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Biggest debt you've been in?

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24567

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    #32
    Deranged96
    Registered Users Posts: 588 ✭✭✭Deranged96


    €40 to me cousin.
    Took 2 months but by God I settled it


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    #33
    Firefox11
    Registered Users Posts: 1,515 ✭✭✭Firefox11


    Those people saying that they will never owe some type of debt must be planning to have some very frugal lives!!:eek:


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    #34
    Highflyer13
    Closed Accounts Posts: 954 ✭✭✭Highflyer13


    19k at the moment on a car loan. Never again, not even a mortgage. The stupidity of it all.


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    #35
    lukesmom
    Registered Users Posts: 4,400 ✭✭✭lukesmom


    None at all.
    No rent
    No mortgage
    No credit cards
    No loans
    No overdrafts


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    #36
    Tail Docker
    Closed Accounts Posts: 2,954 ✭✭✭Tail Docker


    lukesmom wrote: »
    None at all.
    No rent
    No mortgage
    No credit cards
    No loans
    No overdrafts

    No sh1t?

    That sound frugally frugal. Or did you win the lotto?


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    #37
    on the river
    Registered Users Posts: 1,527 ✭✭✭on the river


    lukesmom wrote: »
    None at all.
    No rent
    No mortgage
    No credit cards
    No loans
    No overdrafts

    So you live at home


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    #38
    lukesmom
    Registered Users Posts: 4,400 ✭✭✭lukesmom


    Tail Docker wrote: »
    No sh1t?

    That sound frugally frugal. Or did you win the lotto?

    No lotto. Don't need a credit card I would of course love one but I know I'd be dangerous with it.


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    #39
    lukesmom
    Registered Users Posts: 4,400 ✭✭✭lukesmom


    on the river wrote: »
    So you live at home

    Yes I live in my own home with husband and three kids.


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    #40
    Firefox11
    Registered Users Posts: 1,515 ✭✭✭Firefox11


    on the river wrote: »
    So you live at home

    or a cave.:pac:


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    #41
    lukesmom
    Registered Users Posts: 4,400 ✭✭✭lukesmom


    Firefox11 wrote: »
    or a cave.:pac:

    Ah that's not very nice is it?


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    #42
    Tail Docker
    Closed Accounts Posts: 2,954 ✭✭✭Tail Docker


    lukesmom wrote: »
    Ah that's not very nice is it?

    Depends on the cave...The Bat Cave is pretty posh.


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    #43
    waffleman
    Registered Users Posts: 580 ✭✭✭waffleman


    125K in 2008
    90K now
    13 years left
    Thank f*ck it's a tracker mortgage
    Never again!


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    #44
    TheBeardedLady
    Closed Accounts Posts: 2,086 ✭✭✭TheBeardedLady


    For the next number of years, I'm going to be properly in debt for the first time in my life as I'm going back to university as a mature student in my 30s. Owed people money in the past but not much but I'm going to end up owing thousands. Hopefully it'll be all worth it and I'll get into a profession that I can earn more money in than I'm earning now (which really wouldn't be difficult - I'm earning pittance right now). It's a scary feeling though as there's no guarantee it'll all work out. That's life, I suppose. Gotta take a gamble if you want to change your circumstances!


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    #45
    KeithM89
    Closed Accounts Posts: 3,557 ✭✭✭KeithM89


    45k on a car loan, 3k left on my masters and a tenner to a mate for a taxi at the weekend. He'll be waiting....


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    #46
    lukesmom
    Registered Users Posts: 4,400 ✭✭✭lukesmom


    Used to hate paying rent. All that money down the drain every month. Would have been alright if the landlord had let us paint and spruce the place up but she wouldn't. At least with a mortgage you get something out of it.


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    #47
    shruikan2553
    Closed Accounts Posts: 6,113 ✭✭✭shruikan2553


    No debt yet. Waiting for the new celtic tiger after I graduate!


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    #48
    wiseoldelf34
    Registered Users Posts: 208 ✭✭wiseoldelf34


    went mad with the wee people during the boom only owe 5k now.might as well be 5mill.
    I wonder if i said Feck off see yiz in court and take my chances would they send the viper over


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    #49
    myshirt
    Registered Users Posts: 5,245 ✭✭✭myshirt


    €35k on behalf of post war baby boomers who decided to take out a credit card in my name.

