Car Insurance - 25plus.ie - €35 off

The_Conductor · 30-03-2017 1:23pm

That's for TPFT?
I pay less than the 123.ie - €478 quote- for Fully Comp- with FBD.........
Moral of the story- really is- shop around........

Why on earth are your quotes so high?

tiredblondie · 30-03-2017 2:47pm

Dr_Colossus wrote: »

I found BOI good last year and went with them for €407, they were a good deal cheaper than any alternative. Renewal quote however came in a couple of weeks ago for €691 and they wouldn't budge even when I told them I got cheaper elsewhere and would be moving. Circumstances unchanged and a perfect customer with full NCD, 0 penalty points etc so no logic as with the disparity of the quotes below:

123.ie - €478
BOI - €691
FBD - €842
25Plus - €957
Allianz - €1093
Axa - €1230
Kennco - €1239
Chill - €1539
AA - €1552
Liberty - €1633
AIG - Won't quote
Aviva - Won't quote

That's just for TPFT, absolute madness and a proper pain having to ring 10+ companies every year answering the same questions to be given those sort of quotes.

Have you tried its4women? I know it's the same as 25plus but i got different quotes from them....

Dr_Colossus · 30-03-2017 3:58pm

The_Conductor wrote: »

That's for TPFT?
I pay less than the 123.ie - €478 quote- for Fully Comp- with FBD.........
Moral of the story- really is- shop around........

Why on earth are your quotes so high?

Not the moral of my story as I shop around exhaustively every year. With the 123.ie quote I've even gone to the extreme of determining that the number of days in advance that you purchase your policy from has a significant impact on the quote price (something I've raised with 123.ie and which they couldn't logically explain).

It's not like I'm driving a 5 litre super car either or under 25. Car is a 2007 2.0 petrol Volvo S60 so don't see the logic for such rip off quotes.

opus · 30-03-2017 4:01pm

irishgeo wrote: »

I got a cheaper quote off its4women than 25plus last year. They wouldn't match it.

Exactly the same for me around a month ago, they're the same company as far as I can see!

tiredblondie · 30-03-2017 4:04pm

Dr_Colossus wrote: »

Not the moral of my story as I shop around exhaustively every year. With the 123.ie quote I've even gone to the extreme of determining that the number of days in advance that you purchase your policy from has a significant impact on the quote price (something I've raised with 123.ie and which they couldn't logically explain).

It's not like I'm driving a 5 litre super car either or under 25. Car is a 2007 2.0 petrol Volvo S60 so don't see the logic for such rip off quotes.

Closer to the date or further away from the date being the better price??

I was wondering myself if there is a certain time of the year that was better than others as mine being in April it is always a huge increase to the previous year!!

andrew1977 · 30-03-2017 4:25pm

Bank of Ireland are competitive also and I noticed today you can spread the cost over the year at no additional cost.

I got mine with Acorn insurance today,worked out cheaper than 25plus.ie.
Best I could find around after hours of calls and online quotes.
If I need to change every year , I will , money better in my pocket than theirs.

Dr_Colossus · 31-03-2017 7:50pm

tiredblondie wrote: »

Closer to the date or further away from the date being the better price??

I was wondering myself if there is a certain time of the year that was better than others as mine being in April it is always a huge increase to the previous year!!

Optimal time is to purchase insurance 12 days prior to the cover start period. Massive disparity in quotes depending on how far in advance you want to start cover as shown with my quote graph below. Completely illogical since it's a year long annual cover and 123 could explain why there was such variations in the premiums.

tiredblondie · 03-04-2017 11:50am

Dr_Colossus wrote: »

Optimal time is to purchase insurance 12 days prior to the cover start period. Massive disparity in quotes depending on how far in advance you want to start cover as shown with my quote graph below. Completely illogical since it's a year long annual cover and 123 could explain why there was such variations in the premiums.

That's crazy!! 11 days til mine is due now - i will start the search again so!!

Sleepy · 30-06-2017 10:00am

Voucher Code Still works. Used it for my renewal this morning.

Vic_08 · 30-06-2017 10:29pm

Sleepy wrote: »

Voucher Code Still works. Used it for my renewal this morning.

The code still works with itsforwomen.ie also. A new policy with them was over €160 less for me than a renewal with 25plus.

I loathe the Irish insurance industry, hate having to spend a day each year giving all these ba$tards my details just to get a bunch of offensively high quotes.

And at the end of it all I am getting the exact same policy from the same underwriter with the same company just under a different marketing brand, but if you don't go through this nonsense you are sure to have your loyalty in renewing taken advantage of.

talkingpj · 02-07-2017 8:47pm

Where do you add the voucher code cant see it with my renewal on 25 plus.ie

chuckles30 · 04-07-2017 10:49am

On Its4women, it's at the bottom of the renewal screen under the details of the Standard & Xtra - there's a policy options section where you select your Excess & NCB Protection. It worked for me on my renewal this morning.

I'd say it's somewhere similar on 25+ as the rest of the interface is identical

Lawros Tache · 09-08-2017 9:40am

Thanks to OP

Voucher still working for me this morning, saved me €103 :-)

Price now at €599
Cheapest I can get anywhere by about half.

