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Mortgage and a break up

  • 28-04-2021 6:30pm
    #1
    Reg head
    Registered Users Posts: 2 ✭


    Hi there, i am 5 years into a joint mortgage with my partner but its not working out, we are thinking of breaking up. Just wondering if she buys me out of the mortgage and i go to buy my own house then am i a first time buyer again or would i be a 2nd time buyer...all comments welcome..


Comments

  • #2
    Bank of Ireland: Megan
    Closed Accounts Posts: 265 ✭✭Bank of Ireland: Megan


    Reg head wrote: »
    Hi there, i am 5 years into a joint mortgage with my partner but its not working out, we are thinking of breaking up. Just wondering if she buys me out of the mortgage and i go to buy my own house then am i a first time buyer again or would i be a 2nd time buyer...all comments welcome..
    Good morning,

    Thanks for getting in touch with us here on Boards.ie. 

    For the best help with your query, I would recommend contacting our Mortgage Specialists on 016113333. One of my colleagues will be happy to discuss this and offer further advice.

    I hope this information helps!

    Many thanks,
    Megan


  • #3
    Tow
    Registered Users, Registered Users 2 Posts: 8,099 ✭✭✭Tow


    [font=Fira Sans, sans-serif]https://www.revenue.ie/en/life-events-and-personal-circumstances/marital-status/separation-divorce-and-civil-annulment/transfer-of-assets-and-property-between-former-partners.aspx[/font]

    If you separated or divorced after 15 June 2000 and buy another house, you may qualify for first time buyers' relief. To qualify you must meet the following conditions:
    • you have left the shared home
    • you have not retained an interest in the shared home
    • your former partner continues to live in the house, which you shared before the separation or dissolution of your marriage.

    When is the money (including lost growth) Michael Noonan took in the Pension Levy going to be paid back?



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