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DC Pension

  • 11-02-2019 1:40pm
    #1
    LuasSimon
    Closed Accounts Posts: 1,208 ✭✭✭


    Having given much thought to pensions until now but at 40 I need to be more attentive.
    What is normal percentage amount paid and matched by a decent employer these days ?
    Unless your in the public sector there doesn’t to be any DB schemes for new staff ?


Comments

  • #2
    Cina
    Registered Users Posts: 2,388 ✭✭✭Cina


    Bout... tree fiddy.


  • #3
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    LuasSimon wrote: »
    Having given much thought to pensions until now but at 40 I need to be more attentive.
    What is normal percentage amount paid and matched by a decent employer these days ?
    Unless your in the public sector there doesn’t to be any DB schemes for new staff ?

    Defined Benefit pensions are for too expensive for commercial organisations to cover, which is why only governments now give them and even this is farcical, but reality.

    My employer pays 2% above whatever i pay. So I pay 4%, they pay 6%.


  • #4
    rgodard80a
    Registered Users, Registered Users 2 Posts: 568 ✭✭✭rgodard80a


    LuasSimon wrote: »
    What is normal percentage amount paid and matched by a decent employer these days ?

    It very likely depends on the sector too.
    In the I.T. sector, I've seen employers match up to 5% of employees contributions. Maybe raising it after 5 years of service in some cases.

    No employer is forced to have any pension scheme or make any contributions for its employees. In those cases it's up to you to have a private pension scheme.


  • #5
    Boom_Bap
    Moderators, Music Moderators, Society & Culture Moderators Posts: 25,734 Mod ✭✭✭✭Boom_Bap


    Depends on how much werthers originals and liquorice you are going to consume when retired.


  • #6
    mikemac2
    Registered Users Posts: 2,972 ✭✭✭mikemac2


    Live fast & die young OP :cool:


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  • #7
    orourkeda1977
    Closed Accounts Posts: 1,628 ✭✭✭orourkeda1977


    Have a pension ****


  • #8
    namloc1980
    Registered Users, Registered Users 2 Posts: 18,329 ✭✭✭✭namloc1980


    My employer pays 10% regardless of employee contribution and then matches employee contributions above that although age depending. Currently I pay 2% and they pay 12% so 14% in total.


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