I've been using 25plus/itsforwomen for about 8 years on and off now, can't say it's plain sailing but as already mentioned they manipulate you into using their website rather than phone calls but I just get things done early and allow some time. Not ideal if you need information immediately.
Someone mentioned earlier not being able to have a record of your live chat -I just screenshot and save, you could simply take a photo of the chat either.

In my experience (28 years driving) all insurance companies are out to fleece you, bar none. I have no bother switching and zero loyalty. I simply go with the cheapest. For whatever reason most years that seems to be with this crowd.

Thanks again

concubar · 27-03-2019 1:23am

just signed up,
best other quotes around €500++:mad:

came in at €341 comp xtra,(windscreen)
(main + named driver)+ ncb protection +150 excess

email docs so hopefully all goes well,
Yes €10 to call them , so chat and email all the way.

OmegaGene · 27-03-2019 8:22am

Well balls I paid them last week for my renewal and forgot all about this thread
Feck it anyway

shardylan · 27-03-2019 9:24am

Thanks code still working

Esel · 27-03-2019 9:35am

Is this the code? (from the OP)

VOUCHER CODE: LQ456

shardylan · 27-03-2019 12:18pm

Esel wrote: »

Is this the code? (from the OP)

VOUCHER CODE: LQ456

Yes that worked for me on just for women

OmegaGene · 27-03-2019 12:22pm

shardylan wrote: »

Yes that worked for me on just for women

Same company

septicsac · 02-04-2019 8:19pm

EHOME30 30E off home insurance with same crowd if you have car insurance with them as well

Monokne · 03-04-2019 8:53pm

FWIW, I am insured on my car with this lot. They do not accept incoming calls, so if you need to speak with them, it can take days and days. I needed new documents from them and through a couple errors on their part added to the fact I couldn't, you know, RING THEM, it took 24 days to get them issued. I have been with them a couple years but will be leaving when my renewal is up. Terrible service.

OmegaGene · 03-04-2019 9:02pm

Monokne wrote: »

FWIW, I am insured on my car with this lot. They do not accept incoming calls, so if you need to speak with them, it can take days and days. I needed new documents from them and through a couple errors on their part added to the fact I couldn't, you know, RING THEM, it took 24 days to get them issued. I have been with them a couple years but will be leaving when my renewal is up. Terrible service.

I’ve spoken to a rep twice this year with no problem, sent them a message and requested a call back both times and got sorted the same day both times

ted1 · 03-04-2019 9:04pm

Monokne wrote: »

FWIW, I am insured on my car with this lot. They do not accept incoming calls, so if you need to speak with them, it can take days and days. I needed new documents from them and through a couple errors on their part added to the fact I couldn't, you know, RING THEM, it took 24 days to get them issued. I have been with them a couple years but will be leaving when my renewal is up. Terrible service.

Why not order it online. That’s therre model.

Monokne · 03-04-2019 9:08pm

ted1 wrote: »

Why not order it online. That’s therre model.

Yes.

I did.

They sent me the wrong documents.

It took 6 emails, multiple attempts to get a call back, a formal complaint and 24 days to get the right ones.

Sleepy · 18-06-2019 8:59am

Amazingly, this code is still work

iggy · 18-06-2019 3:02pm

Yea just renewed last week. 25plus were cheapest I was quoted then the €35 off was even better.

Connrang · 18-06-2019 7:01pm

Got my renewal from 25plus last week, was just about to renew as I had compared to other websites and they were the cheapest. Saw this post so tried its4women.ie, turned out they were almost €70 cheaper....
When I tried to buy the policy it would not as I was already with 25Plus which is a " sister company " but in the end they relented. So thanks OP, save me a few €€

OmegaGene · 18-06-2019 7:18pm

Connrang wrote: »

Got my renewal from 25plus last week, was just about to renew as I had compared to other websites and they were the cheapest. Saw this post so tried its4women.ie, turned out they were almost €70 cheaper....
When I tried to buy the policy it would not as I was already with 25Plus which is a " sister company " but in the end they relented. So thanks OP, save me a few €€

Keep flipping between the 2 and you will save €50-€80 a year

Connrang · 19-06-2019 10:27am

Hi all,
Renewed yesterday and got this code this morning.....maybe already around but this is up to date as of 19 June,
Hope its off some use to some,

LQ456

blastman · 19-06-2019 10:29am

25plus are pretty much the dearest quote I've gotten so far in this year's insurance renewal merry-go-round!

mttk · 19-06-2019 10:35am

OmegaGene wrote: »

Keep flipping between the 2 and you will save €50-€80 a year

Same with me, was with 25plus last year and contacted them with a quote from its4women, they didn't bring it down for me so I just switched to its4women. Confirmed the code worked which brought it down by 70-80e

dar_cool · 19-06-2019 10:37am

I wouldn't touch them if you have me 500 euro off. Shocking excuse for a company. God help any of you if you are unfortunate enough to have an accident whilst insured by these cowboys

Monokne · 19-06-2019 10:47am

dar_cool wrote: »

I wouldn't touch them if you have me 500 euro off. Shocking excuse for a company. God help any of you if you are unfortunate enough to have an accident whilst insured by these cowboys

Why, did you have a bad claims experience with them?

dar_cool · 19-06-2019 10:51am

Yes, insured fully comp and had an accident. They were refusing to pay out. Had to get solicitor involved.

mcgucc22 · 19-06-2019 12:48pm

dar_cool wrote:

I wouldn't touch them if you have me 500 euro off. Shocking excuse for a company. God help any of you if you are unfortunate enough to have an accident whilst insured by these cowboys

I had an accident a couple of years ago while insured with 25plus. No problems whatsoever.

