Fire in Douglas - See Mod note in post #506

j8wk2feszrnpao · 02-09-2019 11:26am

Balanadan wrote: »

What RELEVANCE does that HAVE to THIS situation?

So that’s a no, cause you’d have learned something very relevant to this situation.

SusieBlue · 02-09-2019 11:26am

Dia_Anseo wrote: »

Manager of Douglas shopping centre on Red FM now saying woman in a hoodie drove the Zafira that was on fire to 1st floor and started throwing petrol on other cars then ran off shouting Alla

Link to back up your claim please, if that's a lame attempt at a joke its in very very poor taste.

Balanadan · 02-09-2019 11:29am

munstermagic11 wrote: »

So that’s a no, cause you’d have learned something very relevant to this situation.

Yeah, fire = bad. Good man.

TheChizler · 02-09-2019 11:32am

SusieBlue wrote: »

Link to back up your claim please, if that's a lame attempt at a joke its in very very poor taste.

It's clearly a piss-take, a decent parody of the sort of speculation I was hearing actually.

Raconteuse · 02-09-2019 11:37am

Balanadan wrote: »

Fair enough lads, I'll go along with the crowd, the people standing around doing nothing but taking photos and videos were spot on, nobody should've done anything to prevent the fire from spreading, and there's no point in having fire extinguishers in any commercial building.

Ah shur nobody said anything about them being spot on for taking photos and recording videos.

TheDriver · 02-09-2019 11:53am

As the gardai have established the cause of the fire to a certain car, can the car owners around them demand insurance details of that car from the gardai to make a claim on that persons insurance? I assume you don't ring up your own insurance company.
I find the lack of any TD or Govt response and no guidance re insurance claims quite remarkable as theres a lot of people just left in limbo.

whisky_galore · 02-09-2019 11:59am

Dia_Anseo wrote: »

Rumour has it on Red fm that a car that was already on fire or smoking when it drove in to car park.

If true you would have to be a pretty special to drive it into a multi storey with other cars. Not surprised at the general level of intelligence of the population if the rubbernecking dopes are anything to go by.

Hogzy · 02-09-2019 12:02pm

TheDriver wrote: »

As the gardai have established the cause of the fire to a certain car, can the car owners around them demand insurance details of that car from the gardai to make a claim on that persons insurance? I assume you don't ring up your own insurance company.
I find the lack of any TD or Govt response and no guidance re insurance claims quite remarkable as theres a lot of people just left in limbo.

I was involved in an accident in the past which was not my fault and I contacted my own insurance company and gave them the particulars of the person at fault and they handled everything up to the point at which fault had been accepted and the Insurance company that covered the person at fault then reached out to me to cover my expenses and sort a repair out.

Everything went super smooth.

zilog_jones · 02-09-2019 12:07pm

TheDriver wrote: »

As the gardai have established the cause of the fire to a certain car, can the car owners around them demand insurance details of that car from the gardai to make a claim on that persons insurance? I assume you don't ring up your own insurance company.
I find the lack of any TD or Govt response and no guidance re insurance claims quite remarkable as theres a lot of people just left in limbo.

I doubt you'd need to do anything but contact your insurer in such a well-known incident as this.

Dia_Anseo · 02-09-2019 1:17pm

We should start a GoFundme page for those affected by the fire.

CelticRambler · 02-09-2019 1:23pm

Dia_Anseo wrote: »

We should start a GoFundme page for those affected by the fire.

I've spent the morning reading this thread (and associated links) instead of working - can I put in a claim for lost earnings? Thanks.

mikeecho · 02-09-2019 1:27pm

pwurple wrote: »

...... The insurance claims will be complicated... .

No it wont.
The owner of each damaged car will make a claim against their own insurance.

As long as you have 3rd Party Fire & Theft or Comprehensive, you'll be covered.

If you opted for 3rd party only.. you're goosed.

