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Ways to transfer money instantly?

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  • 21-05-2020 11:55am
    #1
    SwordofLight
    Registered Users Posts: 336 ✭✭


    I know in the UK when you transfer money with online banking it happens instantly.

    I need to transfer 90 euros to someone instantly - what is the quickest way? SEPA? They don't have PayPal. Is it quicker if it is the same bank to the same bank?


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    #2
    ED E
    Registered Users Posts: 36,166 ✭✭✭✭ED E


    Within a bank is normally near instant.

    SEPA instant when supported will give that euro wide.


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    #3
    SwordofLight
    Registered Users Posts: 336 ✭✭SwordofLight


    Do most banks do SEPA instant? Like BOI / AIB? Would I need to sign up to it specially, fees etc?


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    #4
    Roberto_gas
    Registered Users Posts: 3,949 ✭✭✭Roberto_gas


    SwordofLight wrote: »
    Do most banks do SEPA instant? Like BOI / AIB? Would I need to sign up to it specially, fees etc?

    None do it currently !


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    #5
    SwordofLight
    Registered Users Posts: 336 ✭✭SwordofLight


    Facepalm for Ireland yet again


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    #6
    jimmycrackcorm
    Registered Users Posts: 14,330 ✭✭✭✭jimmycrackcorm


    Transfer revolut to revolut.
    Instant.


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    #7
    pinktoe
    Registered Users Posts: 223 ✭✭pinktoe


    If your with the same bank its instant, otherwise go to whatever bank they use and lodge over the counter.


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    #8
    SwordofLight
    Registered Users Posts: 336 ✭✭SwordofLight


    I wouldn't be rushing to do that with covid.


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    #9
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,028 Mod ✭✭✭✭Jim2007


    SwordofLight wrote: »
    Facepalm for Ireland yet again

    Approximately 56% of banks participating in SEPA are at some stage of implementation, so Ireland is not special.

    Save the Faceplam, for someone expecting access to advanced facilities for free.


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    #10
    SwordofLight
    Registered Users Posts: 336 ✭✭SwordofLight


    Jim2007 wrote: »
    Approximately 56% of banks participating in SEPA are at some stage of implementation, so Ireland is not special.

    Save the Faceplam, for someone expecting access to advanced facilities for free.

    Advanced facilities for free? Are you mad - we pay the bank enough already! How is it advanced when all UK banks can do it instantly with no charge?


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