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PTSB (Go rewards) 5 euro & explore account cashback

Comments

  • #2
    Libera
    Registered Users, Registered Users 2 Posts: 397 ✭✭Libera


    Removed limit also applies for June per PTSB site.:)


  • #3
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,678 ✭✭✭Cape Clear


    Libera wrote: »
    Removed limit also applies for June per PTSB site.:)

    Indeed it does. Im well on my way to getting more in cash back than fees for the year.


  • #4
    sonyvision
    Registered Users, Registered Users 2 Posts: 571 ✭✭✭sonyvision


    For June aswell?

    Great i got 20:40 for May ha!!.


  • #5
    ooter
    Registered Users, Registered Users 2 Posts: 3,250 ✭✭✭ooter


    when does the cashback show on your statement, spent over 30 twice this week but nothing on my satement?


  • #6
    sonyvision
    Registered Users, Registered Users 2 Posts: 571 ✭✭✭sonyvision


    Earned 24,60 for the month of June


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  • #7
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,678 ✭✭✭Cape Clear


    Not been continued into July. So I think I'll take the money and run. Earned €38 for June. Do AIB still do a free current account if you pay an AIB mortgage out of it each month? More people divorce in Ireland every year than change bank.


  • #8
    DM1983
    Registered Users Posts: 219 ✭✭DM1983


    Are you including the 2% mortgage cashback in these amounts guys? Without that you're unlikely to ever break the 6 euro except for the odd month when they throw out the 5 euro cashback on supermarkets. Am I missing something?


  • #9
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,678 ✭✭✭Cape Clear


    DM1983 wrote: »
    Are you including the 2% mortgage cashback in these amounts guys? Without that you're unlikely to ever break the 6 euro except for the odd month when they throw out the 5 euro cashback on supermarkets. Am I missing something?

    Not on the 2% cashback but PTSB seem to charge €6 a month across their various current accounts in fees. With this particular account you can bring that down to a €1 a month. The cashback offers on supermarkets etc. have been pitiful for the last couple of years.


  • #10
    sonyvision
    Registered Users, Registered Users 2 Posts: 571 ✭✭✭sonyvision


    DM1983 wrote: »
    Are you including the 2% mortgage cashback in these amounts guys? Without that you're unlikely to ever break the 6 euro except for the odd month when they throw out the 5 euro cashback on supermarkets. Am I missing something?

    No, I only have a current account and savings account with TSB.

    That 24,60 was earned from transactions @10 cent each.


  • #11
    DM1983
    Registered Users Posts: 219 ✭✭DM1983


    sonyvision wrote: »
    No, I only have a current account and savings account with TSB.

    That 24,60 was earned from transactions @10 cent each.

    I was wondering was it something like this. How did you run 246 10c transactions in a month?!

    Hilarious. I love it!


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  • #12
    sonyvision
    Registered Users, Registered Users 2 Posts: 571 ✭✭✭sonyvision


    DM1983 wrote: »
    I was wondering was it something like this. How did you run 246 10c transactions in a month?!

    Hilarious. I love it!

    Topping up my Revolut and tranfering the cash back haha.

    Used to do the same from my KBC credit card and they gave 1%! So top up €1,000, transfer it back to current account. Into savings account for 50 days then pay of the credit card balance of €990 (1,000 - 10 cashback reward). They copped on so doesn't work anymore but still get 1% back from tescos shopping.


  • #13
    bailey99
    Registered Users, Registered Users 2 Posts: 1,195 ✭✭✭bailey99


    What's the cashback in July?


  • #14
    A Law
    Registered Users, Registered Users 2 Posts: 889 ✭✭✭A Law


    I used to do the revolut trick to make sure I earned the €4 or €5. In the last couple of months however, I've only been able to deposit 15€ three times and then I have to input the code I get by text from ptsb for verification. Makes it not worth the effort for 10c.


  • #15
    A Law
    Registered Users, Registered Users 2 Posts: 889 ✭✭✭A Law


    bailey99 wrote: »
    What's the cashback in July?

    Back to normal for July


  • #16
    DM1983
    Registered Users Posts: 219 ✭✭DM1983


    sonyvision wrote: »
    Topping up my Revolut and tranfering the cash back haha.

    Used to do the same from my KBC credit card and they gave 1%! So top up €1,000, transfer it back to current account. Into savings account for 50 days then pay of the credit card balance of €990 (1,000 - 10 cashback reward). They copped on so doesn't work anymore but still get 1% back from tescos shopping.

    Hat tip to you sir 🀣


  • #17
    Cape Clear
    Registered Users, Registered Users 2 Posts: 2,678 ✭✭✭Cape Clear


    joefuss1986 wrote: »
    I used to do the revolut trick to make sure I earned the €4 or €5. In the last couple of months however, I've only been able to deposit 15€ three times and then I have to input the code I get by text from ptsb for verification. Makes it not worth the effort for 10c.

    Been doing the same but any money even 10c taken from a bank is money well earned in my view.


  • #18
    sonyvision
    Registered Users, Registered Users 2 Posts: 571 ✭✭✭sonyvision


    joefuss1986 wrote: »
    I used to do the revolut trick to make sure I earned the €4 or €5. In the last couple of months however, I've only been able to deposit 15€ three times and then I have to input the code I get by text from ptsb for verification. Makes it not worth the effort for 10c.

    Trick there is wait maybe 30 minutes. I was doing at as I thought of it, which is why I got 246 and not 300!.

    I just make sure every month to get the max 5 euro. I have a circle K fuel card which used to give 4c a liter off (think it has dropped to 2c cent) but again it was an explorer reward.

    Mostly I like having a few bank accounts incase there is any issues with cards etc but hate paying fees!!. Nearly as much as m50 tolls 😅

    So my costs for a TSB account is (12 euro a year) as I max the 5euro reward.

    KBC is free lodge over 2k a month

    EBS money manager account (this is just free with no requirements but they don't have an app)

    Revolut, which came in great for prague, saved a fortune on exchange. Saved a good few bob with UK share dealinga, the company I used wanted to charge me 25 GBP plus 1.75% fee for international transfers (used the revolut details and the transfer was free!.


  • #19
    September1
    Registered Users Posts: 1,434 ✭✭✭September1


    Utilities would often allow you to pay any amount online, so you can quickly get your 50 transactions by paying in small chunks.


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