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Central Credit Register Issues /Credit report discrepancies

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  • 30-07-2020 8:15pm
    #1
    Gally79
    Registered Users Posts: 196 ✭✭


    Hi all,


    Just got my CCR report, however I am quite shocked how inconsistent the report is, i have quite a number of items which are incorrect and/or should no longer appear on my file.



    Anyone else experiencing the same ?
    Tagged:


Comments

  • Options
    #2
    Neames
    Registered Users Posts: 951 ✭✭✭Neames


    Gally79 wrote: »
    Hi all,


    Just got my CCR report, however I am quite shocked how inconsistent the report is, i have quite a number of items which are incorrect and/or should no longer appear on my file.



    Anyone else experiencing the same ?

    How do you get this report and how much does it cost?


  • Options
    #3
    Gally79
    Registered Users Posts: 196 ✭✭Gally79


    Neames wrote: »
    How do you get this report and how much does it cost?

    https://www.centralcreditregister.ie/

    Report is for free


  • Options
    #4
    Trish56
    Registered Users Posts: 1,256 ✭✭✭Trish56


    If there are errors in your report you need to contact the lender and get it sorted as its only the lender that correct your record.


  • Options
    #5
    Gally79
    Registered Users Posts: 196 ✭✭Gally79


    Thats what I have done, sent a registered letter to the lender asking to rectify this matter ASAP.



    There are a number of discrepancies as in duplicate entries, incorrect values, incorrect dates etc.


    It seems there is little to no control and gate keeping by the CCR crowd.


  • Options
    #6
    Jim2007
    Moderators, Business & Finance Moderators Posts: 9,988 Mod ✭✭✭✭Jim2007


    Gally79 wrote: »
    It seems there is little to no control and gate keeping by the CCR crowd.

    There is not much they can do, the don't have access to your business transactions nor should they. So they have to go by what they are told.


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