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Apartment not registered - what to do?

  • 26-10-2020 2:46pm
    #1
    Hiberno1234
    Registered Users Posts: 2 ✭


    After searching on the landddirect.ie website, I've just noticed that an apartment that I bought with a mortgage nearly twenty Years ago is not registered.

    From the landdirect.ie website when I did a map search;

    "Multi Storey Scheme:
    This is a Multi-Storey Building (MSB) identifier. The MSB identifier provides the folio number for each unit that is registered. Note: Units in a development that do not display a Folio number are not registered yet".

    -needless to say my apartment is not listed.

    What are the implications of this?

    I have had a mortgage with one of the main banks all this time and have paid the mortgage off dutifully.

    This is coming as an enormous shock to me, I am livid at the incompetence of the solicitor tbh.

    What should I do from here?

    Can I register the property myself - I don't have any confidence in the solicitor to do it at this stage.
    Can I get another solicitor to do it for me?

    Does this mean there are no deeds to the property? - hope this isn't a silly question but I am extremely worried atm.

    Thanks in advance.


Comments

  • #2
    sammye333
    Registered Users, Registered Users 2 Posts: 78 ✭✭sammye333


    Does this mean there are no deeds to the property? - hope this isn't a silly question but I am extremely worried atm.

    when you paid off your mortgage, you should have got your deeds back from the bank??


  • #3
    Hiberno1234
    Registered Users Posts: 2 ✭Hiberno1234


    sammye333 wrote: »

    when you paid off your mortgage, you should have got your deeds back from the bank??

    Mortgage is not paid off - I have one Year left to pay.


  • #4
    nuac
    Registered Users, Registered Users 2 Posts: 6,769 ✭✭✭nuac


    Mod
    Go to firm who acted for you on the purchase


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