    Grrr!


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    #50
    Tail Docker
    Closed Accounts Posts: 2,954 ✭✭✭Tail Docker


    wiseoldelf34 wrote: »
    went mad with the wee people during the boom only owe 5k now.might as well be 5mill.
    I wonder if i said Feck off see yiz in court and take my chances would they send the viper over

    Erm, translator to Aisle Five please!


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    #51
    Firefox11
    Registered Users Posts: 1,515 ✭✭✭Firefox11


    lukesmom wrote: »
    Ah that's not very nice is it?

    Sorry. I didnt mean it like that. Apologies.

    I suppose what I mean is that, in this modern economised, globalised world we live in, I find it difficult to see how people cant manage/survive without owing some form debt no matter how big or small.

    I manage any debt as well i can (a mortgage mostly) and have as little as possible but if people can manage without more power to them.


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    #52
    The Rabbit
    Banned (with Prison Access) Posts: 140 ✭✭The Rabbit


    wiseoldelf34 wrote: »
    went mad with the wee people during the boom only owe 5k now.might as well be 5mill.
    I wonder if i said Feck off see yiz in court and take my chances would they send the viper over

    The Viper arrived into a hotel I used to work in over a couple of hundred euro invoice owed to a florist.

    Midget little prick.


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    #53
    XsApollo
    Registered Users Posts: 2,406 ✭✭✭XsApollo


    90k mortgage.
    19k car loan.


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    #54
    Five Green Bottles
    Registered Users Posts: 77 ✭✭Five Green Bottles


    owe excess of €5,000,000 today i think


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    #55
    Aongus Von Bismarck
    Registered Users Posts: 1,794 ✭✭✭Aongus Von Bismarck


    £29000 to do a Masters.


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    #56
    ytpe2r5bxkn0c1
    Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Firefox11 wrote: »
    Those people saying that they will never owe some type of debt must be planning to have some very frugal lives!!:eek:

    Far from it. Just get a good job with a good wage and off you go. I'm far from frugal; it's a matter of having enough not to require debt while living very well. Indeed the biggest thing nowadays is the poor return on savings rather than the cost of debt.


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    #57
    The One Doctor
    Registered Users Posts: 2,339 ✭✭✭The One Doctor


    I was in about €15,000 of debt up to 2010. Now I'm debt free and saving like mad. Just bought a car with savings a month ago and have half of it paid back already. I have a fear of debt now, and that includes mortgages.


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    #58
    waffleman
    Registered Users Posts: 580 ✭✭✭waffleman


    125K in 2008
    90K now
    13 years left
    Thank f*ck it's a tracker mortgage
    Never again!


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    #59
    Firefox11
    Registered Users Posts: 1,515 ✭✭✭Firefox11


    Eileen Fluffy Peppercorn wrote: »
    Far from it. Just get a good job with a good wage and off you go. I'm far from frugal; it's a matter of having enough not to require debt while living very well. Indeed the biggest thing nowadays is the poor return on savings rather than the cost of debt.

    Well if I was earning 100k a week then of course. But if I took out a 500k mortgage id still be in debt for a few weeks. :D

    Unfortunately most people will never be super rich as not to have debt somewhere.


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    #60
    Butterface
    Registered Users Posts: 731 ✭✭✭Butterface


    I have a UK student loan which I have to start paying back early next year, although I'm doing a Masters now and I think you only start paying back when earning over a certain amount. I'm not exactly sure how much it amounts to as the fees went up slightly one year but it's definitely over £10,000 (13,000euro). I have literally no anxiety over that loan at all.

    I'm considering taking out a small-ish loan from the bank to help me through the Masters, but only about 2,000euro because I'm working weekends so it's not for living costs, just need to buy a new laptop and pay the balance of my fees.


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    #61
    lukesmom
    Registered Users Posts: 4,400 ✭✭✭lukesmom


    Firefox11 wrote: »
    Sorry. I didnt mean it like that. Apologies.

    I suppose what I mean is that, in this modern economised, globalised world we live in, I find it difficult to see how people cant manage/survive without owing some form debt no matter how big or small.

    I manage any debt as well i can (a mortgage mostly) and have as little as possible but if people can manage without more power to them.

    No problem no offence taken. We own our own home bought at a great price last year with cash so no mortgage which helps a lot.


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