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Euromillions again.

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135

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    #62
    dxhound2005
    Registered Users Posts: 20,715 ✭✭✭✭dxhound2005


    PP isn't that stupid. You must have read that wrong? Someone could put on a tenner and come out with €5 million? Anyway he wouldn't pay out €5 million, there are bound to be low limits how much a bookie will pay out.


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    #63
    blindside88
    Registered Users Posts: 1,968 ✭✭✭blindside88


    dxhound2005 wrote: »
    PP isn't that stupid. You must have read that wrong? Someone could put on a tenner and come out with €5 million? Anyway he wouldn't pay out €5 million, there are bound to be low limits how much a bookie will pay out.

    PP’s maximum liability on any bet is €1 million


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    #64
    dxhound2005
    Registered Users Posts: 20,715 ✭✭✭✭dxhound2005


    blindside88 wrote: »
    PP’s maximum liability on any bet is €1 million

    Bit mad giving odds of 500,000 / 1 then.


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    #65
    NIMAN
    Registered Users Posts: 33,139 ✭✭✭✭NIMAN


    Would be terrible PR for them if they didn't pay out what someone won.

    Surely wouldn't take much coding to not allow a bet to be placed which they would have to limit the pay out of?


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    #66
    Atlantic Dawn
    Registered Users Posts: 81,448 ✭✭✭✭Atlantic Dawn
    M


    I won €4, the Milkybars are on me.


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    #67
    Quantum Erasure
    Registered Users Posts: 8,247 ✭✭✭Quantum Erasure


    ...fückit, theres always Friday.


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    #68
    thesandeman
    Registered Users Posts: 9,974 ✭✭✭thesandeman


    dxhound2005 wrote: »
    PP isn't that stupid. You must have read that wrong? Someone could put on a tenner and come out with €5 million? Anyway he wouldn't pay out €5 million, there are bound to be low limits how much a bookie will pay out.

    The person who would put the tenner on would be the stupid one.
    I'd be happier putting a hundred 10c bets for a chance of 50k.
    Alternatively put €1 on one number @8/1 and get 10*10c goes at the big one for free.


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    #69
    raclle
    Registered Users Posts: 2,358 ✭✭✭raclle


    Anyone do this online instead of the shop?

    I know its all random but I seem to hit consistently more online


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    #70
    sbsquarepants
    Registered Users Posts: 11,812 ✭✭✭✭sbsquarepants


    Scotty # wrote: »
    A nice sum that would keep most happy for the rest of their lives without the mayhem that €200m would bring.


    I'd view it as a great day.....but jesus i'd love that mayhem:D


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    #71
    Scotty #
    Registered Users Posts: 3,767 ✭✭✭Scotty #


    thesandeman wrote: »
    PP are doing it again.
    500000/1 for five numbers as opposed to €19430 with the National Lottery tonight.
    And you can bet 10c with PP and still end up with 50k if your luck comes in.
    Your odds of getting 5 numbers in Euromillions is 3,107,515/1 so for the bookies to only offer 500,000/1 is a rip off. They're only offering a 6th of the actual odds.

    The actual lottery allocates a certain percentage of the prizepool for 5 numbers and then that's divided by the amount of winners. You are not betting on 5 numbers, it's a consolation prize.


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    #72
    Scotty #
    Registered Users Posts: 3,767 ✭✭✭Scotty #


    raclle wrote: »
    Anyone do this online instead of the shop?

    I know its all random but I seem to hit consistently more online
    I do it online and pay with Revolut.

    Never pay for gambling with your normal bank account. It has a very negative effect on your credit rating.


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    #73
    Hector Savage
    Registered Users Posts: 8,810 ✭✭✭Hector Savage


    Scotty # wrote: »
    I do it online and pay with Revolut.

    Never pay for gambling with your normal bank account. It has a very negative effect on your credit rating.

    Really ? does that include money to paddypower bwin etc ?
    Even if you win ??

