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Multicar

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  • 11-11-2019 2:46pm
    #1
    tom1ie
    Registered Users Posts: 10,123 ✭✭✭✭


    Hi all
    Just wondering if there are any companies that do multicar insurance in Ireland and give a discount for having two separate cars insured with them?
    123 and chill have said no anyway.
    Thanks.


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    #2
    coylemj
    Registered Users Posts: 25,345 ✭✭✭✭coylemj


    Discount for two cars? It's the opposite, you can only use your no claims discount for the first car so for the second car, you're effectively a new driver.


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    #3
    tom1ie
    Registered Users Posts: 10,123 ✭✭✭✭tom1ie


    coylemj wrote: »
    Discount for two cars? It's the opposite, you can only use your no claims discount for the first car so for the second car, you're effectively a new driver.

    Ok. Sorry I’m not too well up on this as I’ve driven under fleet insurance for the past 15 years and have been a named driver on my wife’s policy. However due to a change of jobs I now have to take out a private policy on a private second hand car I will be buying.
    I’m basically looking to find the cheapest way of doing this and I thought if I gave a company mine and my wife’s policy we’d get a discount.
    Isn’t that what they have in England, admiral multicar etc?
    I could be way off though!
    Thanks.


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    #4
    Cork Trucker
    Closed Accounts Posts: 2,553 ✭✭✭Cork Trucker


    This is what I don’t understand, you can get a multi bike policy for motorcycles, I have one with AXA, yet can’t get one for 2 cars, one which has been driving on a DOC extension for a total of 1000 kilometres in 18 months. Are there other companies in Europe who do it out of curiosity?


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    #5
    eusap
    Registered Users Posts: 658 ✭✭✭eusap


    I only know of Classic insurance policys with multi car, i tried for family cars before and nobody seemed to do it


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    #6
    tom1ie
    Registered Users Posts: 10,123 ✭✭✭✭tom1ie


    This is a bit crazy. Don’t they have it in the U.K., or am I thinking of something else?


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    #7
    Cows Go µ
    Registered Users Posts: 902 ✭✭✭Cows Go µ


    Aviva have a discount for having more than one policy with them. I think 5% for 2 and 10% for more than that.


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    #8
    Mooooo
    Registered Users Posts: 8,611 ✭✭✭Mooooo


    If two different people are the policy holders you should be able to haggle some discount, but if you want to put two cars in your own name they just want to ride you. Another made up load of ****e in the insurance industry


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    #9
    tom1ie
    Registered Users Posts: 10,123 ✭✭✭✭tom1ie


    this is the type of thing im talking about:
    https://www.admiral.com/multi-car-insurance


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    #10
    rubberdungeon
    Registered Users Posts: 606 ✭✭✭rubberdungeon


    tom1ie wrote: »
    this is the type of thing im talking about:
    https://www.admiral.com/multi-car-insurance

    https://www.aviva.ie/insurance/car-insurance/multi-car/

    I don’t know how quotes would compare but Aviva say they do multi car


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    #11
    tom1ie
    Registered Users Posts: 10,123 ✭✭✭✭tom1ie


    rubberdungeon wrote: »
    https://www.aviva.ie/insurance/car-insurance/multi-car/

    I don’t know how quotes would compare but Aviva say they do multi car

    great. i will give them a ring.


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    #12
    Tails142
    Registered Users Posts: 2,105 ✭✭✭Tails142


    rubberdungeon wrote: »
    https://www.aviva.ie/insurance/car-insurance/multi-car/

    I don’t know how quotes would compare but Aviva say they do multi car

    Seems to be for another member of the household so no good for one person with two cars


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    #13
    rubberdungeon
    Registered Users Posts: 606 ✭✭✭rubberdungeon


    Tails142 wrote: »
    Seems to be for another member of the household so no good for one person with two cars

    I thought that’s what the OP was looking to do but maybe I misunderstood when they said

    ‘However due to a change of jobs I now have to take out a private policy on a private second hand car I will be buying.

    I’m basically looking to find the cheapest way of doing this and I thought if I gave a company mine and my wife’s policy we’d get a discount’


This discussion has been closed.
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