Avantcard Cashback €144 - New & existing customers

wench · 25-07-2019 1:23pm

That should probably work ok so.

25-07-2019 4:33pm

Bojill wrote: »

I gave up the tesco points on the avant card.
80 euro spend= 10 tesco points =10c in tesco vouchers
With the cashback 80 spend= 1 euro cash

I realise that certain transactions will now not count, but I sometimes struggle to find things to use the vouchers on.

Also keep in mind when deciding that Tesco are cutting back on rewards available.

joeysoap wrote: »

I would be of the opinion that cash back kicks in from signing up date onwards.
.

I asked - yes it's from signing date or possibly day after, depending on what time of day it is when they switch you over.

Good'n'easy offer, thanks OP

Bojill · 03-08-2019 10:06am

I got the full 12 euro cashback today, only joined it mid way through July, think they gave me cashback for the complete month.

dhaughton99 · 03-08-2019 6:39pm

I got 69c out of €500+ spend. ☹️

torrevieja · 04-08-2019 1:12am

Hi folks i have a Bank of Ireland Mastercard and im going to switch, what i want to know is,

how long before card is sent and is active?

do i have to notify my old Card company?

will i be charged for two cards with government duty?

Charlie19 · 04-08-2019 1:19am

Bojill wrote: »

I got the full 12 euro cashback today, only joined it mid way through July, think they gave me cashback for the complete month.

I have the card since the MBNA days and was tempted to make the call but after reading the post below I'm not too bothered.

Why is there such a difference in rewards?

dhaughton99 wrote: »

I got 69c out of €500+ spend. ☹️

Cyrus · 04-08-2019 1:54am

Folks the AIB platinum card cash back is a lot better than this

Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225)*

Mongfinder General · 04-08-2019 2:46am

Cyrus wrote: »

Folks the AIB platinum card cash back is a lot better than this

Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225)*

Spend €1000 a month on qualifying goods and services and you'll get €144 back per year with Avantcard. What goods and services qualify with boi?

Q&A · 04-08-2019 6:16am

Charlie19 wrote: »

Bojill wrote: »

I got the full 12 euro cashback today, only joined it mid way through July, think they gave me cashback for the complete month.

I have the card since the MBNA days and was tempted to make the call but after reading the post below I'm not too bothered.

Why is there such a difference in rewards?

dhaughton99 wrote: »

I got 69c out of €500+ spend. ☹️

Not all purchases are eligible. For example hotels don't count. Full list of eligible types of spending can be found @ https://www.avantcard.ie/documents/111780/1631799/Eligible+Spend+for+Cashback+Reward+by+Type+of+Merchant+V3+20190301.pdf/0caaea24-e5b4-06e2-248e-b8c2c77a482d

This isn't going to make you rich but the way i look at it if you earn €30 in a year off this it covers your stamp duty.

Happy so far, after 4 months I'm averaging about €7 a month. All for doing nothing except making one phone call.

MilaM · 04-08-2019 6:57am

I am going to give them a call to sign up, thanks op!

vicwatson · 04-08-2019 7:47am

Just wondering, are avantcard data mining, is that what you give to get? Just wondering

conor_mc · 04-08-2019 8:40am

Cyrus wrote: »

Folks the AIB platinum card cash back is a lot better than this

Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225)*

You’d have to spend 45k on your credit card in a year to qualify for the full €225 though, or 28,800 to get the €144 on offer with Avantcard. On the other hand, all spend counts I think (hotels, flights, etc.) and I don’t think there’s a monthly max like AC or KBC have.

conor_mc · 04-08-2019 8:42am

Double post... oops!

thenightman · 04-08-2019 8:53am

vicwatson wrote: »

Just wondering, are avantcard data mining, is that what you give to get? Just wondering

All credit/debit card issuers are already using your spending data, so this is no different.

NinjaTruncs · 04-08-2019 9:21am

KBC are offering 4% back on grocery and online transactions for people who apply for a new KBC credit card between July and August. That seems a hard offer to beat.

Limited to a max of €40 back a month.

AndrewJRenko · 04-08-2019 10:05am

NinjaTruncs wrote: »

KBC are offering 4% back on grocery and online transactions for people who apply for a new KBC credit card between July and August. That seems a hard offer to beat.

Limited to a max of €40 back a month.