    Even if you have it under control, I occasioanally bet, in fact I am ahead overall, I usually bet on Rafa Nadal winning French and thats money in the bank basically, but that could have a negative effect on credit rating ?

    Is it even their business ??


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    #74
    Marty Bird
    Registered Users Posts: 1,876 ✭✭✭Marty Bird


    Scotty # wrote: »
    I do it online and pay with Revolut.

    Never pay for gambling with your normal bank account. It has a very negative effect on your credit rating.

    That make no sense a bank will see you use Revolut and request statements showing you’re gambling transactions.

    🌞6.02kWp⚡️3.01kWp South/East⚡️3.01kWp West



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    #75
    Hector Savage
    Registered Users Posts: 8,810 ✭✭✭Hector Savage


    Or just pay for a ticket with good old fashioned crisp cash ?


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    #76
    sbsquarepants
    Registered Users Posts: 11,812 ✭✭✭✭sbsquarepants


    Hector Savage wrote: »
    Really ? does that include money to paddypower bwin etc ?
    Even if you win ??

    Even if you have it under control, I occasioanally bet, in fact I am ahead overall, I usually bet on Rafa Nadal winning French and thats money in the bank basically, but that could have a negative effect on credit rating ?

    Is it even their business ??


    It is, broker told me to close paddy power account when i was looking for a mortgage, i'm not even a gambler - would have been talking maybe 50 quid every month or two max.


    I think they only look back 6 months at stuff like that though.


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    #77
    Hector Savage
    Registered Users Posts: 8,810 ✭✭✭Hector Savage


    sbsquarepants wrote: »
    It is, broker told me to close paddy power account when i was looking for a mortgage, i'm not even a gambler - would have been talking maybe 50 quid every month or two max.


    I think they only look back 6 months at stuff like that though.

    Holy ****!

    Lucky I got my mortgage 2 years ago, the fact that I gamble 1/2 a year could have helped, maybe blind luck - although I'm sure I put 2 bets in 2018 at least.

    I can't believe it's that black and white though- it has to be treated as an expense, and if you are averaging 50E a year im sure it goes under the radar ... i mean wtf>?


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    #78
    paw patrol
    Registered Users Posts: 2,314 ✭✭✭paw patrol


    Hector Savage wrote: »
    Really ? does that include money to paddypower bwin etc ?
    Even if you win ??

    Even if you have it under control, I occasioanally bet, in fact I am ahead overall, I usually bet on Rafa Nadal winning French and thats money in the bank basically, but that could have a negative effect on credit rating ?

    Is it even their business ??


    yeah matters a lot
    for mortgage purposes gambling is the worst sin. other vices can take time for you to end up in the ****ter - for example there is only so much booze or drugs you can take but gambling your could lose everything in minutes.


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    #79
    sbsquarepants
    Registered Users Posts: 11,812 ✭✭✭✭sbsquarepants


    Hector Savage wrote: »
    Holy ****!

    Lucky I got my mortgage 2 years ago, the fact that I gamble 1/2 a year could have helped, maybe blind luck - although I'm sure I put 2 bets in 2018 at least.

    I can't believe it's that black and white though- it has to be treated as an expense, and if you are averaging 50E a year im sure it goes under the radar ... i mean wtf>?


    Probably largely there to be used as a convenient excuse to pick and choose where wanted. I'd say if you're a civil servant on 150k they wouldn't give a toss if you're blowing a grand a month!


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    #80
    Scotty #
    Registered Users Posts: 3,767 ✭✭✭Scotty #


    Marty Bird wrote: »
    That make no sense a bank will see you use Revolut and request statements showing you’re gambling transactions.

    Banks don't request evidence of spending based on transfers to other institutions or cash withdrawals.


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    #81
    Marty Bird
    Registered Users Posts: 1,876 ✭✭✭Marty Bird


    Scotty # wrote: »
    Banks don't request evidence of spending based on transfers to other institutions or cash withdrawals.

    But they will require Revolut statements which will show said transactions.

