Pamela Flood and Ronan Ryan are back!

Checked the menu.
€8 for a breakfast bap.

“Comptoir breakfast roll”;
sourdough bap, egg, bacon, sausage, white pudding.

Not even a fancy artisan relish!

We're back baby!!

whiskeyman wrote: »

Checked the menu.
€8 for a breakfast bap.

“Comptoir breakfast roll”;
sourdough bap, egg, bacon, sausage, white pudding.

Not even a fancy artisan relish!

We're back baby!!

Not necessarily, if it's actually premium products the pricing is OK.

Effects wrote: »

You don't need a sub, unless you are reading more than a few of their articles.

You do need an account, though, even for the free 3 article access. Which I’m also glad I don’t have.

Hangdogroad wrote: »

The S/Indo are obsessed with these kind of Irish celebs.

The S/Indo obsession with Irish Celebs is just awful, most of it seems only to fill page, Web page space. The articles that start with an alledged actual story, inevitably descends into a plug for a new business and really should have a paid advertisement caption.

As for the couple mentioned here, it's Ironic that the indo treated these two as Royalty for years and then like most Irish media, Poo"d on them from a height (Generally appropriate given what occurred), now back to the same old, lazy tabloid feeding frenzy. It's a cycle of repetitive nonsense in essence.

KevRossi wrote: »

Don't worry about your debt being written off Pamela. We'll pay that out of our taxes.

They've some utter fcuking cheek doing this.

It wasn't her debt. She was a "notified party", but she was not on the mortgage. But sure the truth does not matter to some types of people.

I wonder if those bashing them on this thread would bash the other tens of thousands of people who faced financial difficulties and once they got agreement went and started their lives again.

In this case they are also providing employment.

The innate jealousy and utter hatred spouted by some people is disgusting.

The absolute nerve of this pair! I hope their swanky D4 establishment is avoided, but I’ve a feeling that won’t be the case. Beyond shameless.

McGaggs wrote: »

We already paid for it via the bank bailouts. The write off is just part of the expected costs for the fund that bought the loans, and was fully covered in advance in the discount on the loan book.

The way I'd see it there is a suggestion cash was being squirreled away there and every attempt should have been made to get any goods and chattels from the 'bankrupt' to lessen the losses to the taxpayer. A straightforward repo job, it's nothing new.

I don't like paying taxes if it can be avoided. The fact the taxpayer cannot or will not recover what is owed to them leads to increased taxes for all.

Arthur Daley wrote: »

The way I'd see it there is a suggestion cash was being squirreled away there and every attempt should have been made to get any goods and chattels from the 'bankrupt' to lessen the losses to the taxpayer. A straightforward repo job, it's nothing new.

I don't like paying taxes if it can be avoided. The fact the taxpayer cannot or will not recover what is owed to them leads to increased taxes for all.

It's highly unlikely much cash squirreled away, they went for personal insolvency and the process of same, checks on debts, assets etc very very comprehensive.

My guess is this venture being fronted by them (Go figure who thinks that wise) and any financing by 3rd party. Its extremely unlikely either would get finance let alone be able to sign a commercial lease. Basically they are not benifical owners and more likely employees.

silver2020 wrote: »

It wasn't her debt. She was a "notified party", but she was not on the mortgage. But sure the truth does not matter to some types of people.

I wonder if those bashing them on this thread would bash the other tens of thousands of people who faced financial difficulties and once they got agreement went and started their lives again.

In this case they are also providing employment.

The innate jealousy and utter hatred spouted by some people is disgusting.

They were never in real financial difficulty. They should have sold the house, paid their debts and they would have been left with €400-500,000. More than enough to buy a decent 4 bed in a decent Dublin suburb a few years ago. That's a long way from being destitute. Tighten their belts a bit; a leased Mondeo rather than a leased Range Rover, holiday in Wales rather than Marbella for a couple of years and they're back on their feet.

They choose not to do that. They used their contacts in the media to try to wrangle their way out of a debt that they choose to bring on themselves.

That's a long way from a labourer or van driver losing a €180,000 house that they have €60,000 equity in because they were out of work for a few years.

As Smee-again said above:

People like the Flood's are one of the reasons Irish mortgage rates are so high, adding about 1% to residential mortgages.

In my case that adds about €35K over the term of my mortgage.

I'm not jealous of them, I'm annoyed that I am paying more than I should be so they can remain in a house that they weren't paying for.

That's what it boils down to. International finance doesn't like to lose money and they'll eventually get it back. We'll pay. FWIW I'll pay €15,000 extra on my mortgage compared to an equivalent one in Germany. That's €15K that I have to save, not just earn. So yeah, I'm understandably somewhat plssed over people like her and her husband who so brazenly shafted us.

If they had the cop on to keep their heads down these days, then fair enough but this feels like they (and their buddies in the trash media) are rubbing our noses in it.

RacoonQueen wrote: »

Of course it was her debt, they were married and both lived in the house. Get out would you :rolleyes: She wasn't on the mortgage so that they could default on it, that's exactly how people get around these things.

It wasn't her debt. He bought the house before he met her. His business collapsed like many others in the recession.

Smee_Again wrote: »

People like the Flood's are one of the reasons Irish mortgage rates are so high, adding about 1% to residential mortgages.

In my case that adds about €35K over the term of my mortgage.

I'm not jealous of them, I'm annoyed that I am paying more than I should be so they can remain in a house that they weren't paying for.

More wild exaggeration. But sure its after hours - the daily mail of boards where exaggeration and non-truth permeate a certain type of poster.

Biggest extra cost of mortgage is the additional capital banks hold. That adds about 0.7%.

Then you have the miniscule profits of tracker mortgages, so the banks need to charge more for others to average out their cost base.

And then you have defaulters and even then its the costs and written off amount and spread over approx. 700,000 mortgages. So possibly 0.1%

But sure why let the reality get in the way of an attack on someone.

I know I'll never win this argument against a "holier than thou" group of perfectionists, but I've seen first hand the mental health issues of people villified by the media and their children that continues for many years, because fucwits target these people and their families with the bile they read in rags and on social media

The daily mail is the worst of all rags for this "campaign" style sh1te and some people on this thread are no better than the gutterness of the daily mail.