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Under construction insurance

  • 11-06-2021 9:38pm
    #1
    mayo pixiebell
    Registered Users Posts: 406 ✭✭


    Hi guy,

    Doing a self build, direct labour. Timber frame and a plaster render finish on one half and charred timber on the other half. Getting it very hard to get under construction Insurance.

    AIB quoted under construction insurance of €500+ for rebuild etc. Would that be enough cover? Or would anyone know of any company that will insure a new build that doesn’t have a block finish?…seemingly this is because of brexit since December?

    Thanks,
    Mrs MP


Comments

  • #2
    ZeroSum76
    Registered Users Posts: 160 ✭✭ZeroSum76


    mayo pixiebell wrote: »
    Hi guy,

    Doing a self build, direct labour. Timber frame and a plaster render finish on one half and charred timber on the other half. Getting it very hard to get under construction Insurance.

    AIB quoted under construction insurance of €500+ for rebuild etc. Would that be enough cover? Or would anyone know of any company that will insure a new build that doesn’t have a block finish?…seemingly this is because of brexit since December?

    Thanks,
    Mrs MP

    Try topinsure.ie I think they are based in Waterford and should be found online. I have under construction insurance with them now and found them great.


  • #3
    db
    Registered Users, Registered Users 2 Posts: 1,094 ✭✭✭db


    If you are not using a contractor you will need a higher level of insurance than under construction. You will need full public liability insurance which would normally be covered by the contractor.


  • #4
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    DB is right. You need a self-build policy. Not an in the course of construction policy. The later only provides fire cover.


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