Guy:Incognito · 02-09-2019 1:40pm

Dia_Anseo wrote: »

Manager of Douglas shopping centre on Red FM now saying woman in a hoodie drove the Zafira that was on fire to 1st floor and started throwing petrol on other cars then ran off shouting Alla

You sure she wasn't calling her husband, Alan?

TheDriver · 02-09-2019 1:45pm

mikeecho wrote: »

No it wont.
The owner of each damaged car will make a claim against their own insurance.

As long as you have 3rd Party Fire & Theft or Comprehensive, you'll be covered.

If you opted for 3rd party only.. you're goosed.

I'd thing its not as simple as that. I'd be annoyed if my NCD is affected. Plus it is a 3rd party incident i.e. a 3rd party fire caused it as opposed to your own fire.

lawrencesummers · 02-09-2019 1:46pm

mikeecho wrote: »

No it wont.
The owner of each damaged car will make a claim against their own insurance.

As long as you have 3rd Party Fire & Theft or Comprehensive, you'll be covered.

If you opted for 3rd party only.. you're goosed.

Why would you claim on your own insurance and have the premium at renewal increased for something that isn’t your fault?

That would be dumb.

mikeecho · 02-09-2019 1:48pm

TheDriver wrote: »

I'd thing its not as simple as that. I'd be annoyed if my NCD is affected. Plus it is a 3rd party incident i.e. a 3rd party fire caused it as opposed to your own fire.

Unfortunately it is as simple as that.

Phone your own insurance company and ask them.

zilog_jones · 02-09-2019 2:09pm

lawrencesummers wrote: »

Why would you claim on your own insurance and have the premium at renewal increased for something that isn’t your fault?

That would be dumb.

Assuming your car is worth more than your annual insurance premium, what other choice do you have?

lawrencesummers · 02-09-2019 2:19pm

zilog_jones wrote: »

Assuming your car is worth more than your annual insurance premium, what other choice do you have?

You don’t need to assume someone’s car is worth more than their premium.

j8wk2feszrnpao · 02-09-2019 2:55pm

Balanadan wrote: »

Yeah, fire = bad. Good man.

At least you seem to have learned something today.
Now maybe educate yourself on the different type of fire extinguishers and when to use them. Because if you think that someone should have tried to deal with the fire with one, and you find yourself in a similar situation sometime, you'll regret your ignorance.

Balanadan · 02-09-2019 3:32pm

munstermagic11 wrote: »

At least you seem to have learned something today.
Now maybe educate yourself on the different type of fire extinguishers and when to use them. Because if you think that someone should have tried to deal with the fire with one, and you find yourself in a similar situation sometime, you'll regret your ignorance.

You shouldn't try to fight a fire using the correct extinguisher? Every day's a school day.

this-is-fine.0.jpg

TheChizler · 02-09-2019 3:37pm

Balanadan wrote: »

You shouldn't try to fight a fire using the correct extinguisher? Every day's a school day.

Lets put the delivery method in a way you seem to prefer...

aid41939-v4-728px-Use-a-Fire-Extinguisher-Step-12.jpg.webp

bot43 · 02-09-2019 3:48pm

I was only in Douglas 3 weeks ago on a saturday at this time. It could have been me. I feel very close to this tragedy.

On the plus side my video of the fire got almost 1000 retweets and about 100k views.

pwurple · 02-09-2019 4:17pm

mikeecho wrote: »

No it wont.
The owner of each damaged car will make a claim against their own insurance.

As long as you have 3rd Party Fire & Theft or Comprehensive, you'll be covered.

If you opted for 3rd party only.. you're goosed.

Zoom out here a small bit. Do you think the cars are the only thing here relevant for insurance?

The buildings insurance for the complex
Each business, and the closures, loss of income.
The damaged stock, all the power is off there, freezers and fridges gone, smoke damage possibly.
The lost of income for all the employees

And even on the insurance for a car, your own insurance will chase that claim with other insurers.

thomas anderson. · 02-09-2019 4:20pm

bot43 wrote: »

I was only in Douglas 3 weeks ago on a saturday at this time. It could have been me. I feel very close to this tragedy.

