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Medical Card Means Test

  • 12-02-2021 11:02pm
    #1
    Gael23
    Registered Users, Registered Users 2 Posts: 12,123 ✭✭✭✭


    My Grandparents are downsizing and they are worried that the surplus funds they will have left over will mean the lose their medial card.

    What is the calculation when savings exceed €72,000? I can’t find it anywhere?


Comments

  • #2
    brightspark
    Registered Users, Registered Users 2 Posts: 2,637 ✭✭✭brightspark


    https://www.citizensinformation.ie/en/health/medical_cards_and_gp_visit_cards/medical_card_means_test_under_70s.html#


  • #3
    dartboardio
    Registered Users, Registered Users 2 Posts: 2,436 ✭✭✭dartboardio


    The first 76,000 are disregarded for a married couple. So they will be assessed as if they have no savings. They’ll be fine,

    The rest is multiplied at I think 0.486% then divided by 52 and added onto their weekly income.


  • #4
    Gael23
    Registered Users, Registered Users 2 Posts: 12,123 ✭✭✭✭Gael23


    dartboardio wrote: »
    The first 76,000 are disregarded for a married couple. So they will be assessed as if they have no savings. They’ll be fine,

    The rest is multiplied at I think 0.486% then divided by 52 and added onto their weekly income.

    Yes but then there’s whatever savings they have themselves


  • #5
    Gael23
    Registered Users, Registered Users 2 Posts: 12,123 ✭✭✭✭Gael23


    Working it out I think it’s going to be a close thing when you consider modest savings they already have


  • #6
    hblock21
    Registered Users, Registered Users 2 Posts: 736 ✭✭✭hblock21


    Tell them you can take some of it off their hands.....!


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  • #7
    dartboardio
    Registered Users, Registered Users 2 Posts: 2,436 ✭✭✭dartboardio


    Gael23 wrote: »
    Yes but then there’s whatever savings they have themselves

    ?? I just stated that the first 76,000 will be disregarded then the remainder of their savings will be multiplied by the notional interest rate, then divided by 52


  • #8
    hawthorne
    Registered Users, Registered Users 2 Posts: 616 ✭✭✭hawthorne


    hblock21 wrote: »
    Tell them you can take some of it off their hands.....!

    That is deliberate deprivation of assets and illegal.


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