The 4% is for three months only, but still interesting. What are KBC like on credit limits? If I'm going to do a balance transfer, I'd need a decent limit.

thenightman · 04-08-2019 10:23am

KBC would only offer me 3k credit, Avant offered me 7k so went with them. Good offer all the same by KBC though

NinjaTruncs · 04-08-2019 10:31am

Yeah I got twice as much with Avant as KBC would give also. Avant seemed to be much more thorough with their checks though. It felt like they really scrutinized my statements while KBC seem to simply approve the card.

Davy · 04-08-2019 10:49am

torrevieja wrote: »

Hi folks i have a Bank of Ireland Mastercard and im going to switch, what i want to know is,

how long before card is sent and is active?

do i have to notify my old Card company?

will i be charged for two cards with government duty?

As part of the application, you can transfer your balance from one to the other. You will get a letter of closure so you don't have to pay stamp duty again.

Roberto_gas · 07-08-2019 6:36am

Got the first 4 eur back this month...

joeysoap · 07-08-2019 11:38am

Signup up about 2 weeks ago. Plenty of purchases after signing up. Got my statement this morning. Nada - zilch - nothing at all. I appreciate hotels don’t count, do online tickets count, pay parking, train tickets?

Roberto_gas · 07-08-2019 11:41am

joeysoap wrote: »

Signup up about 2 weeks ago. Plenty of purchases after signing up. Got my statement this morning. Nada - zilch - nothing at all. I appreciate hotels don’t count, do online tickets count, pay parking, train tickets?

I signed up same time....i think most of your things might be travel ! check on your avantcard online site what is the category for them.

joeysoap · 07-08-2019 2:51pm

Yes, a lot of travel related spending. But a few items in Woodies and Argos too. Was too late for major purchases earlier in month.

Few football tickets, they obviously don’t count either.

Beersmith · 07-08-2019 9:16pm

joeysoap wrote: »

Yes, a lot of travel related spending. But a few items in Woodies and Argos too. Was too late for major purchases earlier in month.

Few football tickets, they obviously don’t count either.

Its already been said. Its not reimbursed on each billing cycle. Its a month after you sign up

Roberto_gas · 07-08-2019 9:18pm

Beersmith wrote:

Its already been said. Its not reimbursed on each billing cycle. Its a month after you sign up

I registered on 20th July and got cash back dated 2nd august

wench · 07-08-2019 10:48pm

Roberto_gas wrote: »

I registered on 20th July and got cash back dated 2nd august

Likewise, signed up 24th July after a busy month of spending, got my €12 on the 2nd Aug.

glen123 · 08-08-2019 1:34pm

Signed up on the 25th.....haven't used the card since then....got 12eur cashback on the 2nd!

Another card that I also signed up on the 25th - used it quite a lot since the 25th and got no cashback so far.

Roberto_gas · 08-08-2019 4:10pm

vicwatson wrote: »

Just wondering, are avantcard data mining, is that what you give to get? Just wondering

Most of the banks do data mining anyway based on debits on the accounts !

joeysoap · 08-08-2019 5:08pm

I’ll give another month, then revert back what I was doing previously. Mostly debit card and pay pal. I deviated this month to see if it was worth it. Included a €520 spend in Argos.

joeysoap · 23-08-2019 11:26am

Signed up about 6 weeks ago and nothing on first statement.

This morning I received two letters from Avantcard welcoming me to reward+ and informing me I will earn rewards straight away!

Both are dated 16th August. So we wait for the next statement. Letters do state I will see cashback credits on my account monthly for the previous months transactions. ( does state previous month. Next statement not due till early September)

dhaughton99 · 23-08-2019 12:50pm

joeysoap wrote: »

Signed up about 6 weeks ago and nothing on first statement.

This morning I received two letters from Avantcard welcoming me to reward+ and informing me I will earn rewards straight away!

Both are dated 16th August. So we wait for the next statement. Letters do state I will see cashback credits on my account monthly for the previous months transactions. ( does state previous month. Next statement not due till early September)

I got 2 as well for some reason.

Leslie91 · 23-08-2019 2:42pm

I came from Tesco and so we still get the Clubcard points on spend with the CC. Seemingly you cannot do both i.e. get the cashback reward and the points. If I was to leave for the rewards + they tell me there is no way to go back to getting the Tesco points.

Roberto_gas · 23-08-2019 9:25pm

Leslie91 wrote: »

I came from Tesco and so we still get the Clubcard points on spend with the CC. Seemingly you cannot do both i.e. get the cashback reward and the points. If I was to leave for the rewards + they tell me there is no way to go back to getting the Tesco points.

In long term this will save u more..tesco off late has been winding down on boost partners as well...

torrevieja · 26-08-2019 10:59pm

hi folks id like to sign up probably for Avantcard Cashback Rewards,

in the mean time do i just cancel my old Credit Card ?

