going to move with me. He is currently looking for work but gets some money from a small part time job each month. The original plan was I pay most of the rent because I have more of an income and he helps out with utilities. Our landlord doesn't think this is fair and wants his parents to pay his share of the rent, which they're not in a financial situation to do currently (they're OK with signing as garentores though). I'm 100% ok with paying the rent at the moment until he finds a full time job (we've both recently graduated). We were going to sent up a joint account for rent and utilities.

The landlord wants my share to come from either my account or the joint account but his share to come from his parents account. Are they allowed to decide which account does what?

To answer your question, no usually it's absolutely nothing to do with the LL which account the money comes from, when the two tenants have proven ability to pay rent etc.

But this sounds like a prospective LL trying to work out your affordability to pay rent and other living expenses, And that they believe the two of you can't afford it and the only way they will give the tenancy is if his parents agree to pay half the rent and not just be guarantors in the event of non payment and arrears racking up. The proof of which would be to see it coming from their account.

BTW if your BF's parents are not in a position to pay 50% of the rent for now, if you both fall into arrears, they may end up paying 100% of the arrears and not just their son's half.

If you're so sure of your ability to afford it all, why not just agree to the LL's request and you give the money to the parents to transfer to the LL's from their account.

Messy I know, but if you want the house..............

dennyk · 31-10-2020 2:05pm

walkingpsycho wrote: »

The landlord wants my share to come from either my account or the joint account but his share to come from his parents account. Are they allowed to decide which account does what?

That is absolutely overstepping. Asking for his parents to sign as a guarantor on his lease agreement would be reasonable, but that should be the end of it unless the rent isn't being paid, in which case the landlord could choose to pursue his parents alone instead of all three of you in court for the arrears if they really wanted to. Where the rent money comes from makes no difference as long as it's being paid to the landlord in full and on time, though, and the landlord has no say in the origin of the payments. What they think is "fair" doesn't matter; your personal financial arrangements are none of their business as long as they're satisfied that you collectively meet whatever financial requirements they have in mind for their tenants. If they aren't comfortable with your financial situation and don't want to rent to you as a result, then they just shouldn't rent to you.

Graham · 31-10-2020 2:05pm

JustAThought wrote: »

Hilarious - another person who thinks the payment and security of the rent is not the landlords business!!! How many of these lefty delusional snowflakes are out there!!

Mod Note

JustAThought, quit soapboxing.

Do not reply to this post.

C3PO · 31-10-2020 3:52pm

JustAThought wrote: »

Not much point bothering with you so.
However, It could well be two rooms to rent in a houseshare, a lease each which she wanta to bankroll for his share or a jointly and severally accountable lease. All
of which screws her over if something goes wrong with her job,him, his meagre oart
time income, their relationship or the industry she is about to start working in. And yes - when the landlord is tied to her ability to make payments for their long term business deal it is his/her business. Something most idealogical
lefties omit.

OP - have you considered asking your bf how he going to lay his way in life other than living off you? A hundred or two a month will not go far towards his clothes or beer or takeaways or other personal costs let alone pay 12
hour a day heating bills to keep him warm, electricity bills while he sits in the house all day during lockdown, sky tv charges, broadband
costs, mobile phone bills ( each), as well as monthly food bills, netflix etc - all of which you will be 100% liable for As WELL as 100% of the rent. And thats even if he puts anything towards any of that, or stays the course. No wonder the LL is concerned. Not only does s/he have to worry about you entering a new job which may decide not to keep you or whose business may have tolet you go as a consequence of the negative ecomonic climate and global recession but they also have to worry about someone else in theor house/appartment who already has no proper full time income and no ability to pay but wants to live there with no guarantee anyway. I’m surprised they havn’t walked away from you both already. You must be very nice for them to be looking after you so well. Or maybe they just don’t want to see you taken advantage of -which IMO looks
like what is happening and certainly is what is
coming down the road for you, sadly, even if
you do not mind paying for him for the moment. Will he pay the thousands back
to you when he gets the job? Probably not.
If he cannot get his parents to underwrite his financial needs and living costs or to help him out how is he going to survive in life? Living off
other people? Charity? The dole? Vincent de Paul? . Of course he could just visit and have no residential or financial obligations and not be on the lease. But that may not be what you want. Or you may not be able to actually afford the flat without him. But if he signs nothing and has no aPpropriate income or guarantor then neither of you can afford the apartment and you should
look elsewhere. Perhaps a houseshare where they mihg accept an unemployed no income flatsharer sharing a bedroom. But I guess you might have difficulties with that too. Nobody likes to bankroll an long term risk. Unless its his parents. Most unrelated private individuals ,
landlords or businesses will not. The finamcial
risk for them is too real.

