Boards.ie uses cookies. By continuing to browse this site you are agreeing to our use of cookies. Click here to find out more x
Thread Closed  
 
 
Thread Tools Search this Thread
26-11-2018, 19:40   #1
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Free physical Revolut card

To celebrate Cyber Monday this year, revolut decided to allow all new and existing customers who have not previously ordered a physical card to get their first standard card for free.

the card itself is very handy to have and can be used for multiple currencies at once so wether you’re shopping online in America or the U.K. for example or want to get Netflix cheap from turkey this card is a must have in my opinion

This is not an affiliate link and I’m not profiting in anyway just sharing

https://blog.revolut.com/how-to-get-...-revolut-card/
OmegaGene is offline  
Advertisement
26-11-2018, 19:43   #2
Mantis Toboggan
Registered User
 
Mantis Toboggan's Avatar
 
Join Date: Mar 2014
Posts: 11,715
What are the benefits of the revolut card?
Mantis Toboggan is offline  
26-11-2018, 19:44   #3
punisher5112
Registered User
 
Join Date: Dec 2013
Posts: 18,665
Quote:
Originally Posted by Mantis Toboggan View Post
What are the benefits of the revolut card?
Better rates on say Sterling
punisher5112 is online now  
(2) thanks from:
26-11-2018, 19:47   #4
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Quote:
Originally Posted by Mantis Toboggan View Post
What are the benefits of the revolut card?
Live currency exchange rates with no fees better than the bank
Handy card to give teenagers as you can limit spending also
You can have multiple currencies at the same time for shopping or trips abroad
You can also send and receive money with another user instantly using their linked mobile number
OmegaGene is offline  
(3) thanks from:
26-11-2018, 19:55   #5
adox
Registered User
 
adox's Avatar
 
Join Date: Apr 2005
Posts: 17,517
I use the virtual card and have never owned a physical card from them. Just wondering if I need it at all.
adox is offline  
Advertisement
26-11-2018, 20:00   #6
ted1
Registered User
 
Join Date: Dec 2005
Posts: 17,787
Quote:
Originally Posted by adox View Post
I use the virtual card and have never owned a physical card from them. Just wondering if I need it at all.
Do you ever leave Ireland? If so then there worth it.
ted1 is online now  
(3) thanks from:
26-11-2018, 20:01   #7
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Quote:
Originally Posted by adox View Post
I use the virtual card and have never owned a physical card from them. Just wondering if I need it at all.
Handy to have in your wallet or purse as a back up and it’s free
I use mine all the time
OmegaGene is offline  
(3) thanks from:
26-11-2018, 20:01   #8
listermint
Registered User
 
listermint's Avatar
 
Join Date: Aug 2007
Posts: 24,202
Technically you don't need it if you assign your virtual card to your Google pay account. You can just pay by tapping your phone.


Simple
listermint is offline  
Thanks from:
26-11-2018, 20:03   #9
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Quote:
Originally Posted by listermint View Post
Technically you don't need it if you assign your virtual card to your Google pay account. You can just pay by tapping your phone.


Simple
Phone breaks or dies not so simple
OmegaGene is offline  
Advertisement
26-11-2018, 20:03   #10
pm1977x
Registered User
 
Join Date: Jul 2012
Posts: 886
Do you have to pay a levy to the government like for standard debit/credit cards?
pm1977x is offline  
26-11-2018, 20:05   #11
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Quote:
Originally Posted by pm1977x View Post
Do you have to pay a levy to the government like for standard debit/credit cards?
No


https://www.revolut.com/ie/
OmegaGene is offline  
(4) thanks from:
26-11-2018, 20:16   #12
bazz26
Registered User
 
bazz26's Avatar
 
Join Date: Jan 2005
Posts: 44,587
Yes you have to pay the Government stamp duty. On Revolut debit card it's charged 12c per ATM transaction and capped at €2.50 per year for ATM only transactions. If you use it for both ATM and card transactions then the cap is €5 just like any other debit card here. You can blame the Irish Government for that.

https://community.revolut.com/t/irish-customers/3901

It's also worth noting that Revolut charge higher exchange rates on weekends than weekdays. They are still cheaper than your bank though and their currency exchange rates on weekdays are interbank rates so near identical to those on xe.com.
bazz26 is offline  
26-11-2018, 20:28   #13
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Quote:
Originally Posted by bazz26 View Post
Yes you have to pay the Government stamp duty. On Revolut debit card it's charged 12c per ATM transaction and capped at €2.50 per year for ATM only transactions. If you use it for both ATM and card transactions then the cap is €5 just like any other debit card here. You can blame the Irish Government for that.

https://community.revolut.com/t/irish-customers/3901

It's also worth noting that Revolut charge higher exchange rates on weekends than weekdays. They are still cheaper than your bank though and their currency exchange rates on weekdays are interbank rates so near identical to those on xe.com.
I forgot about the cash withdrawal tbh, I was in the U.K. last week and used contactless or chip and pin everywhere

For the weekend exchange rate thing it’s a low poercentage but I change my money in advance of this and I’m always looking out for the good rates, the app has an alert you can set up with a currency drops below a certain rate which is handy for planning ahead for holidays
OmegaGene is offline  
26-11-2018, 20:29   #14
Cubah
Registered User
 
Cubah's Avatar
 
Join Date: Nov 2018
Posts: 23
Quote:
Originally Posted by OmegaGene View Post
Yes you do. It's tax, unavoidable.
Cubah is offline  
26-11-2018, 20:32   #15
OmegaGene
Registered User
 
OmegaGene's Avatar
 
Join Date: Oct 2017
Posts: 9,897
Quote:
Originally Posted by Cubah View Post
Yes you do. It's tax, unavoidable.
What tax ? If you don’t withdraw from an atm what tax is there to pay ??

I paid a few once in 2 years of using the card all over the world and that was for an atm withdrawal and not something I would normally use the card for

Last edited by OmegaGene; 26-11-2018 at 20:36.
OmegaGene is offline  
Thread Closed

Thread Tools Search this Thread
Search this Thread:

Advanced Search