Davy · 27-08-2019 12:03am

torrevieja wrote: »

hi folks id like to sign up probably for Avantcard Cashback Rewards,

in the mean time do i just cancel my old Credit Card ?

I'm presuming your current card is with another provider?

If so, you can keep it active till your new one is setup. You will have the option to transfer the balance etc. You wont be liable for a second stamp duty either.

torrevieja · 27-08-2019 12:22am

Davy wrote: »

I'm presuming your current card is with another provider?

If so, you can keep it active till your new one is setup. You will have the option to transfer the balance etc. You wont be liable for a second stamp duty either.

yes its with another provider, so having two cards is still only one stamp duty?

I do intend to cancel my old one do i just ring my bank and cancel?

also i only want credit on My credit card for €4000, how do i go about telling them this that i want this credit limit ?

redcup342 · 27-08-2019 8:53am

thenightman wrote: »

I've been hmming and hawwing about getting a credit card the last while as it would be handy for car rental & hotel booking abroad, the 30 quid bonus for joining might just put me over the edge here. Just a quick question:

1. How do you pay your bill each month? do you have to transfer from your bank account or can you pay instantly by Visa Debit etc?

Visa/Mastercard Debit or Bank Transfer.

They are pretty good in fairness, I've also been using them for around 15 years. I even moved abroad around 10 years ago and the customer service has been excellent.

Debit card is great and all but if something goes wrong when you are abroad you'll get the standard "you need to wait 10 working days"
With Avantcard I could walk into a bank in Czech Republic with my Passport and they had arranged money to be there for me and had a Temporary card out by Fedex next morning at the hotel.

Davy · 27-08-2019 9:07pm

torrevieja wrote: »

yes its with another provider, so having two cards is still only one stamp duty?

You will have to pay a second stamp duty if you keep the card active, but I meant you don't need to close it before opening the new one.

joeysoap · 03-09-2019 5:27pm

I can see €8.01 credit on my upcoming statement

Roberto_gas · 03-09-2019 10:14pm

Just a credit of 6.4 I thought I will make the full 12 lol

11-09-2019 11:35am

Where do they tell you what the cashback amount is? Can't see on statement or account.

joeysoap · 11-09-2019 3:59pm

If it is there you will see it. i was expecting cash back in August. Zero received. But there was in September.

LizardKing · 11-09-2019 4:13pm

FYI I called up and asked to get this enabled about 6 weeks ago.... nothing received.

Called them again and there was an issue with turning it on - it was never fully completed.

They enabled it now and gave me €20 due to the mistake

Davy · 11-09-2019 8:21pm

123654789 wrote: »

Where do they tell you what the cashback amount is? Can't see on statement or account.

It will appear as a pending transaction on the 2nd of each month. Once posted, it will be a line on the statement saying "Cashback reward".

11-09-2019 9:17pm

Thanks guys, it is definitely not there then. I'll ring them tomorrow. There's a column called Promotional Plan Code but there's nothing in it... I wonder is that connected to it as well, the cashback per transaction maybe?

Roberto_gas · 04-10-2019 9:49am

Again very low cashback...i have used card for roughly 2000 Euros...

wench · 04-10-2019 9:55am

Roberto_gas wrote: »

Again very low cashback...i have used card for roughly 2000 Euros...

Was the spending in an eligible category?
You can see the full list in the pdf here

https://www.avantcard.ie/documents/111780/1631799/Eligible+Spend+for+Cashback+Reward+by+Type+of+Merchant+V3+20190301.pdf/0caaea24-e5b4-06e2-248e-b8c2c77a482d

Heiser · 11-10-2019 3:13pm

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

Beersmith · 11-10-2019 6:07pm

Heiser wrote: »

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

Jesus, just talk to them. 8K isn't a huge limit. A car rental company can put a huge holding charge on a CC.

glen123 · 11-10-2019 6:51pm

Heiser wrote: »

I got my documents today and I see they've approved me with an 8k limit. I only asked for 4k. I don't like the idea of having an 8k limit incase the card was stolen or something.

If I ask them to reduce it again is it seen as a withdrawal of credit? Does this then impact negatively on my credit score? This is important as I'll be approaching them about a 35k home improvement loan next year...

3 years ago when I applied for a loan, they offered to reduce my credit limit on my card so that they could give me the amount I needed.

So you maybe keep the limit for now - they'll reduce it themselves if needed when it comes to your loan application.

Avantcard Cashback €144 - New & existing customers

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