As regards your new job - congrats! I assume you will be on a contract rather than a straight up blue badge contract from when you go in? As everyone realises, you have no proper HR ‘rights’ to be kept in that job until you have been there a year and a day - by that I mean they can easily enough get rid of you if they need to for economic reasons until you have been working there uninterrupted for 366 days - landlords will be very aware of this too.

I imagine that, if the OP was looking for relationship advice, they would have posted in the appropriate forum?
To answer the OPs actual question, the Landlords request is extremely unusual and not one that I would accept. He is well within his rights to refuse to rent to the OP (and maybe even ask for a guarantor) but not to specify from where the rent is paid!

31-10-2020 4:50pm

JustAThought wrote: »

Not much point bothering with you so.
However, It could well be two rooms to rent in a houseshare, a lease each which she wanta to bankroll for his share or a jointly and severally accountable lease. All of which screws her over if something goes wrong with her job,him, his meagre parttime income, their relationship or the industry she is about to start working in. And yes - when the landlord is tied to her ability to make payments for their long term business deal it is his/her business. Something most idealogical
lefties omit.

On the one hand you try to justify your argument by suggesting it's separate rooms in a share, the next you say that the op will be tied to his share of the rent. Pick a side will ya?

It's clearly not the first scenario so there's no need to move the goalposts.

The op is renting with her partner. Their combined ability to pay is all that should concern the landlord.

I pay the mortgage on my house, should the bank demand my wife get her parents to pay half because she doesn't work?

Morrisp · 31-10-2020 4:52pm

JustAThought wrote: »

Its not wierd at all - two tenants, not married, no job for one, needs two incomes or one enormous income - which I guess the OP dosn’t have.

I’ve had to sign jointly and severally accountable rental leases in the past - and paid the price - I wish my past landlords had been as generous towards my best interests as this landlord is towards the OP.

We are in uncertain economic times - you are generous towards your BF but perhaps your ll also sees that there is a possibility your BF may not get a job, or that you may decide to leave him Nd he cannot make the rent, or that he may break up with you but decide not to leave the rental
leaving you stuck paying for him while he dates another person, or that you may lose tour job through the ecomonic climate and then neither of you will be able to pay the rent.

Whatever way you spin it the LL is not (probably) your parent, owes you nothing and is fully at his right to ask for two rental incomes to cover the rent or two signatures on the lease and a guarantee of income from both. The LL could also decline to rent to you both as s/he sees you are too great a payment risk. Many of the new student hubs require either 9 months payment up
front or a parent guarantor - its not unusual anymore at all.

I’d say your LL is looking after your best interests in ways you cannot see because you are generous, and idealistic and young and in love. I’d also say they are more realistic about the costs and overheads of running two people and a rental from one small salary and how this can quickly get out of control with debt and delays and stress and high pressure and fallouts. Particularly when they moving in together for the first time in a lockdown situation and dreadful economic downturn and looming global recession across most industries.

Bull**** weird non his business end of

Graces7 · 31-10-2020 6:43pm

Niner leprauchan wrote: »

This is very odd. Very odd indeed. I would be annoyed if I was you, your partner and his parents. Look somewhere else where the landlord wont be sticking his nose in like this.

