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insurance new car Sunday

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  • 07-09-2019 5:37pm
    #1
    calfmuscle
    Registered Users Posts: 746 ✭✭✭


    Hi all, Im hoping to pick up a second hand car from a garage tomorrow. I really need it for Monday. My brother and me are both fully insured and have open drive plus drive other ppls cars. If I bought the car tomorrow but he drove it home and I drove his home, would this be legal do we think?

    As open drive doesnt apply if you own it so I cant drive it home. But Im assuming his "insured to drive other ppl's cars" policy covers him to drive my car until I can switch it on Monday morning.

    Can anyone see if Im missing something here?

    Thanks


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    #2
    mgbgt1978
    Registered Users Posts: 4,230 ✭✭✭mgbgt1978


    If you both have the 'driving other car' extension (and just check it doesn't exclude cars belonging to other Family members etc.....although that usually just excludes spouses) then there's no reason not to drive both cars home.


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    #3
    Del2005
    Registered Users Posts: 18,907 ✭✭✭✭Del2005


    calfmuscle wrote: »
    Hi all, Im hoping to pick up a second hand car from a garage tomorrow. I really need it for Monday. My brother and me are both fully insured and have open drive plus drive other ppls cars. If I bought the car tomorrow but he drove it home and I drove his home, would this be legal do we think?

    As open drive doesnt apply if you own it so I cant drive it home. But Im assuming his "insured to drive other ppl's cars" policy covers him to drive my car until I can switch it on Monday morning.

    Can anyone see if Im missing something here?

    Thanks

    It'll most likely only be 3rd party cover. Can you afford to pay for your brothers car if you crash it and vice versa


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