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Insurance renewal - break cover

  • 31-03-2020 10:32am
    #1
    supue
    Registered Users Posts: 157 ✭✭


    Car insurance is up for renewal next week:
    - 2 car household, only using 1 car rarely at the moment - I'm a named driver on other policy
    - Does breaking policy cover cause an issue if I go to renew in a few months?

    Policy renewal is circa €700, seems a waste to sign up now whilst car is effectively sitting there

    Thanks


Comments

  • #2
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    supue wrote: »
    Car insurance is up for renewal next week:
    - 2 car household, only using 1 car rarely at the moment - I'm a named driver on other policy
    - Does breaking policy cover cause an issue if I go to renew in a few months?

    Policy renewal is circa €700, seems a waste to sign up now whilst car is effectively sitting there

    Thanks


    You keep no claims for 2 years.

    They could give you any price they feel to be honest, shop around.


  • #3
    Dr_Colossus
    Registered Users, Registered Users 2 Posts: 3,159 ✭✭✭Dr_Colossus


    punisher5112 wrote: »
    You keep no claims for 2 years.

    They could give you any price they feel to be honest, shop around.

    +1, my policy is up next week and my renewal quote was best by a long means over anything else I could obtain.
    Renewal quote came to €482, same details and cover as a new customer was showing as €602 with next best from any other provider at €628. Was surprised as previous renewal quotes tried to shaft so always had to change providers.


  • #4
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 3,003 ✭✭✭Eggs For Dinner


    Check with the insurers of the car you named on, that you are not required to maintain a separate policy in your own name.


  • #5
    lalababa
    Registered Users, Registered Users 2 Posts: 1,736 ✭✭✭lalababa


    Dr_Colossus wrote: »
    +1, my policy is up next week and my renewal quote was best by a long means over anything else I could obtain.
    Renewal quote came to €482, same details and cover as a new customer was showing as €602 with next best from any other provider at €628. Was surprised as previous renewal quotes tried to shaft so always had to change providers.

    That's a turn up for the books... .any reason ? Never heard it before...maybe twenty quid or something.


  • #6
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,752 Mod ✭✭✭✭Henry Ford III


    If you suspend cover and the car is damaged or stolen you're stuffed.


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