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Cost of first time insurance

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  • 12-02-2020 7:16pm
    #1
    Littlehorny
    Registered Users Posts: 2,351 ✭✭✭


    Hi. My 25 year old son wants to get his own car and insurance. He's a learner, so only starting out.
    He only has about 2k to spend on a car and has naturally looked at 1L and 1.2L motors.
    I have a 2005 1.6L Avensis still in good condition and would actually give it to him if (a) could he get insurance on a 15 year old car? and (b) if he could would an Avensis be any dearer to insure for a newbie than a Micra, Fiesta etc.

    Any other options or ideas greatly appreciated. Thanks


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    #2
    colm_mcm
    Registered Users Posts: 73,382 ✭✭✭✭colm_mcm


    It will be more expensive to insure, but he should get some quotes anyway. An Avensis is quite a safe car so at least you won’t be worrying about him as much.

    Talk to a broker.

    On another point, he should maybe get his test done first, and get some real world experience in your car (if you have one). He isn’t allowed to drive unaccomplished either way.


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    #3
    User1998
    Registered Users Posts: 5,834 ✭✭✭User1998


    As he’s over 24 years old he is no longer considered a young driver and insurance shouldn’t be as much as a problem. Probably best to get insured on your car as name driver, pass his test and then get his own insurance. Garda are very strict now with unaccompanied learner drivers

    An Avensis is probably going to be more expensive but at 25 years old and a Full license it wouldn’t be too much more. With a learner permit there would be bigger increase I would say


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    #4
    McCrack
    Registered Users Posts: 2,968 ✭✭✭McCrack


    Yes he's 25 year old man, let him make his own enquiries etc


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    #5
    Littlehorny
    Registered Users Posts: 2,351 ✭✭✭Littlehorny


    McCrack wrote: »
    Yes he's 25 year old man, let him make his own enquiries etc

    He will be, I am more than happy to sell the Avensis and stick a few bob in my arse pocket but if he can get insurance on a 15 year old car and it's not too much dearer than a 1 litre then I would give it to him to help him out.


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    #6
    Littlehorny
    Registered Users Posts: 2,351 ✭✭✭Littlehorny


    User1998 wrote: »
    As he’s over 24 years old he is no longer considered a young driver and insurance shouldn’t be as much as a problem. Probably best to get insured on your car as name driver, pass his test and then get his own insurance. Garda are very strict now with unaccompanied learner drivers

    An Avensis is probably going to be more expensive but at 25 years old and a Full license it wouldn’t be too much more. With a learner permit there would be bigger increase I would say

    My wife and I both have automatics now (hybrids) and he wants to learn on a manual so he can drive both so putting him down as a name driver on them doesn't suit him.

    Also at 25 he's old enough to sort himself out insurance wise and I'd be worried about losing my full no claims bonus.:)


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