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Insurance for an Engineering Contractor

  • 10-05-2021 9:39pm
    #1
    mp3ireland2
    Registered Users, Registered Users 2 Posts: 1,824 ✭✭✭


    I have a limited copmany, with one employee and the company which i've been contracting for is asking to see insurance certificate(s), as their insurance company is auditing them. Does anybody know what type of insurance I should be getting and where I could go for a competative price?

    I am the only employee and my wife and I are directors.

    I am working in the pharmaceutical industry in design, install and testing of new equipment.


Comments

  • #2
    Borzoi
    Registered Users, Registered Users 2 Posts: 2,876 ✭✭✭Borzoi


    mp3ireland2 wrote: »

    I am the only employee and my wife and I are directors.

    I am working in the pharmaceutical industry in design, install and testing of new equipment.

    They will be looking for employers liability,public liability. Product liability if you supply equipment. Professional indemnity if you do design. And you should have directors insurance for yourselves. A local broker is your best bet


  • #3
    wally1990
    Registered Users, Registered Users 2 Posts: 1,226 ✭✭✭wally1990


    Borzoi wrote: »
    They will be looking for employers liability,public liability. Product liability if you supply equipment. Professional indemnity if you do design. And you should have directors insurance for yourselves. A local broker is your best bet

    Exactly this

    Employer
    Public
    Professional

    Are 3 of the key ones

    Product as mention and director is handy

    But defo the first 3

    Also, I'd check do they need you to have a certain level of cover on each

    Eg 1.3, 2 or 5 million etc


  • #4
    mp3ireland2
    Registered Users, Registered Users 2 Posts: 1,824 ✭✭✭mp3ireland2


    Thanks to you both


  • #5
    Trojan
    Registered Users, Registered Users 2 Posts: 16,413 ✭✭✭✭Trojan


    Check out Crotty Insurance, underwritten by Tokio Marine. I got PI insurance from them at a better rate than anywhere else.

    Actually, now that I look this up, I see Crotty has been acquired by a UK company Global Risk Partners (GRP). I think they're still open for business as usual.

    There's an older thread about this topic that might be worth a look too.

    🎙️ The Recognized Authority Podcast



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