FYI, greatest spelling of 'guarantor' ever

They call it phonetic spelling! Rather lovely!

Graces7 · 31-10-2020 6:50pm

what immediately came to mind was MYOB

Both re the landlord and some here.

Then I wondered how the couple had laid themselves open to this? Had they (unwisely) started to " assure" the landlord how they were going to pay? And he took full advantage of that?

It should have been a simple business arrangement. As we all make when we rent.

How did it get to this?

10pennymixup · 31-10-2020 7:17pm

Graces7 wrote: »

what immediately came to mind was MYOB

Both re the landlord and some here.

Then I wondered how the couple had laid themselves open to this? Had they (unwisely) started to " assure" the landlord how they were going to pay? And he took full advantage of that?

It should have been a simple business arrangement. As we all make when we rent.

How did it get to this?

Swings and roundabouts, supply and demand.

10 years ago in the height of the last recession, LL's were often too glad to take nearly anyone as long as their property was bringing in some rent. It was a buyers market. Checks on affordability were mainly only done for the most prestigious rentals.

Now it's a sellers market. It's not taking advantage, it's business.

Don't like it get out of market and buy. Alternatively live with Mammy until the next big market change to the tenants favour, when as you put it, the tenant can "take advantage" of the seller/ LL.

Not condoning this, not praising it, just stating the reality.

mickdw · 31-10-2020 10:41pm

What happens in these times of covid when an eviction ban can be in place at any time - if i was a landlord, id certainly be doing whatever possible to ensure my rent would keep coming in. Allowing an unemployed graduate into a property is nuts imo as payments could stop immediately.
A guaranteed payment from a parent would be a far better bet.
I certainly wouldnt let these 2 into a property in current times...... its a receipe for having a non earning property.

PhoenixParker · 31-10-2020 11:20pm

jenneyk19 wrote: »

landlord can sign lease with you only
also your boyfriend can get help with rent payments from goverment

This.

When myself and my husband moved in together, he was working, I was job hunting. Husband's name was on the lease and he was solely liable. I was his licensee. Landlord was fine with that.

If we'd broken up, I would have moved out and he could have continued alone or gotten another roommate.

It's a lot simpler for a landlord in many ways.

poker--addict · 01-11-2020 12:45am

Has the LL actually asked about “parents” or has OP filled in the personal blanks when LL has asked for “ guarantor” ?

It sounds super weird as described by OP. However, I think JustaThought did make a good point underneath his or her essay! The LL could see risk here, risk which means he could simple get someone else, who won’t be a problem in 3 months if a break up or further job loss happens. So it is plausible LL might be trying to mitigate the risk by suggesting a guarantor, in order to feel comfortable giving them an opportunity.

Hard to say without the detail or knowledge of LLs agenda.

micah537 · 01-11-2020 1:51am

Is LL trying to prevent the bf from using HAP?

10pennymixup · 01-11-2020 2:57am

micah537 wrote: »

Is LL trying to prevent the bf from using HAP?

I thought that too and I'm guessing yes, if all are on the lease/ agreement the OP and BF would have a problem claiming HAP.

And as a bonus they might have a home owner/ waged/ not a man of straw/ someone worthwhile to come after if things went belly up. They more people jointly or severally liable on the lease agreement the better.

A guarantee agreement is worthless if the guarantor later claims they didn't receive independent advice from a professional prior to signing as a guarantor. And even harder for a LL to prove that the guarantor's did receive advice.

Or if they play dumb and claim they didn't fully understand. Only the threat of recouping losses from a guarantor has any weight or leverage in this country. Or so I've been previously advised.

10pennymixup · 01-11-2020 3:23am

jenneyk19 wrote: »

landlord can sign lease with you only
also your boyfriend can get help with rent payments from goverment

If a LL doesn't want to sign a lease with the OP on their wages plus the BF's meagre wage, then why in earth would they want to sign it with just the OP solely liable for the rent.

