Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi all! We have been experiencing an issue on site where threads have been missing the latest postings. The platform host Vanilla are working on this issue. A workaround that has been used by some is to navigate back from 1 to 10+ pages to re-sync the thread and this will then show the latest posts. Thanks, Mike.
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Don't try to insure a second car

2»

Comments

  • #52
    antodeco
    Registered Users, Subscribers, Registered Users 2 Posts: 13,591 ✭✭✭✭antodeco


    Yup. My 98 is a BMW, so mass produced is my assumption.


  • #53
    stone12
    Registered Users Posts: 15 ✭stone12


    A few years ago my insurance company Axa,quoted me 1000 punts - up from 600 the year before. I went to Hibernian for my 600 punts quote. My workmate had to do the same move only in reverse- he got my 600 punts quote from my old insurance company - does any of that make sense to anybody !



  • #54
    stone12
    Registered Users Posts: 15 ✭stone12


    Is it true that in the USA insurance is paid on the price of fuel - which means everyone has insurance all the time. Sounds really ideal - imagine all the suits who would have to find some other sugar daddy to keep them in the luxury they have become accustomed to.



  • #55
    blackbox
    Registered Users, Registered Users 2 Posts: 4,456 ✭✭✭blackbox


    I have 2 cars insured with separate companies.

    I got no NCB on the second one but I did get a discount for being an accident free named driver on my my wife's car policy. There's no logic to insurance here.



  • #56
    Del2005
    Registered Users, Registered Users 2 Posts: 19,040 ✭✭✭✭Del2005


    https://www.boards.ie/discussion/comment/121292768#Comment_121292768

    No insurance in the USA is getting as bad if not worse than here, people are paying several hundred Dollars a month for fairly modest vehicles. New Zealand, and IIRC Australia, have basic insurance a part of their vehicle registration process but it covers feck all so most people take out extra insurance.



  • #57
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,014 ✭✭✭Eggs For Dinner


    Whatever system of funding compensation for injury and damage is in place, it will still have to be administered (assessors, legal, finance, medical etc.) Do you honestly think that applying a cost to motor tax or fuel will lead to savings for the motorist if the system is run by a government department and civil servants?



  • #58
    SherryG
    Registered Users Posts: 16 ✭SherryG


    https://www.boards.ie/discussion/comment/121292844#Comment_121292844

    hi blackbox, what company in Ireland is that with? thx



  • #59
    whomitconcerns
    Registered Users, Registered Users 2 Posts: 4,381 ✭✭✭whomitconcerns


    https://www.boards.ie/discussion/comment/121292756#Comment_121292756

    Why did you reopen a zombie post...

    I just wasted my time reading this ancient non issue..😭😭😭😭😭😭



  • #60
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,760 Mod ✭✭✭✭Henry Ford III


    https://www.boards.ie/discussion/comment/110084591#Comment_110084591

    Which renders your post irrelevant.



  • Advertisement
  • #61
    1874
    Registered Users, Registered Users 2 Posts: 2,404 ✭✭✭1874


    https://www.boards.ie/discussion/comment/110084577#Comment_110084577

    suspicious? to who? Maybe it will be a future classic?? I was not a fan of that particular model some of the older Astras and Kadets more so, what mileage is on it? another year and you might be able to get it on Classic Insurance from the North? I have a car a bit older than 20 years on classic insurance from the North.

    Do you have a partner, mother or sibling who doesn't drive much but is a named driver on another policy, ie transfer it into the name of someone you trust (keep the reg document and get them to sign it to transfer it back to you anyway so you can transfer it to yourself or anyone else if you decide to sell). They might be able to use their record to get insurance in their name, which may take into account their driving history, but with you as a named driver? and still keep their named driver status elsewhere. You were expecting to pay insurance anyway, if you paid for that, then it is covered.

    The only other option is, transfer the vehicle to someone as mentioned above (so someone that you trust) and check or change your insurance so you have driving of other vehicles covered on your own policy.

    How about try ringing brokers? rather than the big insurance companies.



  • #62
    1874
    Registered Users, Registered Users 2 Posts: 2,404 ✭✭✭1874


    https://www.boards.ie/discussion/comment/110084675#Comment_110084675

    My take on their statement was, they are insured on cars here, from insurance companies outside Ireland? (Not in Ireland possibly meaning, the Insurance companies?) Maybe that poster can clarify and name a few companies and the circumstances, might be helpful to people who want to insure a second car?



  • #63
    galwaytt
    Registered Users, Registered Users 2 Posts: 12,794 ✭✭✭✭galwaytt


    https://www.boards.ie/discussion/comment/110084783#Comment_110084783

    no, I currently have 2 cars with 2 different companies without any issues - and I had 4 at one point.

    OP needs to look for an insurer that will mirror their NCB.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • #64
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    ba



  • #65
    Marcusm
    Registered Users, Registered Users 2 Posts: 10,448 ✭✭✭✭Marcusm


    https://www.boards.ie/discussion/comment/110089129#Comment_110089129

    Or just build up two NCBs at the same time which is what o have done. Since 6 months after o started driving, I have driven two cars. 17 years and claim free apart from glass claims.



  • #66
    CiniO
    Registered Users, Registered Users 2 Posts: 16,063 ✭✭✭✭CiniO



    https://www.boards.ie/discussion/comment/121494350#Comment_121494350

    Not exactly, as my main point here was to show that other countries might have more driver-friendly car insurance rules, while Ireland still penalises anything that is out of ordinary which in their eyes means if you're not "living alone 50 years old female accountant driving 1 litre opel corsa and doing up to 5000 miles per annum", it means you're great target to get screwed for horrendous premium.


    BTW - I love your persistence in arguing with me here on boards literally on every subject I dare to post about - even if it takes close to 4 years ;)



  • Advertisement
  • #67
    CiniO
    Registered Users, Registered Users 2 Posts: 16,063 ✭✭✭✭CiniO


    https://www.boards.ie/discussion/comment/121494468#Comment_121494468

    No sorry - I was referring to situation abroad.

    Sadly I don't live permanently in Ireland since 2018 :(



  • #68
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,760 Mod ✭✭✭✭Henry Ford III


    https://www.boards.ie/discussion/comment/121616730#Comment_121616730

    Whilst that's no doubt correct the reality is that we are talking exclusively about the Irish regime here, flawed and all as it may be.



  • #69
    ELM327
    Registered Users, Registered Users 2 Posts: 22,236 ✭✭✭✭ELM327


    I currently have 2 daily policies. One, the main one, on my Tesla with full NCB, 350€ at last renewal. The second is on a 2011 Nissan Leaf, no NCB, €750 to take out last July. That's in addition to my classic policy which is less than €200 per car.

    I suspect the issue is the car type or age, as there's about 10 years where cars are too new for classic policies and are loaded as too old for daily drivers. Only in Ireland, mind.



  • #70
    Currently_Confused
    Registered Users Posts: 6 ✭Currently_Confused


    Edit - Problem solved by Google!

    Post edited by Currently_Confused on


Advertisement