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Funeral Insurance When Terminally Ill... And Young

  • 09-11-2017 1:13am
    #1
    _Dara_
    Closed Accounts Posts: 3,971 ✭✭✭


    Is this even possible or would I be excluded for having a very life-limiting illness? I'm young too, 33. Would this make a difference?

    I'm on an online UK based support group for people in the same position and people there have been able to get great funeral insurance plans for quite a small monthly payment. I'm just not sure if that is possible over here.

    I just don't want to burden loved ones with a huge funeral bill when I'm gone but I am so broke, I cannot save the funeral amount. I can however pay a monthly insurance premium if there is a lower cost one available.

    I know I probably seem lazy asking here but it's an emotionally overwhelming, daunting and pretty upsetting thing to think about.


Comments

  • #2
    looksee
    Registered Users, Registered Users 2 Posts: 28,767 ✭✭✭✭looksee


    Hi Dara, I'm sorry you have this to deal with. I honestly can't say anything very useful, I have no idea. Is there anyone could pick up the phone for you and ask a broker? Then at least you would only have to ask once, rather than explaining over and over.


  • #3
    _Dara_
    Closed Accounts Posts: 3,971 ✭✭✭_Dara_


    looksee wrote: »
    Hi Dara, I'm sorry you have this to deal with. I honestly can't say anything very useful, I have no idea. Is there anyone could pick up the phone for you and ask a broker? Then at least you would only have to ask once, rather than explaining over and over.

    My huz actually works in insurance but it's not a conversation I want to have with him. I may need professional advice.


  • #4
    oconnot5
    Registered Users Posts: 56 ✭✭oconnot5


    Sorry to hear. There are options for over 50, no medical / disclosure needed. Not sure for younger though


  • #5
    AndrewJRenko
    Registered Users, Registered Users 2 Posts: 29,434 ✭✭✭✭AndrewJRenko


    https://www.boards.ie/discussion/2057806803/funeral-insurance-when-terminally-ill-and-young

    Some credit unions provide good value funeral insurance. This one includes cover for pre existing conditions after 12 months. Might be worth checking out what your local CU offers.

    https://social.capitalcu.ie/dbi-2021/




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