Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Downsizing to one car, lose no claims in future?

  • 10-05-2019 11:07am
    #1
    jackc101
    Registered Users Posts: 94 ✭✭


    Hi,
    We're planning on downsizing from two cars to one car for financial/biking/idle car/common sense reasons.
    Currently we're each on a Liberty policy, each as the main insured on our respective cars and as named driver on the other.

    If I get rid of my car, I'll be named driver on my OH's car.
    If we ever decide to get a second car again, would I be punished for losing my 10 years no claims, or would the named driver count, but to a lesser amount?


Comments

  • #2
    coylemj
    Registered Users, Registered Users 2 Posts: 25,491 ✭✭✭✭coylemj


    You can rotate each year between you and your partner as the policyholder and hang on to both NCDs. Neitherof you will ever be more than a year without a policy so both of your NCDs will be preserved.


  • #3
    Cakerbaker
    Registered Users, Registered Users 2 Posts: 850 ✭✭✭Cakerbaker


    As above. My husband and I swap insurance on our car every year. From dealing with our broker it seems relatively common.


  • #4
    SCOOP 64
    Registered Users, Registered Users 2 Posts: 5,299 ✭✭✭SCOOP 64


    Thats a good idea.


Advertisement