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Issues relating to Public Health cover on retiring to Ireland

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  • 12-09-2020 6:35pm
    #1
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,026 Mod ✭✭✭✭


    So here is the thing according to the social security agreements between the EU/EEA/CH, the country paying the most of your first pillar pension (the state pension in Ireland) is also responsible for your healthcare etc... so in principle you remain or have the healthcare system in that country and they then reimburse the state you are resident in for your healthcare costs.

    This is all well and good unless you are an Irish citizen entitled to access the public healthcare system in any case. In the case of a country that requires pensioners to continue paying for healthcare, you end up paying for the privilege of access a service which would otherwise be free! And in my case, the sum is very significant as I would have to remain enrolled in one of the most expensive healthcare systems in the world for no good reason.

    I'm currently looking at how to get an exemption, because it basically puts a significant financial burden on us, if we choose to retire anywhere in the EU/EEA/CH.

    Has anyone got any experience of this and could share the outcome?

    Thanks.


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    #2
    otnomart
    Registered Users Posts: 4,065 ✭✭✭otnomart


    Have got no direct experience

    The Official EU Website states:

    Healthcare in the country where you live

    If you receive a pension from the country where you live: you and your family are covered by that country's health insurance system — even if you are also receiving pensions from other countries.
    If you do not receive a pension or any other income from the country where you live: you and your family will receive medical treatment in the country where you live if you would be entitled to medical treatment in the country that pays your pension.

    You should request an S1 form (former E106 form) from your health insurance provider in the country you are moving from.

    When you arrive in your new country, give your S1 form to the relevant authority. This document establishes your right to full healthcare coverage in your country of residence.

    Healthcare in the country where you used to work

    In principle, you and your family are only fully entitled to medical treatment in the country where you live.

    However, if the country which pays your pension is one of the following, you and your family members are entitled to medical treatment both in the country which pays your pension and in the country where you now live:

    Austria, Germany, Netherlands, Belgium, Greece, Poland, Bulgaria, Hungary, Slovenia, Cyprus, Iceland, Spain, Czechia, Liechtenstein, Sweden, France, Luxembourg, Switzerland

    Link: https://europa.eu/youreurope/citizens/health/when-living-abroad/health-insurance-cover/index_en.htm


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