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EUR to GBP...ATM or Exchange

  • 15-12-2016 1:50am
    #1
    KwackerJack
    Registered Users, Registered Users 2 Posts: 2,126 ✭✭✭


    I am travelling to the UK with work over the weekend.

    All expenses paid. However, I will need some sterling of my own. Am I better to get some cash exchanged or use the ATM in the UK

    Currently with PTSB


    Thanks


Comments

  • #2
    Johnny Macwilliams
    Registered Users Posts: 24 ✭Johnny Macwilliams


    Buy it here before you go.


  • #3
    thee glitz
    Registered Users, Registered Users 2 Posts: 2,294 ✭✭✭thee glitz


    Try the post office.


  • #4
    Johnny Macwilliams
    Registered Users Posts: 24 ✭Johnny Macwilliams


    thee glitz wrote: »
    Try the post office.

    Why do you emphasis the word try?


  • #5
    KwackerJack
    Registered Users, Registered Users 2 Posts: 2,126 ✭✭✭KwackerJack


    Unfortunately I won't make the post office......I will need to use one of the exchange places in the airport As I'm flying after work and the post office will be closed


  • #6
    Vic_08
    Registered Users, Registered Users 2 Posts: 3,057 ✭✭✭Vic_08


    KwackerJack wrote: »
    Unfortunately I won't make the post office......I will need to use one of the exchange places in the airport As I'm flying after work and the post office will be closed

    Do not use the places in the airport with cash, they give terrible rates.

    Some of those companies offer pre-booking rates on their websites which are closer to bank/post office rates but they shaft anybody exchanging cash at the booths.

    Check the TSB rates, AFAIR they do have a charge, if it is a fixed fee it may be cheaper overall to take out one large withdrawal at an ATM. If using an ATM make sure it is from one of the main banks, there are machines from 3rd party companies that have hefty fees, airports are a prime location for these. The normal ones will have "Free Cash Withdrawals" or similar on them.


    For future travel you should look at getting a Revolut card.


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  • #7
    mansize
    Closed Accounts Posts: 14,521 ✭✭✭✭mansize


    KwackerJack wrote: »
    I am travelling to the UK with work over the weekend.

    All expenses paid. However, I will need some sterling of my own. Am I better to get some cash exchanged or use the ATM in the UK

    Currently with PTSB


    Thanks

    I mostly use my card now in the UK, no cash.


  • #8
    kneemos
    Registered Users, Registered Users 2 Posts: 20,450 ✭✭✭✭kneemos


    Can't make much odds if it's just spending money.
    Probably use the ATM for convenience.


  • #9
    thee glitz
    Registered Users, Registered Users 2 Posts: 2,294 ✭✭✭thee glitz


    Johnny Macwilliams wrote: »
    Why do you emphasis the word try?

    There is no emphasis on try. What I was suggestiong is that the post office may give good rates.


  • #10
    clsmooth
    Registered Users Posts: 3,706 ✭✭✭clsmooth


    CurrencyFair is meant to give good rates


  • #11
    padd b1975
    Registered Users, Registered Users 2 Posts: 10,784 ✭✭✭✭padd b1975


    Best rate is achieved by using your debit card where possible.

    If you've no option but to withdraw cash, as said earlier try to look for a machine that doesn't charge for withdrawals.

    Another thing to look out for is when using the machine is that it will ask if you want to proceed with their conversion rate or not-their rate will appear on screen-always decline this as there's a mark-up factored in which will make it more expensive than what you'll get from your own bank.


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  • #12
    theteal
    Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    Not much use to you now but look up Revolut for future trips. It's an exchange app for your phone (this will work immediately) that links to an ATM card (not so immediate as you've to wait for the postman) so you can withdraw/pay local currency abroad commission free at the exact exchange rate at that time.


  • #13
    thebiglad
    Registered Users, Registered Users 2 Posts: 1,652 ✭✭✭thebiglad


    padd b1975 wrote: »
    Best rate is achieved by using your debit card where possible.

    If you've no option but to withdraw cash, as said earlier try to look for a machine that doesn't charge for withdrawals.

    Another thing to look out for is when using the machine is that it will ask if you want to proceed with their conversion rate or not-their rate will appear on screen-always decline this as there's a mark-up factored in which will make it more expensive than what you'll get from your own bank.

    Depends on how much is being withdrawn - for example BOI charge 3.5% on all withdrawals (minimum €3.17) so for a small sum, say £20 - £30 it is better to accept the EUR rate offered by the machine in my experience.


  • #14
    Winterlong
    Closed Accounts Posts: 3,759 ✭✭✭Winterlong


    thebiglad wrote: »
    Depends on how much is being withdrawn - for example BOI charge 3.5% on all withdrawals (minimum €3.17) so for a small sum, say £20 - £30 it is better to accept the EUR rate offered by the machine in my experience.

    Exactly, if you are getting small amounts out in any forgien country it is going to cost.
    Otherwise, best advice is what Paddy1975 said, but plan what cash you need and avoid multiple small withdrawals.


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