On the plus side my video of the fire got almost 1000 retweets and about 100k views.

You have my thoughts and prayers

sondagefaux · 02-09-2019 4:25pm

lawrencesummers wrote: »

You don’t need to assume someone’s car is worth more than their premium.

I paid £950 for my car. This year's insurance premium is £1200.

sondagefaux · 02-09-2019 4:39pm

TheDriver wrote: »

As the gardai have established the cause of the fire to a certain car, can the car owners around them demand insurance details of that car from the gardai to make a claim on that persons insurance? I assume you don't ring up your own insurance company.
I find the lack of any TD or Govt response and no guidance re insurance claims quite remarkable as theres a lot of people just left in limbo.

I don't really see why the government needs to hold people's hands in this instance.

It's pretty straightforward: if your car was in the fire, contact your insurance company and begin the claims process.

Why would you assume that you wouldn't contact your own insurance company?

If your car was parked on the road outside your house or in your own driveway, who would you phone if it had been destroyed by fire? Ghostbusters?

mikeecho · 02-09-2019 4:41pm

lawrencesummers wrote: »

mikeecho wrote: »

No it wont.
The owner of each damaged car will make a claim against their own insurance.

As long as you have 3rd Party Fire & Theft or Comprehensive, you'll be covered.

If you opted for 3rd party only.. you're goosed.

Why would you claim on your own insurance and have the premium at renewal increased for something that isn’t your fault?

That would be dumb.

Imagine if your car was vandalised, that's not your fault.
Yet you would still have to claim off your own insurance, and risk losing your NCB.

Now, if the person responsible was identified, you could take a civil action, but your NCB will still be affected.

sondagefaux · 02-09-2019 4:49pm

mikeecho wrote: »

Imagine if your car was vandalised, that's not your fault.
Yet you would still have to claim off your own insurance, and risk losing your NCB.

Now, if the person responsible was identified, you could take a civil action, but your NCB will still be affected.

Unless you've been able to get your NCB protected.

It's a pain in the butt to lose your NCB but it's normal even if a claim is not your fault.

Luap · 02-09-2019 5:01pm

With most insurers you won't lose your NCB as a result of a fire claim.

I would advise people to contact their insurance company's if they have a car that is stuck in the multi storey or is destroyed as a result of the fire, as the insurance companies will give you a courtesy car.

Odyssey 2005 · 02-09-2019 5:32pm

bot43 wrote: »

I was only in Douglas 3 weeks ago on a saturday at this time. It could have been me. I feel very close to this tragedy.

On the plus side my video of the fire got almost 1000 retweets and about 100k views.

Katherine Thomas ?

kneemos · 02-09-2019 5:51pm

Came here to read about the fire.

What I find is the remains of the thunderdome.

TheDriver · 02-09-2019 6:01pm

96fm at 5 said they're going to start removing cars tonight and tomorrow.

Padre_Pio · 02-09-2019 6:41pm

I'd be very worried about every car coming out of that car park.

Even if it's not fire damaged, chances are the heat would be enough to ruin the car. Petrol and other fluids boiling in their tanks, plastics and rubbers softened and warped, paint might start to bubble off.

igCorcaigh · 02-09-2019 6:45pm

https://twitter.com/Darragh_Ber/status/1168578698922078210?s=19

Dia_Anseo · 02-09-2019 7:09pm

Word on the street in Douglas is that the shopping centre was struggling financially so what better way to set it ablaze and get the insurance money before the company goes bust.

That shopping centre will be shut for years and be an eyesore

Padre_Pio · 02-09-2019 7:10pm

Dia_Anseo wrote: »

Word on the street in Douglas is that the shopping centre was struggling financially so what better way to set it ablaze and get the insurance money before the company goes bust.

