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Mortgage Approval & Solicitors

MrHappyChap · 2003-10-27 18:39:01

When someone makes an offer on a house and the offer is accepted, then of course the transaction is not finalised until the contracts are signed. Does the sellers solicitor usually want to see proof that the buyer has full mortgage approval before allowing the contracts to be signed? If not, then surely it would be…

27-10-2003 7:39pm

#1

MrHappyChap

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When someone makes an offer on a house and the offer is accepted, then of course the transaction is not finalised until the contracts are signed.

Does the sellers solicitor usually want to see proof that the buyer has full mortgage approval before allowing the contracts to be signed?

If not, then surely it would be possible for the buyer to sign the contract without actually knowing that they can obtain the mortgage.

Does the sellers solicitor usually require some sort of proof that the buyer will be able to raise the finances?

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Comments

#2 27-10-2003 9:09pm

Victor

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It would be prudent for the seller's solictor to do this check yes.

If you make a bid at auction and do not go though with the sale, **the auctioneer can sign on your behalf**, landing you with a tidy bill for the difference between your last bid and eventual sale price.

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