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Motor Incident

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  • 13-12-2019 12:06pm
    #1
    francie81
    Registered Users Posts: 1,412 ✭✭✭


    Hi just looking for some advice on a motor incident.

    Yesterday whilst driving out of the city centre my car was struck on the corner of the rear bumper by a Tesco truck driver as he was turning right and I was going straight it caused a little bit of damage which we want to repair, I did follow him and when he came to a stop going about his work he apparently had no idea it happened, he did give me his details so am trying to make contact with the store as am guessing I would have to open a case directly with Tesco?

    Thanks


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    #2
    NUTLEY BOY
    Registered Users Posts: 2,344 ✭✭✭NUTLEY BOY


    1. Notify your insurers.
    2. Notify Tesco.
    3. Get an estimate for damage to your vehicle.


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    #3
    beachhead
    Registered Users Posts: 2,322 ✭✭✭beachhead


    Submit photos of damage to both Tesco and your insurer when you have the estimate


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    #4
    AndrewJRenko
    Registered Users Posts: 28,503 ✭✭✭✭AndrewJRenko


    Be careful about rushing to claim off your own insurer. You may well be better off claiming directly off their insurer than off your own for a simple, uncomplicated matter like this, in terms of your future claims history.


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    #5
    francie81
    Registered Users Posts: 1,412 ✭✭✭francie81


    Am thinking also if Tesco would just cover the costs naturally say without having to make a claim off Insurance that could potentially put my premium up?


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    #6
    seagull
    Registered Users Posts: 2,340 ✭✭✭seagull


    Just get the details of Tesco's insurers, and then go through them. There's no need to claim from your insurance.


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    #7
    francie81
    Registered Users Posts: 1,412 ✭✭✭francie81


    Notified my Insurance company first and was advised by them not to do anything else until they Investigate and get back to me.

    Appreciate the helpful advice guys, thanks.


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    #8
    SEPT 23 1989
    Registered Users Posts: 43,027 ✭✭✭✭SEPT 23 1989


    Tesco would be self insured


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    #9
    peteb2
    Registered Users Posts: 1,813 ✭✭✭peteb2


    SEPT 23 1989 wrote: »
    Tesco would be self insured

    Unlikely for motor!


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    #10
    Lenar3556
    Registered Users Posts: 1,356 ✭✭✭Lenar3556


    Truck as in articulated lorry or home delivery van? If it’s the former, I have a feeling that is fully outsourced to a logistics company.


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    #11
    francie81
    Registered Users Posts: 1,412 ✭✭✭francie81


    Lenar3556 wrote: »
    Truck as in articulated lorry or home delivery van? If it’s the former, I have a feeling that is fully outsourced to a logistics company.

    Oh yeah it was a home delivery van.


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    #12
    meathstevie
    Registered Users Posts: 4,772 ✭✭✭meathstevie


    peteb2 wrote: »
    Unlikely for motor!

    Multi billion company, not unlikely that they have their own fund in place. Either or, if no satisfactory solution is forthcoming one can still go down a more formal route.


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    #13
    peteb2
    Registered Users Posts: 1,813 ✭✭✭peteb2


    meathstevie wrote: »
    Multi billion company, not unlikely that they have their own fund in place. Either or, if no satisfactory solution is forthcoming one can still go down a more formal route.

    Cmon now, no-one wants a lesson in captive insurance. For the liability yes, motor no. They'd have to have a captive, not a fund.


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