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Now ye're talking - to a landlord

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Comments

  • #252
    Brego888
    Registered Users Posts: 1,321 ✭✭✭Brego888


    Are you paying tax throughout the year on all your properties or do you have to pay off a big lump sum at the end of each year? When does your tax bill arrive?


  • #253
    housetypeb
    Registered Users, Registered Users 2 Posts: 1,194 ✭✭✭housetypeb


    Do you have 3 seperate trackers or just the one combined tracker?


  • #254
    I'm a Landlord, AMA
    Company Representative Posts: 87 Verified rep ✭I'm a Landlord, AMA


    Brego888 wrote: »
    Are you paying tax throughout the year on all your properties or do you have to pay off a big lump sum at the end of each year? When does your tax bill arrive?

    Hi there it’s a big lump sum in October 31st


  • #255
    I'm a Landlord, AMA
    Company Representative Posts: 87 Verified rep ✭I'm a Landlord, AMA


    housetypeb wrote: »
    Do you have 3 seperate trackers or just the one combined tracker?


    Hi there just the one combined
    It’s a tracker of .75% so I’m pretty lucky that I have it


  • #256
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    I'm a Landlord, AMA wrote: »
    Hi there just the one combined
    It’s a tracker of .75% so I’m pretty lucky that I have it

    What's a tracker of .75% mean?


  • #257
    Iscreamkone
    Registered Users, Registered Users 2 Posts: 1,019 ✭✭✭Iscreamkone


    [Deleted User] wrote: »
    What's a tracker of .75% mean?

    As good a rate as is out there at the moment. Only available to those who battled through the recession.


  • #258
    Zulu
    Registered Users, Registered Users 2 Posts: 10,965 ✭✭✭✭Zulu


    Deleted User wrote: »
    What's a tracker of .75% mean?
    Current ECB rate (0%) + 0.75% I would presume.

    So effectively 0.75%


  • #259
    Diemos
    Registered Users Posts: 1,417 ✭✭✭Diemos


    Deleted User wrote: »
    What's a tracker of .75% mean?

    I'm not trying to be smart but if you are saving up for a mortgage, it might be an idea to get a full understanding of the different types of mortgages, LTV ratios, compound interest, etc.

    If you are going to make what will be one of the, if not the, biggest financial decision of your life make sure you fully understand what you are getting into.
    There was no shortage of broke folk during the crash complaining that they just signed whatever was put in front of them and it wasn't their fault because they did not understand / the lender should be responsible.
    It can save you tens of thousands over the lifetime of your mortgage.


  • #260
    IvoryTower
    Registered Users, Registered Users 2 Posts: 3,825 ✭✭✭IvoryTower


    I definitely wont do that but I appreciate its good advice


  • #261
    Boards.ie: Niamh
    Boards.ie Employee Posts: 12,597 ✭✭✭✭✭Boards.ie: Niamh
    Boards.ie Community Manager


    Thanks for all of the questions and engagements folks, I think we will close this one up here. Thanks to our guest for his time, for his answers and for his patience :D

    If anyone wants to apply to do an AMA themselves, they can PM me or email me on niamh@boards.ie.

    How can I? User's guide to some features on the new site



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