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Multiple Approval In Principle from different banks

  • 11-02-2019 8:28pm
    #1
    ZioL
    Registered Users Posts: 4 ✭ZioL


    Hi all, is it possible to get multiple AIP at the same time from different banks?
    Thanks!


Comments

  • #2
    Phileas Frog
    Closed Accounts Posts: 946 ✭✭✭Phileas Frog


    Yes, of course


  • #3
    tom1ie
    Registered Users, Registered Users 2 Posts: 10,724 ✭✭✭✭tom1ie


    Yes. Switching mortgage provider by any chance?


  • #4
    ZioL
    Registered Users Posts: 4 ✭ZioL


    tom1ie wrote: »
    Yes. Switching mortgage provider by any chance?

    I'm still at the first step asking AIP and I was wondering if I can get more than one from BOI and AIB.


  • #5
    tom1ie
    Registered Users, Registered Users 2 Posts: 10,724 ✭✭✭✭tom1ie


    ZioL wrote: »
    I'm still at the first step asking AIP and I was wondering if I can get more than one from BOI and AIB.

    You can get mortgage approval from all the banks if you wish. Do you mind me asking who you are moving from? Ebs are offering 2% cashback. You can move there, get the 2% after a month or so, and then move to aib for the lowest variable on the market (providing your ltv is 50% or less).


  • #6
    daheff
    Registered Users, Registered Users 2 Posts: 5,898 ✭✭✭daheff


    If anything it’s in your interest as some banks may value your prospective property differently and maybe not give you what you need at the last second


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  • #7
    Zaiden Scary Wheat
    Posts: 0 CMod ✭✭✭✭ Zaiden Scary Wheat


    tom1ie wrote: »
    You can get mortgage approval from all the banks if you wish. Do you mind me asking who you are moving from? Ebs are offering 2% cashback. You can move there, get the 2% after a month or so, and then move to aib for the lowest variable on the market (providing your ltv is 50% or less).

    I think i saw on an ad the 2% is payable only after some period of time
    eta: i see now it's 3% of which 2% is up front... nice


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