That shopping centre will be shut for years and be an eyesore

Take it to the conspiracy theory forum. If you were going to burn down a shopping centre, a Zafira in the car park would not be the way to do it.

Douglas Eegit · 02-09-2019 7:13pm

Dia_Anseo wrote: »

Word on the street in Douglas is that the shopping centre was struggling financially so what better way to set it ablaze and get the insurance money before the company goes bust.

That shopping centre will be shut for years and be an eyesore

Near full occupancy... 3 anchor tenants... Pull the tinfoil hat down further

Dia_Anseo · 02-09-2019 7:14pm

Padre_Pio wrote: »

Take it to the conspiracy theory forum. If you were going to burn down a shopping centre, a Zafira in the car park would not be the way to do it.

Why not? Hasn't it have the desired effect?

Plus wasn't it strange security guards just ran about and watched the fire and didn't use fire extinguishers.
Plus no sprinklers in the car park.
The Zafira was best car to use as everyone know they go up on fire

TheChizler · 02-09-2019 7:18pm

You're trying too hard Dia...

Padre_Pio · 02-09-2019 7:19pm

Dia_Anseo wrote: »

Why not? Hasn't it have the desired effect?

Plus wasn't it strange security guards just ran about and watched the fire and didn't use fire extinguishers.
Plus no sprinklers in the car park.
The Zafira was best car to use as everyone know they go up on fire

Ah, so the security guards are in on the conspiracy too! As well as the woman who drove the car in. Maybe the fire brigade were in on it too! The plot thickens :rolleyes:

airy fairy · 02-09-2019 7:21pm

Kearys in on it aswell🙄

Dia_Anseo · 02-09-2019 7:23pm

Avoncore ltd is the company behind the Douglas shopping centre and that company is intertwined with majority shareholder Canmont Ltd and the majority shareholder of Canmont Ltd is Shipton Ltd. All these companies share the same address at 48 Upper Drumcondra rd, Dublin 9.
I walked past this address last week and there was an Opel Zafira parked up the the road.

Suspicios!

Dia_Anseo · 02-09-2019 7:25pm

airy fairy wrote: »

Kearys in on it aswell🙄

Oh jesus yeah! I never thought of them.

Bet the majority of the damaged cars were Hyundai, Renault or BMW the cars kearys just happen to sell!!

pwurple · 02-09-2019 7:26pm

Dia_Anseo wrote: »

Word on the street in Douglas is that the shopping centre was struggling financially so what better way to set it ablaze and get the insurance money before the company goes bust.

That shopping centre will be shut for years and be an eyesore

Nice to see the concern for those who have lost livelihoods here.

Dia_Anseo · 02-09-2019 7:29pm

pwurple wrote: »

Nice to see the concern for those who have lost livelihoods here.

I don't think Avoncore Ltd care as it's just another faceless company.

lfc200 · 02-09-2019 7:36pm

Dia_Anseo wrote: »

I don't think Avoncore Ltd care as it's just another faceless company.

Why are you on here with the last day just attempting to cause trouble? People's livelihoods, belongings etc are all up in the air and you've spent the last 2 days acting a joker

Dia_Anseo · 02-09-2019 7:40pm

lfc200 wrote: »

Why are you on here with the last day just attempting to cause trouble? People's livelihoods, belongings etc are all up in the air and you've spent the last 2 days acting a joker

I'm not love, I recognize the distress and devastation.

I just want the truth and whoever is culpable!

ScrubsfanChris · 02-09-2019 7:44pm

Entire complex to be closed for the foreseeable future it seems unfortunately.

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Edit: igCorcaigh beat me to it

kneemos · 02-09-2019 7:47pm

Our 911.

lawrencesummers · 02-09-2019 7:48pm

sondagefaux wrote: »

I paid £950 for my car. This year's insurance premium is £1200.

The Car and insurance market in the UK is very different to here.

Fire in Douglas - See Mod note in post #506

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