The more people signed up to the lease and available to later chase (or threaten to) for arrears/ damages the better from the LL's POV IMO.

And if the BF is not on the lease, can he claim "rent payments from goverment (sic)"?

OP basically the LL is telling you that in their opinion you can't afford the rent (and run the house eg heating lighting broadband tv etc) and the only way you'll get the property is if you have the BF's parents as co signers. If not, then move on.

Why they want half the rent to come from an account in the bf's parents names I can't understand and can only assume (which I hate doing) is a misunderstanding.

JJayoo · 01-11-2020 4:02am

<SNIP>

BnB · 01-11-2020 8:19am

Triangle wrote: »

Absolute joke, if I go to a shop and buy something, the shop has no right to ask where the money comes from. Its a business transaction and the nature of my relationship or personal life does not come into it.
It's the same for a lease, the ll says the amount, date and business details, but doesn't have the right to interfere in their personal lives.
Ttbh, I'd be like the previous poster and staying away from such an unprofessional landlord.

If you go to a shop and hand over your cash for goods then of course the shop doesn't give a hoot where your money came from. They have all the money in their hands and they don't have any further exposure to you.

A better comparison would be that you go to a car dealers and take out a lease on a 100k car. Will they just let you pay the first month's lease and bugger off home with the car and just take your word for it that you can afford to pay for it monthly? They will in their holes...!!!!! They're giving you control of something worth 100k.... They need to protect themselves.

A landlord is giving you control of an asset worth a lot more than the car and once you are in the door, they can do sweet FA to get you out.

It does sound like a fairly unorthodox approach from the LL and fairly unprofessional. But, in the current climate for landlords, I can understand what has driven him to it.

Graces7 · 01-11-2020 11:08am

BnB wrote: »

If you go to a shop and hand over your cash for goods then of course the shop doesn't give a hoot where your money came from. They have all the money in their hands and they don't have any further exposure to you.

A better comparison would be that you go to a car dealers and take out a lease on a 100k car. Will they just let you pay the first month's lease and bugger off home with the car and just take your word for it that you can afford to pay for it monthly? They will in their holes...!!!!! They're giving you control of something worth 100k.... They need to protect themselves.

A landlord is giving you control of an asset worth a lot more than the car and once you are in the door, they can do sweet FA to get you out.

It does sound like a fairly unorthodox approach from the LL and fairly unprofessional. But, in the current climate for landlords, I can understand what has driven him to it.

Wondering re the actual legality as per RTB? Totally OTT. No way would most of us allow this to happen. He is taking advantage here. Sounds neurotic.

bcklschaps · 01-11-2020 11:24am

Sorry, if already suggested....but if you knew the LL only wanted working tennants. Why did you even tell him about your boyfriend? Just sign the lease yourself. (As you are going to be paying all the rent anyway).

I assume the rent is pretty high and the LL didn't feel you have a good enough Salary? Soo you blabbed about having a boyfriend who will be moving in also and be paying some of the bills.

Queue: next question. "What does your boyfriend do?"

A government artist....

Ahhh..... Here!!!!!

walkingpsycho · 01-11-2020 12:23pm

Thank you all for your responses and advice. I just wanted to see where I stand in relation to the legality of the landlords request.

Just to clarify some questions posed by people:

We have known each other for a number of years and have rented an apartment together before for a couple of years (our previous landlord was happy with us and we provided a reference to the new landlord).
I am not misunderstanding what the landlord has asked of my bf parents. They wish for them to pay half of the rent, not just sign as guarantor (the landlord has stated this on multiple occasions to us and in writing) because they deem it to be unfair to me to pay the full rent.

I graduated top of my class in a science degree in college and have experience in the job that I will be working at. I will be getting paid more than enough to cover rent, utilities, groceries, etc on my own. The landlord has been shown proof of this, as they requested it and I complied as I understood the concern regarding renting to a recent graduate. My bf moving in with me until he finds a job seemed logical as he agreed to cook, clean, etc, while I was at work, and there would be an extra bedroom available anyways. Then if he finds a job we will split everything, thus elevating my cost of living.

