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Mortgage Provider with no early payment penalties?

Blub123 · 2020-12-03 15:13:54

Am wondering if there are any providers with no early payment penalties. currently have 110K remaining, value @ 450K Have 2.99% with UB Am in a position that I can ramp up payments and clear in the next 5 years. Are there any mortgage providers that I could switch to that do not penalize for early repayment? Also looking…

03-12-2020 4:13pm

#1

Blub123

Registered Users Posts: 144 ✭✭

Join Date: September 2019

Posts: 90

Am wondering if there are any providers with no early payment penalties.

currently have 110K remaining, value @ 450K
Have 2.99% with UB

Am in a position that I can ramp up payments and clear in the next 5 years.

Are there any mortgage providers that I could switch to that do not penalize for early repayment?

Also looking at the current available rates I see Avant offer 1.95%.
Is there any facility in the likes of UB where they will match a competitors rates in order to save the business??

Thanks

0

Comments

#2 03-12-2020 11:11pm

Geuze

Registered Users, Registered Users 2 Posts: 13,716 ✭✭✭✭

Join Date: July 2010

Posts: 13565

There are no early repayment penalties on any variable rate mortgage.

With fixed rates, there are breakage fees, if you repay extra during the fixed term.

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#3 04-12-2020 3:34pm

[Deleted User]
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BOI allow a 10% monthly over payment each month on fixed rates.

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