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Buying Equipment on Finance

  • 30-01-2019 7:22pm
    #1
    ThunderCat
    Closed Accounts Posts: 1,385 ✭✭✭


    Hi

    Just wondering if anyone knows if there are music stores either online or phyical shops that allow you to pay back monthly for gear. I want to get a guitar and would ideally prefer to pay it off in installments. Is this even a thing? Many thanks


Comments

  • #2
    martinedwards
    Registered Users, Registered Users 2 Posts: 2,043 ✭✭✭martinedwards


    certainly used to be.

    bear in mind that with interest you'll likely pay back at least 50% more thanif you walked into the shop and paid cash.

    I'm an old fella so I'm going to give you advice like your grandad would.

    Save up rather than get credit.


  • #3
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Unless your purchase is going to earn you money I would agree with the above, or perhaps lower your budget if that's possible.


  • #4
    feylya
    Moderators, Music Moderators Posts: 23,361 Mod ✭✭✭✭feylya


    Andertons do 0% finance over 24 months https://www.andertons.co.uk/finance though saving the cash yourself first is the best way.


  • #5
    Pelvis
    Closed Accounts Posts: 1,758 ✭✭✭Pelvis


    feylya wrote: »
    Andertons do 0% finance over 24 months https://www.andertons.co.uk/finance though saving the cash yourself first is the best way.
    That's only for UK residents.


  • #6
    feylya
    Moderators, Music Moderators Posts: 23,361 Mod ✭✭✭✭feylya


    Pelvis wrote: »
    That's only for UK residents.

    Doh!


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  • #7
    ThunderCat
    Closed Accounts Posts: 1,385 ✭✭✭ThunderCat


    Many Thanks for all the responses. Yea I think the advice given to save first is sound. I'll go down that route. Thanks again.


  • #8
    martinedwards
    Registered Users, Registered Users 2 Posts: 2,043 ✭✭✭martinedwards


    also, bear in mind that if you go into buy... say .... €1000 worth of gear, set cash on the table and you'll likely pay €900-950.

    ask for credit and its the full thousand......


  • #9
    The_g-man
    Registered Users, Registered Users 2 Posts: 586 ✭✭✭The_g-man


    The Sound Shop in Drogheda offers finance at the moment.
    https://www.soundshop.ie/flexi-fi/
    There's a link with the details and the small print.


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