I never stated he was a “goverment artist” and I do not “blab”.

Sarn · 01-11-2020 12:47pm

I understand that the LL needs to minimise the risk of non-payment of rent, however,

walkingpsycho wrote: »

...because they deem it to be unfair to me to pay the full rent.

This is none of the LL’s business. They are not your parents. This should be a business transaction.

poker--addict · 01-11-2020 12:48pm

Given the additional info and your financial strength alone, I am going with the landlord being a bit unusual. Maybe they aren’t thinking straight!

TheChizler · 01-11-2020 12:54pm

Have you moved in yet OP? If you have just ignore the LL on this one IMO. If not and they're waiting to see the deposit paid from two separate accounts just humour them until you're in the door as someone else suggested. It doesn't even have to be from the parents' account, they have no way of knowing. It's an entirely unreasonable request. Just try and avoid signing anything to this effect or lying about it, not that they'd have any legal comeback but to maintain good relations.

Graces7 · 01-11-2020 2:29pm

10pennymixup wrote: »

Swings and roundabouts, supply and demand.

10 years ago in the height of the last recession, LL's were often too glad to take nearly anyone as long as their property was bringing in some rent. It was a buyers market. Checks on affordability were mainly only done for the most prestigious rentals.

Now it's a sellers market. It's not taking advantage, it's business.

Don't like it get out of market and buy. Alternatively live with Mammy until the next big market change to the tenants favour, when as you put it, the tenant can "take advantage" of the seller/ LL.

Not condoning this, not praising it, just stating the reality.

Not in terms of tenancy rights .

Also they need to remind him of his very limited legal access to their home in future .

10pennymixup · 01-11-2020 5:35pm

Graces7 wrote: »

Not in terms of tenancy rights .

Also they need to remind him of his very limited legal access to their home in future .

Graces7, I've come across some of your unorthodox opinions before and smiled,

But to suggest that a LL assessing a prospective tenants ability to pay is somehow contrary to tenants rights is taking the proverbial.

Please back up your assertion that this is so or stop talking out of your proverbial.

And very poor advice on denying the LL's access to be used as a threat. That will get them the property alright. :rolleyes:

01-11-2020 5:41pm

BnB wrote: »

If you go to a shop and hand over your cash for goods then of course the shop doesn't give a hoot where your money came from. They have all the money in their hands and they don't have any further exposure to you.

A better comparison would be that you go to a car dealers and take out a lease on a 100k car. Will they just let you pay the first month's lease and bugger off home with the car and just take your word for it that you can afford to pay for it monthly? They will in their holes...!!!!! They're giving you control of something worth 100k.... They need to protect themselves.

A landlord is giving you control of an asset worth a lot more than the car and once you are in the door, they can do sweet FA to get you out.

It does sound like a fairly unorthodox approach from the LL and fairly unprofessional. But, in the current climate for landlords, I can understand what has driven him to it.

No company let's you rent a car and then demands that the passengers take their share of the cost though do they?

JustAThought · 01-11-2020 8:38pm

Niner leprauchan wrote: »

No company let's you rent a car and then demands that the passengers take their share of the cost though do they?

No. They wouldn’t hand over the keys if they saw from your financial paperwork applying for the lease/loan that you could not afford to live and pay for it. You would remain keyless and on foot.

And they wouldn’t accept a promise from your mammy to pay the balance into your account so you could then decide whether to pay it to the car lease firm - it would be going directly into their bank account to pay the ongoing lease debt. Or you’d be told to move on to the next shop.

Yellow_Fern · 02-11-2020 5:31am

Triangle wrote: »

Absolute joke, if I go to a shop and buy something, the shop has no right to ask where the money comes from. Its a business transaction and the nature of my relationship or personal life does not come into it.
It's the same for a lease, the ll says the amount, date and business details, but doesn't have the right to interfere in their personal lives.
Ttbh, I'd be like the previous poster and staying away from such an unprofessional landlord.

