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Car insurance for learner driver, new to Ireland

  • 24-02-2021 12:17am
    #1
    choheinzz
    Registered Users Posts: 10 ✭


    Hi,

    I'm new to Ireand (live in Dublin) and got my car learner permit. I'm looking for insurance options so I can buy a car (have shortlisted a 2008 model). Unlike many others with a learner permit, I don't have family/spouse in this country on whose insurance policy I can be an add-on. I tried 123 insurance but they say I'm not eligible as I don't have driving experience. Any suggestions on which company does insurance for learner permit holders in my situation?

    Thanks!
    Tagged:


Comments

  • #2
    User1998
    Registered Users, Registered Users 2 Posts: 6,979 ✭✭✭User1998


    If your 25+ you will get insurance no problem, it will just be quiet expensive, around €2500+ for something with a small engine

    Just google ‘car insurance’ and take note of every phone number and try them all, or try some insurance brokers like Chill Insurance who will do the searching for you


  • #3
    aFlabbyPanda
    Registered Users, Registered Users 2 Posts: 1,985 ✭✭✭aFlabbyPanda


    My niece and my son got a good deal from Axa, they do a discount if you sign up for the lessons at the same time.


  • #4
    choheinzz
    Registered Users Posts: 10 ✭choheinzz


    User1998 wrote: »
    If your 25+ you will get insurance no problem, it will just be quiet expensive, around €2500+ for something with a small engine

    Just google ‘car insurance’ and take note of every phone number and try them all, or try some insurance brokers like Chill Insurance who will do the searching for you


    Thanks. I'm 25+ so hopefully will find a company willing to give me insurance!


  • #5
    choheinzz
    Registered Users Posts: 10 ✭choheinzz


    aFlabbyPanda wrote: »
    My niece and my son got a good deal from Axa, they do a discount if you sign up for the lessons at the same time.

    Thanks. Will check with Axa.


  • #6
    bazz26
    Registered Users, Registered Users 2 Posts: 51,289 ✭✭✭✭bazz26


    I'm afraid you will just have to contact most of them, there is no one insurance company that is cheapest for everyone. Just be sitting down when you get prices though as insurance in Ireland is probably more ridiculously expensive than what you are used to in your home country.


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  • #7
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    This raises a lot of questions, actually. How do you find someone to accompany you on every single drive if you're a recent entry to the country and don't know any qualified drivers?


  • #8
    Afroshack
    Registered Users, Registered Users 2 Posts: 429 ✭✭Afroshack


    Liberty are good value! Got insurance as a learner for €1200 when everyone else wanted €2000


  • #9
    choheinzz
    Registered Users Posts: 10 ✭choheinzz


    bazz26 wrote: »
    I'm afraid you will just have to contact most of them, there is no one insurance company that is cheapest for everyone. Just be sitting down when you get prices though as insurance in Ireland is probably more ridiculously expensive than what you are used to in your home country.


    :( Thanks for the warning. Indeed, some of the things I read online seem to suggest that the insurance cost here often exceeds car cost for newbies!


  • #10
    mohawk
    Registered Users, Registered Users 2 Posts: 1,785 ✭✭✭mohawk


    choheinzz wrote: »
    :( Thanks for the warning. Indeed, some of the things I read online seem to suggest that the insurance cost here often exceeds car cost for newbies!


    When I was starting off. I was getting outrageous quotes for an older car. Double price of car so I decided to buy a small engine newer car and it brought down the quote drastically.


  • #11
    Jane98
    Registered Users, Registered Users 2 Posts: 570 ✭✭✭Jane98


    Afroshack wrote: »
    Liberty are good value! Got insurance as a learner for €1200 when everyone else wanted €2000

    Afroshack, can I ask how old you are. I just tried to get a quote from Librterty for my 18 year old daughter who just got her full license and they declined to quote.


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  • #12
    seagull
    Registered Users, Registered Users 2 Posts: 2,342 ✭✭✭seagull


    You might well find that looking at a newer car brings down the insurance by more than the difference in the cost of the car. Insurance companies don't like cars over 10 years old.


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