    🌞6.02kWp⚡️3.01kWp South/East⚡️3.01kWp West



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    #82
    blackwhite
    Registered Users Posts: 8,541 ✭✭✭blackwhite


    It comes down to how regularly you gamble, and how much. It's not a simple yes/no - it's down to if the bank assesses it to be "habitual" or not.

    Lad I work with was recently turned down for a mortgage because of it.

    He's been saving regular sums every month, earns just over €70k per year, but puts between €50-150 to Paddy Power every month.

    Was told to go away for 3 months and come back without having a cent gone to any gambling sites


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    #83
    Scotty #
    Registered Users Posts: 3,767 ✭✭✭Scotty #


    Marty Bird wrote: »
    But they will require Revolut statements which will show said transactions.
    Not for the amount I'm transferring, petty cash, kids pocket money, etc. Wouldn't raise an eyebrow.

    Personally I very rarely top up from bank anyway, it's usually nixers, cash jobs, etc.


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    #84
    Halenvaneddie
    Registered Users Posts: 219 ✭✭Halenvaneddie


    ShatterAlan wrote: »
    You are correct. The odds a almost impossible.


    But people are renting a dream.....much the same as spending the few quid on an escape which is a film or pornography. It's an escape for a few euros.


    I think I know more people who have been murdered (1) than have won the lottery (0).

    If you are spending money on porn you’re doing it wrong


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    #85
    Gael23
    Registered Users Posts: 12,090 ✭✭✭✭Gael23


    €200 million would ruin your life. You would end up spending most of it on personal security.
    If I won the €500k plus draw I’d be happy. That would allow me buy my own house in cash and possibly have some change left over


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    #86
    blindside88
    Registered Users Posts: 1,968 ✭✭✭blindside88


    For anyone worried about their Revolut you can delete any transactions you like from your statements before printing them.

    Anyone that thinks €200 million will ruin their life, I’ll happily take any excess from you until you get down to a point where you feel the funds will not ruin your life :)


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    #87
    dxhound2005
    Registered Users Posts: 20,715 ✭✭✭✭dxhound2005


    sbsquarepants wrote: »
    Probably largely there to be used as a convenient excuse to pick and choose where wanted. I'd say if you're a civil servant on 150k they wouldn't give a toss if you're blowing a grand a month!

    PP's big brass wouldn't get out of bed for 150K. Euromillions jackpot starts at 17 million and can go as high as 200 million. PP is one million, and they never increase it even if it went months without being won. It's no wonder they can afford to pay themselves multiples of what the Taoiseach is on.

    https://www.irishtimes.com/business/retail-and-services/paddy-power-betfair-chief-executive-s-pay-package-nears-2m-1.3840787


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    #88
    Scotty #
    Registered Users Posts: 3,767 ✭✭✭Scotty #


    dxhound2005 wrote: »
    Euromillions jackpot starts at 17 million and can go as high as 200 million.
    Once the €200m is won the cap goes to €210m, then €220m. This carries on until it reaches €250m which will be the final cap.

    An insane amount of money to hand over to one person.


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    #89
    blackwhite
    Registered Users Posts: 8,541 ✭✭✭blackwhite


    blindside88 wrote: »
    For anyone worried about their Revolut you can delete any transactions you like from your statements before printing them.

    A bank is going to look even less favourably on a statement which is missing transactions than seeing payments to Paddy Power.


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    #90
    nj27
    Registered Users Posts: 467 ✭✭nj27


    That's a crazy sum of money. Never played the lotto but I might put a couple of grand on it this Friday.


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    #91
    blindside88
    Registered Users Posts: 1,968 ✭✭✭blindside88


    blackwhite wrote: »
    A bank is going to look even less favourably on a statement which is missing transactions than seeing payments to Paddy Power.

    The bank is not going to know that it’s missing transactions unless it’s a huge amount of money. If it’s the odd €50 they’re not going to go through all the transactions to find a discrepancy. Either way we’ve pulled the thread off topic a bit so I’ll leave it there


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