I believe they have that right. They can always refuse service if they please.

02-11-2020 2:12pm

JustAThought wrote: »

No. They wouldn’t hand over the keys if they saw from your financial paperwork applying for the lease/loan that you could not afford to live and pay for it. You would remain keyless and on foot.

And they wouldn’t accept a promise from your mammy to pay the balance into your account so you could then decide whether to pay it to the car lease firm - it would be going directly into their bank account to pay the ongoing lease debt. Or you’d be told to move on to the next shop.

Correct. As it should be in this case too

BnB · 02-11-2020 3:27pm

Niner leprauchan wrote: »

No company let's you rent a car and then demands that the passengers take their share of the cost though do they?

You've missed the point entirely.

My point is not that what I think the LL is doing is right.

It sounds like incredibly bad business from the LL and if I was the OP, I would walk away. Also - to say, the OP sounds perfectly reasonable and I think the LL is making a mistake by not taking them on, on their own.

I am arguing against the tone of some posters here (not the OP) that seem to think the LL has no right to put whatever controls they want in place before they lease it out.

My point is that it is an extremely valuable asset and the LL has the right to put any controls in place that he feels are necessary to protect it. Especially considering the fact that once they allow someone to get in the door, all the rights are on the tenants side so they are fairly powerless to do anything about it. So, as long as he's not asking for anything illegal like cash in hand to avoid tax or anything that could be classed as racist etc then that's his right. And if exercising that right lose's him what sounds like a perfectly good tenant in the OP, well then that's his loss.

02-11-2020 8:32pm

BnB wrote: »

You've missed the point entirely.

My point is not that what I think the LL is doing is right.

It sounds like incredibly bad business from the LL and if I was the OP, I would walk away. Also - to say, the OP sounds perfectly reasonable and I think the LL is making a mistake by not taking them on, on their own.

I am arguing against the tone of some posters here (not the OP) that seem to think the LL has no right to put whatever controls they want in place before they lease it out.

My point is that it is an extremely valuable asset and the LL has the right to put any controls in place that he feels are necessary to protect it. Especially considering the fact that once they allow someone to get in the door, all the rights are on the tenants side so they are fairly powerless to do anything about it. So, as long as he's not asking for anything illegal like cash in hand to avoid tax or anything that could be classed as racist etc then that's his right. And if exercising that right lose's him what sounds like a perfectly good tenant in the OP, well then that's his loss.

Except you are wrong because theres restrictions in contract conditions and any that contained such clauses would almost certainly be dismissed if he attempted to enforce it.

poker--addict · 02-11-2020 9:44pm

LL has the right to ask I would suggest. Enforceable is a secondardy debate "niner leprauchan". You can both be right without shouting others down.

BnB · 02-11-2020 10:25pm

Niner leprauchan wrote: »

Except you are wrong because theres restrictions in contract conditions and any that contained such clauses would almost certainly be dismissed if he attempted to enforce it.

Again, you've completely missed the point...

Does he have the right to put the clause in an agreement... YES
Does he have the right to not allow someone to move in because they don't sign that agreement... YES
Would he be able to kick someone out in a few months time if they subsequently break that clause in the agreement.... Different argument completely... But for what it's worth, highly unlikely I'd say

03-11-2020 11:11am

BnB wrote: »

Again, you've completely missed the point...

Does he have the right to put the clause in an agreement... YES
Does he have the right to not allow someone to move in because they don't sign that agreement... YES
Would he be able to kick someone out in a few months time if they subsequently break that clause in the agreement.... Different argument completely... But for what it's worth, highly unlikely I'd say

Let's follow this logic:

The contract states that the landlord can enter at will. it gives the landlord the right to demand sex instead of payment. The landlord can remove the tenants underwear. The landlord can install cameras in the bedrooms.

Try it, see if the courts agree with your position

Landlord wants parents to pay section of rent

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