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Decluttering of household paperwork

  • 05-04-2020 11:14am
    #1
    beckman
    Registered Users Posts: 67 ✭✭


    Hi all , doing a bit of a clear out at the moment ...quarantine , you know yourself..8 have accumulated a lot of paperwork over the years ..what would be absoulutely necessary to keep...i have things like
    1. Broadband bills
    2. Old payslips from years ago
    3. Car service and maintenace bills
    4.old bank statements from years ago
    5.old tax credit certs

    And what else must be kept for sure:
    Car reg book
    Car insurance schedule
    Car nct form
    Old P60s??
    Birth certificate
    Health insurance policy?
    Travel insurance policy?



    Any advice greatly appreciated ...

    Thanks


Comments

  • #2
    [Deleted User]
    Posts: 3,637 ✭✭✭ [Deleted User]


    Keep any car service and maintenance bills for any vehicle you own which you could conceivably ever want to sell or give to someone else.


  • #3
    Garlinge
    Registered Users, Registered Users 2 Posts: 591 ✭✭✭Garlinge


    You should hang on to 6 yrs of records in case you get audited by Revenue so relevant ones to do with income... Otherwise current certs are enough eg current TV licence, insurance etc. I would keep receipts of major electrical items in case of warranty issues. It is nice to be able to produce full record of care for a car if trying to sell especially privately. You have option nowadays to have digital bills instead of paper so those records need to be remembered. A decent box file with A to Z sections is invaluable, keep things in one place!


  • #4
    Stovepipe
    Registered Users, Registered Users 2 Posts: 2,984 ✭✭✭Stovepipe


    passport...why not make a list of all things that have expiry dates like your passport/driving license/other licenses/medical certs and so on and put thme on a calendar app?



  • #5
    beachhead
    Registered Users, Registered Users 2 Posts: 2,752 ✭✭✭beachhead


    Short List:-

    P60s - 6 years,Payslips 6 yrs,Tax returns and receipts included - 6 yrs B/B bills - 1st & last of each year or change of contract

    Bank stats 2/3 yrs,

    High cost items until warranties or consumer rights expire but still useful for insurance claims.

    Previous health and travel insurance for comparison with latest purchase

    Keep items with name,address,etc that can be need to verify identity



  • #6
    Stovepipe
    Registered Users, Registered Users 2 Posts: 2,984 ✭✭✭Stovepipe


    anything to do with garda vetting such as old addresses and contacts.



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  • #7
    Stovepipe
    Registered Users, Registered Users 2 Posts: 2,984 ✭✭✭Stovepipe


    qualification certificates, especially if a job application requires copies.



  • #8
    GoogleBot
    Registered Users, Registered Users 2 Posts: 433 ✭✭GoogleBot


    https://www.boards.ie/discussion/2058067629/decluttering-of-household-paperwork

    Keep and laminate as many as you can. We going into digital era in 100 years time these pieces of history would cost a fortune.



  • #9
    Boardnashea
    Registered Users, Registered Users 2 Posts: 864 ✭✭✭Boardnashea


    We had to present previous years car insurance cert recently in local garda station. Lucky to have it still available.

    Similarly house insurance for a couple of years back might be useful.



  • #10
    Garlinge
    Registered Users, Registered Users 2 Posts: 591 ✭✭✭Garlinge


    I had to find a recent household bill in my name to present along with photo ID.... struggle to find one as other half happier to go digital with bills.



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