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What are you saving for

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Comments

  • #52
    s14driftking
    Registered Users, Registered Users 2 Posts: 645 ✭✭✭s14driftking


    Saving for nothing in particular, but I will need to buy a house someday so if a recession hit and I’m still working property might become a lot cheaper!!!


  • #53
    Figel Narage
    Registered Users, Registered Users 2 Posts: 474 ✭✭Figel Narage


    For those saving to buy a house and hoping for a fall in prices, open to being wrong but I assume, although you would have enough for a deposit in the future, banks/lenders may not be willing to lend out to people if there's a property downturn and this is all assuming that everything else in life remains in order (i.e. you still have a job). I would have thought the same in hoping for a fall in prices but that thought does plague my mind some what when hoping for a crash. Obviously if you have enough to buy cash it's a different story but who is going to be able to save 300-500K in the next few years? Probably no one


  • #54
    Feisar
    Registered Users, Registered Users 2 Posts: 6,700 ✭✭✭Feisar


    Lucky Lou wrote: »
    A boob job.

    Nooooooo!

    First they came for the socialists...



  • #55
    Feisar
    Registered Users, Registered Users 2 Posts: 6,700 ✭✭✭Feisar


    Figel Narage wrote: »
    For those saving to buy a house and hoping for a fall in prices, open to being wrong but I assume, although you would have enough for a deposit in the future, banks/lenders may not be willing to lend out to people if there's a property downturn and this is all assuming that everything else in life remains in order (i.e. you still have a job). I would have thought the same in hoping for a fall in prices but that thought does plague my mind some what when hoping for a crash. Obviously if you have enough to buy cash it's a different story but who is going to be able to save 300-500K in the next few years? Probably no one

    I remember during the last recession my parents were on my case about buying a house because of the “value”. Um I work in construction, guess who wasn’t going to get a loan back then.

    First they came for the socialists...



  • #56
    Salty
    Registered Users, Registered Users 2 Posts: 2,116 ✭✭✭Salty


    Figel Narage wrote: »
    For those saving to buy a house and hoping for a fall in prices, open to being wrong but I assume, although you would have enough for a deposit in the future, banks/lenders may not be willing to lend out to people if there's a property downturn and this is all assuming that everything else in life remains in order (i.e. you still have a job). I would have thought the same in hoping for a fall in prices but that thought does plague my mind some what when hoping for a crash. Obviously if you have enough to buy cash it's a different story but who is going to be able to save 300-500K in the next few years? Probably no one

    To be honest, not holding out for a fall in prices. Saving for a house because in a couple of years, we will need to buy a house anyway and will just have to settle for what we can afford. Also have the option of a site next to the parents but that is a safety net, not the first choice.


  • #57
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    We were saving for a deposit on a house before all of this but the cancellation of plans put us a few months closer to our goal, silver linings and all that


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