Game Collections & Insurance

Yeah it's not a bad idea. I did this a few years ago with my old house insurance policy and it didn't bring the price up that much. The best thing to do would be to shop around.

I had a policy for X amount on contents. Then added another 20-30k on that to that to cover itemised things like videogame collection etc.

I can picture a pair of scumbag burglars breaking in

"jaysus, yer man still only has a playstation 1 and a megadrive"
"ahh, here, the poor bastard, lets move onto another house"

Skerries wrote: »

3 hours later as the family wakes up to find them still there playing Street Fighter II

as they are being lead out "ah guard just one more game!"

'Leh go a me or I'll do onadem hadoooooken yolks!'

CiDeRmAn wrote: »

I would have imagined that the house insurance would cover all contents but one would have to have declared those contents first, before they would pay out, certainly they are not going to take my word that I have a PSX or a Vectrex

My thoughts exactly. “Yes I had 13 arcade cabinets worth €1500 each, a CIB Neo Geo AES collection, and ten copies of the NTSC Stadium Events game. When can I expect my cheque?”

House insurance and contents insurance are two different things.

House insurance will just rebuild your house if it burns down (and is a prerequisite for getting a mortgage here)

Contents insurance is something you need to pay for separately and does need to be itemized.

You don't need to list everything though if it's a collection, you just value your collection and they load an additional amount onto your monthly insurance cost.

o1s1n wrote: »

Contents insurance is something you need to pay for separately and does need to be itemized. You don't need to list everything though if it's a collection, you just value your collection and they load an additional amount onto your monthly insurance cost.

Would they just accept your word for it, and just load up the policy cost accordingly? Or would they send out an assessor to verify? Obviously asking in the case of a significant collection

As a side note, it was quite amusing trying to explain what an 'Akira cel collection' was to someone from an insurance company.

'So you know what animation cels are?'

'No'

'Okay well..do you know what acetate is...?'

'No'

...

'Do you know what cartoons are?'


...this went on for quite a while.

Skerries wrote: »

original Akira cels?

Yeah, my wordpress account where I used to scan and upload them is the first hit on google if you search 'Akira cels'. Has resulted in really interesting conversations with people over the years from the likes of Dreamworks/Pixar and folks from animation universities all over the world asking if they can use the scans in their classes as examples.

Had a recent one where a band contacted me asking could they use a scan for an EP cover. In the end they couldn't go ahead with it due being refused permission from Kondansha (who own the rights to Akira)

I made an argument that the cels were just a byproduct of the animation process therefore they didn't fall under copywrite (and were just a physical product that I now owned) but they were having none of it.

Edit - here you go if you fancy a look - https://akiracels.wordpress.com/

Wish I could redoit from the start to be honest, it was more of a site just where I dumped things and spewed thoughts. I've been meaning to get a new scanner as I've loads that were never scanned. Maybe one day when I do I'll start again and do it properly.

I might need to use the insurance soon. Fire is spreading on Bray Head towards my house right now. Depending on the wind we might be in trouble!

o1s1n wrote: »

Jaysus, take care of yourself!

I've some family in Capetown who lost their home due to the crazy fires there last summer.

The fires went from being in the distance to right on top of them within minutes due to the wind. It can happen extremely quickly so watch out. I see some homes around Bray Head have been evacuated already.

Yep, we've bags packed just in case. I live right beside where the fire is on Bray Head. we got a call from a friend who lives in Bray town to say there's a fire. Didn't notice anything myself so sent the drone up and had a look, it was bad. Some people were flying drones when the rescue/fire fight helicopters where dropping water on the fire later on in the day. I was on to the Gardai as they know I fly locally here and I wanted them to know i was in the air earlier, but I'm not flying those drones that are messing things up for everyone.

This is a pic i took earlier directly from above my house when we just heard about the fire. The red area is where it is now(we think).

Been fighting the fire all day here. Pretty crazy and much worse than yesterday. We lost some woodland around the property to the fire. Just got the all clear for the night 10 mins ago. We almost lost the house earlier!
They've got a team staying in our area for the night as the fires can come up again very quickly.

This vid is the side of the house, the woods were already on fire at this stage on the other side. Crazy day to be sure, now for a few beers and a steak

Well, we survived the fire, as did all my retro stuff.
I did get a van to move the more portable and valuable items away as it just seemed like the sensible thing to do, insurance or not.

eddhorse wrote: »

Great news Steve, did that rain help yesterday?

Didn't really get much here until around 6pm. But yes I'm sure it helped a little as there were lots of very small fires still smouldering.