Monokne · 20-06-2019 11:12pm

dar_cool wrote: »

Yes, insured fully comp and had an accident. They were refusing to pay out. Had to get solicitor involved.

What was the basis of their refusal? Did the solicitor get it sorted for you?

cruhoortwunk · 20-11-2019 4:24pm

Code still working

lawred2 · 09-01-2020 10:17am

Monokne wrote: »

What was the basis of their refusal? Did the solicitor get it sorted for you?

I love how this question was never answered - just drop in that they refuse to handle a claim and then disappear :rolleyes:

spillcoe · 10-02-2020 2:22pm

Any more codes going for 25plus.ie? That one doesn't seem to work any more.

prince20 · 04-03-2020 1:25pm

Just saved €100 by transferring to its4women from 25plus, thanks to all for the advice.

OmegaGene · 04-03-2020 2:09pm

prince20 wrote: »

Just saved €100 by transferring to its4women from 25plus, thanks to all for the advice.

Go back to 25plus next time

lawred2 · 10-09-2020 10:41am

have they put an end to this?

went from its4women to 25plus last year without issue but this year; trying to go the other way I get

"Unfortunately we are unable to quote for your circumstances at this present time as you fall outside of our underwriting criteria. This may be for a number of reasons. If you would like to speak to one of our agents please visit the 'Contacts' section of our website and we will investigate the matter for you."

I wonder are they now not offering quotes if you're trying to go backwards and forwards between the two?

OmegaGene · 10-09-2020 11:03am

lawred2 wrote: »

have they put an end to this?

went from its4women to 25plus last year without issue but this year; trying to go the other way I get

"Unfortunately we are unable to quote for your circumstances at this present time as you fall outside of our underwriting criteria. This may be for a number of reasons. If you would like to speak to one of our agents please visit the 'Contacts' section of our website and we will investigate the matter for you."

I wonder are they now not offering quotes if you're trying to go backwards and forwards between the two?

Could be anything, just contact them

Monokne · 10-09-2020 11:34am

lawred2 wrote: »

have they put an end to this?

went from its4women to 25plus last year without issue but this year; trying to go the other way I get

"Unfortunately we are unable to quote for your circumstances at this present time as you fall outside of our underwriting criteria. This may be for a number of reasons. If you would like to speak to one of our agents please visit the 'Contacts' section of our website and we will investigate the matter for you."

I wonder are they now not offering quotes if you're trying to go backwards and forwards between the two?

That is not it.

It means some element of your risk is, as they say, outside their risk criteria so they do not take it on as new business. I know once cars get past a certain age they don't take them on as NB, for example, but obviously they are obliged to quote for renewal.

I work in insurance & have been insured with these guys in the past.

lawred2 · 10-09-2020 11:54am

Monokne wrote: »

That is not it.

It means some element of your risk is, as they say, outside their risk criteria so they do not take it on as new business. I know once cars get past a certain age they don't take them on as NB, for example, but obviously they are obliged to quote for renewal.

I work in insurance & have been insured with these guys in the past.

nah it's a 6 year old car currently insured with its4women

and nothing material has changed from this year to last year

no points/claims/incidents etc etc etc

OmegaGene · 10-09-2020 12:42pm

lawred2 wrote: »

nah it's a 6 year old car currently insured with its4women

and nothing material has changed from this year to last year

no points/claims/incidents etc etc etc

things have changed since last year, you have got a year older for example, there are so many variables it is impossible to answer for the company so just contact them and ask them

Greentree_uk · 10-09-2020 1:08pm

try AnPost for insurance they were the cheapest for me and still AIG. I was surprised tbh

lawred2 · 10-09-2020 1:13pm

OmegaGene wrote: »

things have changed since last year, you have got a year older for example, there are so many variables it is impossible to answer for the company so just contact them and ask them

yeah I'm on live chat

as for a year older? really? that's grasping, 38 to 39 doesn't change my insurability

Or maybe it does

let's see what the chat says

lawred2 · 10-09-2020 1:24pm

mp3ireland2 · 10-09-2020 1:37pm

They accept a UK NCB which might be of interest to those moving back
Moving back from UK myself in a few weeks so have been looking into it, findings so far are below in case it helps anybody!

Accept NCB
25Plus.ie
123.ie
Liberty Insurance.

Others have strange wording, would need to contact to confirm
FBD
Zurich
Alliance

Car Insurance - 25plus.ie - €35 off

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