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13-09-2019, 21:17   #1
KingPuck01
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Taking an established bank to the circuit court.

Just wondering has anyone successfully sued a bank over the tracker mortgage robbery over the last 10 years?
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14-09-2019, 13:59   #2
Wheety
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Presumably after going through the bank's own redress process?
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14-09-2019, 17:12   #3
KingPuck01
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Presumably after going through the bank's own redress process?
Yes after that. After the bank had deemed an account unaffected.
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16-09-2019, 13:01   #4
Trish56
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Have you contacted Padraig Kissane who will advise you if you have a case or not.


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Yes after that. After the bank had deemed an account unaffected.

Last edited by Trish56; 17-09-2019 at 13:11. Reason: typo
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16-09-2019, 13:08   #5
banie01
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Yes after that. After the bank had deemed an account unaffected.
Can you prove otherwise?
Without being able to prove you suffered a material loss, I fail to see your case progressing very far.

Assuming you have completed the Bank's internal resolution procedure, and then proceeded to the Financial Ombudsman and they've issued a finding supporting the Bank's stance.
You will have to ensure that beyond any shadow of a doubt you incurred a loss IMO.
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16-09-2019, 13:56   #6
KingPuck01
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Can you prove otherwise?
Without being able to prove you suffered a material loss, I fail to see your case progressing very far.

Assuming you have completed the Bank's internal resolution procedure, and then proceeded to the Financial Ombudsman and they've issued a finding supporting the Bank's stance.
You will have to ensure that beyond any shadow of a doubt you incurred a loss IMO.
Oh yes the case is open and shut. Clear and obvious loss incurred. Decided not to go down the ombudsmen route.
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16-09-2019, 14:24   #7
McGaggs
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Oh yes the case is open and shut. Clear and obvious loss incurred. Decided not to go down the ombudsmen route.
If you go to the ombudsman you're limiting you court access. I think you can only go to the high court after the ombudsman.
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16-09-2019, 14:37   #8
KingPuck01
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If you go to the ombudsman you're limiting you court access. I think you can only go to the high court after the ombudsman.
Yeah . Just going to the circuit court myself. District court is limited on payouts
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17-09-2019, 10:36   #9
Jim2007
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Oh yes the case is open and shut. Clear and obvious loss incurred. Decided not to go down the ombudsmen route.
If the case was open and shut, the bank's legal eagles would have advised the bank to settle it in some way....

Did you get the open and shut opinion from a solicitor or what?
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17-09-2019, 11:03   #10
KingPuck01
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If the case was open and shut, the bank's legal eagles would have advised the bank to settle it in some way....

Did you get the open and shut opinion from a solicitor or what?
I predict they will once the papers are lodged. No solicitor involved yet.
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17-09-2019, 15:03   #11
Jim2007
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I predict they will once the papers are lodged. No solicitor involved yet.
Good luck with that.
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18-09-2019, 01:42   #12
KingPuck01
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Good luck with that.
Thanks lad. Yeah, feeling good about it. Good enough to go fishing in a stocked lake.
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