Originally Posted by greep
I found better rates for my mortgage with KBC, but don't like the hassle of switching...
Has any of you successfully negotiated with your current bank, i.e. threatening them to leave to an alternative lender, say... to match the rates the new lender would offer?
Banks won't price match. However, you might be in a situation where your LTV has reduced sufficiently that you might be eligible to move to a lower rate (if based on LTV). However, KBC have some good rates so it's likely they would still be cheaper.
Yes some work involved in switching (and cost) but the €3k should more than cover that.