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Allianz Pet Insurance Question

  • 17-11-2019 7:45pm
    #1
    el Fenomeno
    Registered Users, Registered Users 2 Posts: 3,326 ✭✭✭


    Quick question if someone who's familiar could advise.

    We insured our puppy with Allianz and are covered for up to €4,000 a year in vet fees.

    He had his booster shots yesterday, along with kennel cough, worming and flea treatments. It came to €130.

    Our excess is €100.

    Is this excess on a per visit basis, ie. we can claim back €33 of the above, or how does it work? The policy documents don't actually explain how it works, or at least not clearly enough for me to understand.

    Thanks!


Comments

  • #2
    tk123
    Registered Users, Registered Users 2 Posts: 14,052 ✭✭✭✭tk123


    Vaccines aren’t covered. Now if he was sick/had an accident the excess is for the illness (I think) for the duration of the claim year..and when that happens the vets will go through the form with you.


  • #3
    cocker5
    Registered Users, Registered Users 2 Posts: 3,274 ✭✭✭cocker5


    el Fenomeno wrote: »
    Quick question if someone who's familiar could advise.

    We insured our puppy with Allianz and are covered for up to €4,000 a year in vet fees.

    He had his booster shots yesterday, along with kennel cough, worming and flea treatments. It came to €130.

    Our excess is €100.

    Is this excess on a per visit basis, ie. we can claim back €33 of the above, or how does it work? The policy documents don't actually explain how it works, or at least not clearly enough for me to understand.

    Thanks!

    Same as with human health Insurance standard stuff / everyday things are not covered ..

    vaccinations/ neutering etc are not covered only if it’s an illness / condition / xrays etc

    Excess is applied per claim / condition per year


  • #4
    el Fenomeno
    Registered Users, Registered Users 2 Posts: 3,326 ✭✭✭el Fenomeno


    Thanks for explaining!


  • #5
    misschoo
    Registered Users Posts: 303 ✭✭misschoo


    cocker5 wrote: »
    Same as with human health Insurance standard stuff / everyday things are not covered ..

    vaccinations/ neutering etc are not covered only if it’s an illness / condition / xrays etc

    Excess is applied per claim / condition per year

    But you are only covered for a maximum of €4000 per year in total not for each illness up to a maximum of €4000


  • #6
    cocker5
    Registered Users, Registered Users 2 Posts: 3,274 ✭✭✭cocker5


    misschoo wrote: »
    But you are only covered for a maximum of €4000 per year in total not for each illness up to a maximum of €4000

    Yes I realise that :)


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  • #7
    misschoo
    Registered Users Posts: 303 ✭✭misschoo


    cocker5 wrote: »
    Yes I realise that :)

    I was explaining that for the OPs benefit!


  • #8
    tiredblondie
    Registered Users Posts: 706 ✭✭✭tiredblondie


    Excess is per condition, per year - my little lady had 2 different things going on, first 150euro of issue one wasn't covered and first 150euro of 2nd issue wasn't covered!

    And as said above, general things like vaccines aren't covered.


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