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Does windscreen insurance cover leaks?

  • 10-04-2021 11:29am
    #1
    RINO87
    Registered Users, Registered Users 2 Posts: 2,640 ✭✭✭


    Hi - I've noticed a leak at the top of the A pillar driver's side, pretty sure the windscreen seal has failed somewhere. Before I go digging, does windscreen insurance cover leaky seals? I'd image it would need to come out to fix it properly.

    I'm fully comp with FBD thru an post.

    Cheers


Comments

  • #2
    grogi
    Registered Users, Registered Users 2 Posts: 8,615 ✭✭✭grogi


    RINO87 wrote: »
    Hi - I've noticed a leak at the top of the A pillar driver's side, pretty sure the windscreen seal has failed somewhere. Before I go digging, does windscreen insurance cover leaky seals? I'd image it would need to come out to fix it properly.

    No, it typically doesn't. Have a closer look at the windscreen however, there might be some cracks already that are dangerous.


  • #3
    Cee-Jay-Cee
    Registered Users, Registered Users 2 Posts: 12,235 ✭✭✭✭Cee-Jay-Cee


    Maybe go to a windscreen specialist and ask them to check it. If it’s leaking get them to replace it and bill your insurance. Windscreen cover is for a replacement windscreen when it’s been damaged, leaking indicates damage so your covered.


  • #4
    RINO87
    Registered Users, Registered Users 2 Posts: 2,640 ✭✭✭RINO87


    Ya might have to "find" a chip in it myself...


  • #5
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,003 ✭✭✭Eggs For Dinner


    Cee-Jay-Cee wrote: »
    Maybe go to a windscreen specialist and ask them to check it. If it’s leaking get them to replace it and bill your insurance. Windscreen cover is for a replacement windscreen when it’s been damaged, leaking indicates damage so your covered.

    It covers breakage (which includes chips). This is wear and tear or a defect, neither are covered under any insurance policy. You can follow advice to commit insurance fraud if you like. It easy to do as insurers will take you on trust.


  • #6
    coylemj
    Registered Users, Registered Users 2 Posts: 25,490 ✭✭✭✭coylemj


    Cee-Jay-Cee wrote: »
    Windscreen cover is for a replacement windscreen when it’s been damaged, leaking indicates damage so your covered.

    'Damage' does not include deterioration which happens over time. That's why you can't claim for new brake pads on your fully comp. insurance.


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